ACCEPTABLE RISK - Groundsure

1 Review reportAddress:Specimen siteBeneficiary name:Specimen clientGrid reference:Your reference: Groundsure reference:Date:406823,286961 Client referenceSpecimen referenceApr 27, 2017 Written by: Reviewed by: Consultant nameConsultant nameContaminated LandFlood riskACCEPTABLE RISKA ssessed potential for environmental risk associatedwith this property: LowAssessed potential for flood risk associated with thisproperty:Low-ModerateThe following opinion is provided by Groundsure on the basis of the information available at the time this report wasproduced. Statutory or Third Party ActionIs there a risk of statutory ( Part 2A EPA 1990) or third party action being takenagainst the site?UnlikelyBanking securityDoes the property represent ACCEPTABLE Banking Security from an environmentalperspective?

2 YesEnvironmental liabilityIs there a risk that the property value may be impacted due to environmental liabilityissues?Unlikely Please contact us with anyquestions relating to this report:Tel: 08444 159 reference: Specimen referenceDate: Apr 27, 20171 RecommendationsNone OpinionCurrent Land UseGroundsure has been advised by the client (or their advisers) that the property is currently used as ha site has been identified to comprise several adjoining buildings throughout the plot with a courtyard situated in thecentre. The site is situated within a commercial setting with similar properties adjacent to the south and west. Colmore Road liesto the north and Bennett's Hill is located to the east of the study Land Use On SiteHistorically, the site was developed prior to and mapping from identified the site to comprise several adjoinedbuildings throughout with courtyards located in the centre.

3 Covered entrance ways were also located in the east of the study areaat this time. The plot underwent minor reconfigurations between and but remained in much the same layout anduse. By a building in the south had been extended towards the south west. A review of historical mapping revealed nofurther changes until by which time the study area had been redeveloped to match the current site Land Use Surrounding AreaHistorically, no potentially contaminative land uses have been identified in the vicinity of the Permits and Register EntriesNo Environmental Permits of concern have been identified in proximity to the property. No entries on the Local Authority'sContaminated Land Register have been identified within 500m of the Damage Regulations Sensitivity AssessmentThe site has been assessed in relation to relevant receptors under the regulations, and is noted to have a moderate sensitivity.

4 Asthe site does not appear to be in current industrial use, there is unlikely to be a significant risk of Environmental Damage at theproperty. However, if you require an assessment of operational risk at the property, please contact Groundsure for further Setting and Overall Environmental SensitivityThe site is situated on geology comprising superficial Mid Pleistocene Glaciofluvial deposits underlain by bedrock layers of theHelsby Sandstone Formation. Groundwater mapping indicates the superficial deposits to be classified as a Secondary A aquiferand bedrock layers to be classified as a Principal vulnerable receptors have been identified including the site users and the aforementioned aquifers, noted to lie withinSource Protection Zone 2. In addition, a potable groundwater abstraction licence has been identified 1848m to the considers that the property has a high environmental contact us with any questions relating to this report:Tel: 08444 159 Reference: Specimen referenceDate: Apr 27, 20172 ConclusionGroundsure has not identified a potential contaminant-pathway-receptor relationship that is likely to give rise to significantenvironmental liability.

5 The study site is considered unlikely to be subject to individual statutory investigation, and Groundsuretherefore concludes that the site represents an ACCEPTABLE Environmental Risk. Please refer to the Groundsure Risk AssessmentMethodology contained within this InformationEnvironmental Consultancy If you would like any further assistance regarding this report, please contact the Groundsure Helpline on 08444 159 000 todiscuss the findings free of 1 Environmental Risk AssessmentIf you would like to undertake a Phase 1 Environmental Risk Assessment, Groundsure would be pleased to provide you with aquotation for this more detailed assessment of the property. The cost of the Phase 1 would include a discount to reflect the entirecost of the report already undertaken.

