ANZ Home Loan Application Form

1 Page 1 of 9120274 Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Australian Credit Licence Number 234527 HOME LOANS OWNER OCCUPIED PROPERTY loan PURPOSE ANZ Standard Variable Home loan Property purchase ANZ Simplicity PLUS Home loan Property to be constructed ANZ Fixed Home loan Increase to existing ANZ loan Refinance/Debt Consolidation/Other Amount Term (years) $ INVESTMENT LOANS INVESTMENT PROPERTY loan PURPOSE ANZ Standard Variable Residential Investment loan Property purchase ANZ Simplicity PLUS Residential Investment loan Property to be constructed ANZ Fixed Interest-in-Advance Residential Investment loan Increase to existing ANZ loan ANZ Fixed Residential Investment loan Refinance/Debt Consolidation/Other Amount Term (years)

2 $ EQUITY LOANS loan PURPOSE ANZ Equity Manager Property purchase Property to be constructed Increase to existing ANZ loan Refinance/Debt Consolidation/Other Limit amount $ 100% MORTGAGE OFFSET ACCOUNTS I/We would like to have an ANZ One offset account linked to my/our loan . Note: Offset accounts can only be linked to ANZ Standard Variable or ANZ 1 Year Fixed loansPlease nominate branch to be your point of contact Branch name and addressNow, to apply for your ANZ Home loan , please complete the following sections 1-4 of this Application form To assist us please complete the following summary by nominating the type of loan and purpose from the table belowHOME loan Application FORMPage 2 of 9120274 Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522.

3 Australian Credit Licence Number 234527 Please complete this Application and return it together with the information requested below to ANZ. Completion of this form does not ensure the approval of your credit Application . You should complete all sections of the Application to provide the information we will require to undertake our assessment. Use this form if the predominant purpose of the facility is for personal, domestic or household use (50% or more) or personal investment (more than 50%).Please attach the following documentsPlease attach copies of the following documents for all applicants (as applicable) 1 year business financial statements/tax return (self employed applicants) a recent payslip (no older than 60 days) plus the last 3 months transaction history for the non-ANZ account your income is paid into (PAYG applicants with salary not paid into an ANZ account) Evidence of ongoing rent/board expenses (if continuing at drawdown of new loan ) Copy of 3 months of home loan statements (if applicable) Security requirementsIn most cases ANZ require security to support your Application .

4 ANZ Home Loans are required to be secured by a first registered mortgage over residential DETAILS (IF INSUFFICIENT SPACE PLEASE ATTACH SEPARATE NOTES)BANK USE ONLY Application numberApproved Approved in principle only DeclinedPostcodePostcodePostcodePostcode PostcodePostcodeApplicant 1 Title SurnameGiven names Date of birthFull residential address Time at current address Year s M onthsPhone number home Phone number workFax number Mobile numberEmail addressMailing address (if applicable)Previous residential addressTime at previous address Year s M onthsDrivers licence number State Permanent Australian resident Yes NoMarital status Single Married Defacto Separated/ Widowed DivorcedCurrent housing situation Own Renting Buying Boarding Live with home home

5 Parents Live in Other Specify caravanName of spouse (if applicable)Number of Total number of dependantsdependents Age (in years) of dependants for both applicants 1 & 2 Applicant 2 (if applicable)Title SurnameGiven names Date of birthFull residential address Time at current address Year s M onthsPhone number home Phone number workFax number Mobile numberEmail addressMailing address (if applicable)Previous residential addressTime at previous address Year s M onthsDrivers licence number State Permanent Australian resident Yes NoMarital status Single Married Defacto Separated/ Widowed DivorcedCurrent housing situation Own Renting Buying Boarding Live with home home

6 Parents Live in Other Specify caravanName of spouse (if applicable)Number of Note: Do not showdependents Age (in years) of dependants dependants already counted by Applicant HOME loan Application FORMHOME loan Application FORMPage 3 of 9120274 Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Australian Credit Licence Number HOME loan Application FORMEMPLOYMENT DETAILS (ANZ MAY VERIFY YOUR EMPLOYMENT DETAILS/INCOME WITH YOUR EMPLOYER OR ACCOUNTANT)SOLICITOR/CONVEYANCING COMPANY DETAILSName of solicitor/conveyancing company Phone number Fax numberBusiness address PostcodeApplicant 1 OccupationName of the employer/businessEmployer/business addressPhone number work Fax numberTime in current employment Gross annual income Years Months $Self employed?

