Annual Enrollment is NOV. 1- Nov. 19, 2018

1 Annual Enrollment is NOV. 1- Nov. 19, 2018. Your 2019. Benefits Decision Guide Look inside to learn what's new. What to Know Before You Enroll Annual Enrollment is Nov. 1 Nov. 19, 2018. This is your opportunity to review and update your benefits for 2019. You do not need to actively enroll if you would like to keep your current Amgen medical, dental and vision coverage (or would like to continue to waive coverage) and do not want to add or change eligible dependent coverage. There are a few exceptions, such as Health Savings Account (HSA) and Flexible Spending Account (FSA) elections, that require you to enroll annually if you wish to participate in 2019. Once Annual Enrollment closes, you will have no other opportunity to enroll or make changes until next year's Annual Enrollment , unless you experience a qualifying life event for example, if you get married or have a child. Your Annual Enrollment Action Checklist: Reference for an Anthem provider search tool, our Summary of Benefits documents and an Annual Enrollment overview video Use online support tools and resources available at to help you make Enrollment decisions Make elections during Annual Enrollment (November 1 November 19).

2 Make your Healthcare and Dependent care Flexible Spending Account (HCFSA & DCFSA) elections for 2019, if eligible and desired Open a Health Savings Account (HSA) if enrolling in the Value PPO for the first time. If continuing this plan with an existing HSA, determine your HSA contribution elections for 2019. Confirm your beneficiaries online Review your confirmation statement, which will be mailed at the end of Annual Enrollment and can be expected by the end of November Complete wellness activities to earn credit towards the 2019 premium discount. All activities must be completed and recorded by Vitality by December 14, 2018. Amgen also offers tools and resources to help you better understand your options and everything else that is available. You can access these resources via MyHR > Benefits > Manage Health and Insurance Benefits. Conduent Health Plan Evaluator The Conduent Health Plan Evaluator is a powerful comparison tool that enables you to review the details of all available plan options to help you make the most cost-effective decision.

3 The tool allows you to use actual claims data, when available, to provide personalized and accurate utilization and spend information. You can immediately receive guidance on available benefits and make better-informed decisions about the best option for you. Amgen Video Library Quickly learn about your Amgen health, financial, and other benefits through short educational videos. Visit from your phone, tablet or computer anytime, anywhere. Your Medical Plan Options Amgen will continue to offer two PPO healthcare coverage options: the Traditional PPO and the Value PPO. with a Health Savings Account (HSA). Both plans cover the same wide range of healthcare services, use Anthem's nationwide network of providers and provides access to Amgen therapies. The primary difference between the plans is how and when you pay for care , and how you save for healthcare expenses. Staff members in select locations may also continue to choose from a local HMO plan. Staff members in New England states (CT, MA, ME, NH, RI and VT) may choose from a new local EPO plan in place of the current HMO offering.

4 Medical Surcharges Staff members in certain situations are asked to help share the cost of coverage: Tobacco surcharge $150 per month if a staff member uses tobacco. Tobacco cessation resources are available on the MyAmgen Wellness page and the Amgen Benefits Center. Working spouse/domestic partner surcharge $50 per month if a staff member's working spouse/. domestic partner declines coverage through his or her own employer and joins Amgen medical coverage. This includes Amgen coverage elected as secondary coverage. If one of these situations applies to you, your current surcharge(s) will roll over to 2019. If there has been a change (for example, you quit smoking or your spouse stopped working), you can make this update during Annual Enrollment . Retroactive refunds will not be provided, so please make your elections carefully. Biweekly Medical Premiums for 2019. Medical premiums are determined by your Annual base pay as of November 15, 2018, as well as the coverage level you choose. Coverage Level Anthem Anthem UHC HMO Anthem Kaiser HMO.

5 Traditional PPO Value PPO California EPO New England N. California Staff member Salary less than $100,000 $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $100,000 - $199,999 $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $200,000+ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ Staff member + spouse/domestic partner Salary less than $100,000 $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $100,000 - $199,999 $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $200,000+ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ Staff member + child(ren). Salary less than $100,000 $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $100,000 - $199,999 $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $200,000+ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ Staff member + family Salary less than $100,000 $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $100,000 - $199,999 $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $200,000+ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ Reach Gold Status/Silver Status/No Wellness Discount. See Wellness Credit Incentives on page 6 for more information. 1. Benefits Changes FOR 2019. VSP vision care Enhancement The frame allowance in our vision plan will increase to $200 every two years.