6 Whilst quotes are provided on a site-specific basis, these reports generally start fromapproximately 1,200+VAT. Please note that a Phase 1 report will often be required to support planning InsuranceEnvironmental insurance may be available for the subject property. Please contact Groundsure for further contact us with any questions relating to this report:Tel: 08444 159 Reference: Specimen referenceDate: Apr 27, 20173 Executive Summary: Flood riskThe following opinion is provided by Groundsure on the basis of the information available at the time of writing and containedwithin this insurance cover for flooding likely to be available for the property based upon EnvironmentAgency/Natural Resources Wales Risk of Flooding from Rivers and the Sea (RoFRaS) data?

7 YesWhat is the highest Environment Agency/Natural Resources Wales Risk of Flooding from Rivers and theSea (RoFRaS) rating for the property?Very LowWhat is the highest Environment Agency/Natural Resources Wales Flood Zone risk at the property?NegligibleWhat is the risk of flooding from pluvial/surface water sources?ModerateIf the site were to be redeveloped, would a NPPF flood risk assessment be required?UnlikelyPlease contact us with any questions relating to this report:Tel: 08444 159 Reference: Specimen referenceDate: Apr 27, 20174 Flood RecommendationsIt is recommended that several insurers are contacted to confirm the availability of reasonably priced insurance for the purchaser may wish to make specific enquiries of the vendor regarding the history of flooding at the of Flooding from Rivers and the Sea (RoFRaS)As the site lies within or in close proximity to an area with a Very Low risk rating in the RoFRaS database, no furtherrecommendations are Agency/Natural Resources Wales Flood ZonesNo guidance FloodingWhere limited potential for groundwater flooding to occur is indicated, this means that although given the geological conditionsthere may be a groundwater flooding hazard.

8 Unless other relevant information, records of previous flooding, suggestsgroundwater flooding has occurred before in this area you need take no further action in relation to groundwater flooding GuidanceNo guidance Surface Water (Pluvial) FloodingAs the site lies within an area considered to be at moderate risk of surface water flooding (with a predicted depth of floodingbetween and in a 1 in 200 year rainfall event), some insurers may charge increased premiums for the provision ofhousehold insurance. We would recommend that comparative quotes are sought to confirm the presence of competitive prudent purchaser may wish to obtain a more detailed flood risk assessment. The detailed flood risk assessment will furtherquantify the risk of flooding at the site as well as examining the history of flooding at the site, reviewing the standard ofprotection afforded to the site and providing a quote for a Full Flood Risk Assessment to meet the requirements of NPPF, ifrequired.

9 A Groundsure Flooding Desktop Report is available from Groundsure from 500 + VAT. Please contact Groundsure forfurther details. Alternatively, a purchaser may wish to consider reducing the impact of flooding at the property by installing flood protectionmeasures at the site. Such measures may help reduce the effects of flooding at the property if flood defences are absent or arebreached, and may assist in obtaining insurance for the site. Further information on flood protection measures may be obtainedfrom the National Flood Forum or the Flood Protection Flood EventsThe site is not recorded to have been subject to historical flooding. However, the absence of data does not provide a definitiveconclusion that the site has never flooded, only that the Environment Agency/Natural Resources Wales hold no record of anyflooding at the contact us with any questions relating to this report:Tel: 08444 159 Reference: Specimen referenceDate: Apr 27, 20175 Additional MattersThe following additional risk issues are outside the scope of the opinion provided by this report.

10 However, further consideration ofthese may be appropriate for the subject FeaturesThis report has considered additional site specific information, where provided, however it has not included a site issues may be present at the property that cannot be reasonably identified by a report of this nature. Such issues mayinclude but not be limited to: ozone depleting substances, oil storage, waste management, materials handling, site drainage, these issues be considered to be of concern further specific assessments may be required via additional surveys,inspections, Control of Asbestos Regulations 2012 require an Asbestos Management Plan to be maintained for all commercial propertyconstructed prior to 2000 where asbestos may be contained within the building fabric.