APPENDIX II - DISCOUNTS

1 anti - theft DevicesINSURANCEA ccident Free (Careful Driver) *Accident Prevention Course ( Defensive Driving)Alarm OnlyActive Disabling DevicePassive Disabling Device*Electronic Tracking Device ( LoJack) *Window Glass EtchingCOMPANYD iscountDiscountDiscountDiscountDiscountD iscountDiscountOfferedOfferedOfferedOffe redOfferedOfferedOfferedAdirondack Insurance ExchangeYesYesYesYesYesYesYesAIG Property Casualty CompanyYesYesYesYesYesYesYesAllmerica Financial Alliance Insurance CompanyNoYesYesYesYesYesYesAllstate Fire and Casualty Insurance CompanyYesYesYesYesYesYesYesAllstate Insurance CompanyYesYesYesYesYesYesYesAmica Mutual Insurance CompanyNoYesYesYesYesYesYesChubb National Insurance CompanyNoYesYesYesYesYesYesCountry-Wide Insurance CompanyNoYesYesYesYesYesYesErie Insurance CompanyYesYesYesYesYesYesYesEsurance Insurance CompanyNoYesYesYesYesYesYesGEICO General Insurance CompanyYesYesYesYesYesYesYesGEICO Indemnity CompanyYesYesYesYesYesYesYesHartford

2 Underwriters Insurance CompanyNoYesYesYesYesYesYesKemper Independence Insurance CompanyNoYesYesYesYesYesYesLiberty Mutual Fire Insurance CompanyYesYesYesYesYesYesYesLM General Insurance CompanyNoYesYesYesYesYesYesMAPFRE Insurance Company of New YorkNoYesYesYesYesYesYesMetropolitan Casualty Insurance CompanyYesYesNoYesYesYesYesMetropolitan Group Property and Casualty Insurance Insurance CompanyYesYesNoYesYesYesYesNational General Insurance Online, Affinity Insurance Company of AmericaYesYesYesYesYesYesYesNationwide Mutual Insurance CompanyNoYesYesYesYesYesYesNew York Central Mutual Fire Insurance CompanyNoYesYesYesYesYesYesPreferred Mutual Insurance CompanyNoYesYesYesYesYesYesProgressive Advanced Insurance CompanyYesYesYesYesYesYesYesProgressive Casualty Insurance CompanyYesYesYesYesYesYesYesState Farm Fire and Casualty CompanyNoYesYesYesYesYesYesState Farm Mutual Automobile Insurance CompanyYesYesYesYesYesYesYesTravelers Home and Marine Insurance CompanyNoYesYesYesYesYesYesTravelers Personal Insurance CompanyYesYesNoYesYesYesYesUnited Services Automobile AssociationYesYesYesYesYesYesYesUSAA Casualty Insurance CompanyYesYesYesYesYesYesYesUtica National Insurance Company of

3 TexasYesYesYesYesYesYesYes* discount mandated by statute that must be offered by all companies(Note: Except for the anti - theft and passive restraint DISCOUNTS , which apply only to the comprehensive and no-fault coverage premiums respectively, DISCOUNTS generally apply to most coverages You should check with your agent, broker, or insurance company for more information and to determine specific discount percentages and coverages ) APPENDIX II - DISCOUNTSINSURANCE Telematics / Usage Based Insurance*Factory Installed anti -lock Braking System*Factory Installed Daytime Running LampsMulti-CarMulti-line/Package (Home & Car)*Passive Restraints (Automatic Seat Belts or Air Bags)Senior Citizen/RetiredCOMPANY(UBI) discount (ABS) discount (DRL) DiscountDiscountDiscountDiscountDiscount OfferedOfferedOfferedOfferedOfferedOffer edOfferedAdirondack Insurance ExchangeNoYesYesYesYesYesNoAIG Property Casualty CompanyNoYesYesNoNoYesNoAllmerica Financial Alliance Insurance CompanyNoYesYesYesYesYesNoAllstate Fire and Casualty Insurance CompanyYesYesYesNoYesYesNoAllstate Insurance CompanyNoYesYesNoYesYesYesAmica Mutual Insurance CompanyNoYesYesYesYesYesNoChubb National Insurance CompanyNoYesYesNoYesYesNoCountry-Wide Insurance CompanyNoYesYesYesNoYesNoErie Insurance CompanyNoYesYesYesYesYesYesEsurance Insurance CompanyNoYesYesYesYesYesNoGEICO General Insurance CompanyNoYesYesYesYesYesNoGEICO Indemnity CompanyNoYesYesYesYesYesNoHartford Underwriters Insurance CompanyYesYesYesNoYesYesNoKemper Independence