6 2019 Premiums As our overall healthcare costs continue to rise, we are asking staff to help share in the cost. Those with salaries below $100,000 will not see an increase in medical premiums in 2019, and premiums for other staff will modestly increase. Dental contributions will not change in 2019, and vision plan contributions will nominally increase with an associated benefit improvement. Life Insurance Administrator Change We regularly review our benefits programs and partnerships to ensure they are the best fit for Amgen and BenefitWallet our staff. For 2019, administration of our life insurance coverage will move to Lincoln Financial Group from Flexible Spending Reliance. There is otherwise no change to the provisions of the life insurance plan. Account (FSA). Servicing Moved What You Need to Do: to the Amgen Your current life insurance coverage will carry over, so you do not need to take any action to have your Benefits Center current level of coverage transferred to Lincoln Financial Group.

7 However, you will have the opportunity To streamline and to increase your optional life insurance by 1x your salary without providing Evidence of Insurability (EOI), improve service, or proof of good health, up to our Guarantee Issue limits. BenefitWallet FSA. customer service will HSA Contribution Limits move to the Amgen For 2019, the IRS increased the maximum Annual contribution you can make to your Health Savings Benefits Center, effective Account (HSA) to $3,500 for staff member only coverage and $7,000 for all other coverage levels. October 15. You can change your contribution anytime at Please refer to page 4 for details and eligibility information. Healthcare Flexible Spending Account (HCFSA) Rollover You can carry over up to $500 in unused HCFSA funds at the end of the year. Any remaining balance above $500 will be forfeited, so make sure you carefully plan how much you will contribute in 2019. 2018 Wellness Program Important Information Regarding Medical Premium Discounts To earn wellness credit towards the 2019 premium discount, all 2018 wellness activities must be completed and recorded by Vitality, the Wellness administrator, by December 14, 2018.

8 While you are encouraged to continue progressing towards your personal wellness goals, wellness credits earned between December 15 and December 31, 2018 will not be counted towards any premium discount in 2018 or 2019. No portion of wellness credits earned in 2018 will rollover or be considered as earned in 2019. 2. ANTHEM. EPO PLAN. New Anthem EPO Medical Plan Replaces HMO Blue New England We are introducing a new Anthem Exclusive Provider Organization (EPO) medical plan in place of HMO. Blue New England for staff members in New England states (CT, MA, ME, NH, RI and VT). The EPO. covers healthcare services in a manner similar to the current HMO, but with a variety of enhancements. These include: What You Need to Do: Access to the broader Anthem network. Similar to HMOs, EPOs only cover healthcare services Please consider whether received through network providers (except in emergencies). However, EPO participants will be able this new medical plan to use Anthem's in-network doctors, specialists and facilities without referrals, and without the may be the right fit for requirement to coordinate care through a primary care physician.

9 You. If you are currently Access to expanded Anthem tools and resources. EPO participants will be able to utilize a wider enrolled in the HMO Blue range of tools and resources that are already available to staff enrolled in other Anthem medical plans . New England plan and including the Anthem Engage online health platform, LiveHealth Online virtual doctor visits and Anthem take no action during Health Guides. Annual Enrollment , you Discounts on Amgen products. The EPO will cover Amgen products at 100%. will automatically be Pharmacy coverage will be through Express Scripts. Prescription drug coverage is included with enrolled in the Anthem this medical plan, and will be administered by Express Scripts. EPO for 2019. Anthem EPO Plan Summary Available only to residents of Connecticut, Maine, Massachusetts, New Hampshire, Rhode Island and Vermont. In-Network Out-of-Network Deductible Staff member only $0. N/A. Family $0. Annual Out-of-Pocket Maximum Watch Your Mailbox for Staff member only $6,250.

10 N/A. Your Medical ID Cards Family $12,500. Anthem EPO participants Medical Services will receive new ID cards for Preventive No charge 2019. New Anthem medical Primary care visit You pay $25/visit ID cards and new Express Specialist visit You pay $45/visit Scripts (ESI) pharmacy Not covered except for a Inpatient hospital stay You pay $500 admission fee ID cards will be mailed in medical emergency December. A year-end mailer Outpatient surgery You pay $50 facility fee will be sent in December with Urgent care You pay $25/visit more details to prepare for Emergency room visit You pay $150/visit the change in January. Prescription Drug Copays Preventive No charge Amgen products Covered at 100%. Retail Not covered You pay $5. (up to 30-day supply). Mail-order You pay $ (up to 90-day supply). For additional information, please refer to the 2019 Summary of Benefits and Coverage (SBC) document for this plan, posted on 3. SAVE WITH. THE HSA. Explore Savings and Investment Possibilities with a Health Savings Account A Health Savings Account (HSA) is a tool you can use to: 55+ HSA.