7 Yes NoIf No, Public sector Private sectorIf No, Full time Part time CasualIf Yes, please specify name of accountant Phone numberName of previous employerPosition held Time in previous employment Year s M onthsPrevious employer/business addressPhone number Fax numberYOUR IDENTIFICATIONAre you an existing ANZ customer? Yes NoIf Yes, please specify branch Account numberIf No, please complete an Identification Check Record for each signatory that does not currently have a bank account/ loan established with 2 (if applicable)OccupationName of the employer/businessEmployer/business address Phone number work Fax numberTime in current employment Gross annual income Years Months $Self employed?

8 Yes NoIf No, Public sector Private sectorIf No, Full time Part time CasualIf Yes, please specify name of accountant Phone numberName of previous employerPosition held Time in previous employment Year s M onthsPrevious employer/business addressPhone number Fax numberYOUR IDENTIFICATIONAre you an existing ANZ customer? Yes NoIf Yes, please specify branch Account numberIf No, please complete an Identification Check Record for each signatory that does not currently have a bank account/ loan established with ()fiff ) Application FORMPage 4 of 9120274 Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Australian Credit Licence Number 234527 Payment method I will arrange a salary deduction I will arrange a periodical payment from my accountAccount number OtherSpecifyRepayments Weekly Fortnightly MonthlyInterest-only No YesIf Yes, specify Interest-only terms (Owner Occupied Loans - maximum 5 years and Residential Investment Loans - maximum 10 years) Year s M onthsLoan term Fixed rate term Years Months Years HOME loan Application FORMCOMPLETE FOR ALL HOME OR RESIDENTIAL INVESTMENT LOANS (IE.

9 LEAVE BLANK FOR ANZ EQUITY MANAGER)Purchase price $Settlement fees & charges $Solicitor s fees $Other $Tot al $Deposit paid $Cash contribution $Other (eg. gift) $Amount/Limit sought $Tot al $Type of home To be built Existing New building Vacant landIs any part of your contribution to be repaid to third parties? No YesIf Yes, please specify amount$COMPLETE FOR ALL LOANS WHERE PROPERTY IS PURCHASEDCOMPLETE FOR ALL LOANS WHERE A REFINANCE IS TO OCCURP lease provide Other Financial Institution (OFI) name, BSB and Account. This is required for Name BSB Account Number Current balance of loan at other institution $ Accrued interest and fees $ Other $ Amount/Limit sought $ Total $ HOME loan Application FORMPage 5 of 9120274 Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522.

10 Australian Credit Licence Number 234527 All areas must be completed by customersName(s) Date (DD/MM/YYYY) 2. PERSONAL STATEMENT OF FINANCIAL POSITIONASSETS Present ValueANZ accounts total $Other financial institution accounts total $Other cash assets (bonds) $Shares $Property primary (list address & value) $Property other (list address & value) $ $ $Total Property Assets $Contribution paid to deposit on property $Total number of motor vehicles No. Total value of motor vehicles $Superannuation $Total other assets (eg insured value of contents and valuables, boat etc) please specify Tot al $Total Assets (1) $INCOME (AVERAGE MONTHLY) Base Salary Gross ( ) Net ( )Income earner 1 $ $ Income earner 2 $ $ Other IncomeRegular overtime $ Bonus $ Commission $ Part-time/casual employment $ Government benefits/pension $Dividends/interest $Residential Investment Property Rental income (amount paid by tenant/s)Residential rent received $Short stay rent received $Other - please specify ( commercial rent) $ $ Total Net Monthly Income (3) $LIABILITIES OFI Lender Name(s)