4 Insurance CompanyNoYesYesYesYesYesNoLiberty Mutual Fire Insurance CompanyNoYesYesYesYesYesNoLM General Insurance CompanyYesYesYesYesYesYesYesMAPFRE Insurance Company of New YorkNoYesYesYesYesYesNoMetropolitan Casualty Insurance CompanyNoYesYesYesYesYesNoMetropolitan Group Property and Casualty Insurance Insurance CompanyNoYesYesYesYesYesNoNational General Insurance Online, Affinity Insurance Company of AmericaYesYesYesYesYesYesNoNationwide Mutual Insurance CompanyNoYesYesYesYesYesNoNew York Central Mutual Fire Insurance CompanyYesYesYesYesYesYesYesPreferred Mutual Insurance CompanyNoYesYesYesYesYesNoProgressive Advanced Insurance CompanyYesYesYesYesYesYesNoProgressive Casualty Insurance CompanyYesYesYesYesYesYesNoState Farm Fire and Casualty CompanyYesYesYesYesYesYesNoState Farm Mutual Automobile Insurance CompanyYesYesYesYesYesYesNoTravelers Home and Marine Insurance CompanyNoYesYesNoYesYesNoTravelers Personal Insurance CompanyNoYesYesYesYesYesNoUnited Services Automobile AssociationNoYesYesYesNoYesNoUSAA Casualty Insurance CompanyNoYesYesYesNoYesNoUtica National Insurance Company of TexasNoYesYesYesYesYesNo* discount

5 Mandated by statute that must be offered by all companies(Note: Except for the anti - theft and passive restraint DISCOUNTS , which apply only to the comprehensive and no-fault coverage premiums respectively, DISCOUNTS generally apply to most coverages You should check with your agent, broker, or insurance company for more information and to determine specific discount percentages and coverages ) APPENDIX II - DISCOUNTSA dirondack Insurance ExchangeNoNoGood Student DiscountDistant Student/Minor Child DiscountContinuous InsuranceAIG Property Casualty CompanyYesNoResident Student DiscountEconomy Car DiscountNew Car DiscountAllmerica Financial Alliance Insurance CompanyNoNoHomeowner DiscountYouthful Driver DiscountPaid in Full DiscountAllstate Fire and Casualty Insurance CompanyNoNoVehicle fuel type (hybrid/electric)

6 New Vehicle DiscountHome ownership DiscountAllstate Insurance CompanyNoNoMass MerchandisingAmica Mutual Insurance CompanyYesNoStudent Away at SchoolAge 50 and OverGood StudentChubb National Insurance CompanyNoNoFamily composition DiscountCountry-Wide Insurance CompanyNoNoDriver Training CreditErie Insurance CompanyNoYesPayment Plan DiscountDriver Training DiscountReduced Usage DiscountEsurance Insurance CompanyNoNoGood Student DiscountExpense Savings discount (first term only)Core discount (multi-car, homeowner, paid-in-full)GEICO General Insurance CompanyNoNoDriver Training DiscountGood Student DiscountResident Student DiscountGEICO Indemnity CompanyNoNoMilitary DiscountGood Student DiscountNew Vehicle DiscountHartford Underwriters Insurance CompanyNoNoHomeowner DiscountGood Hands People DiscountSmart Student DiscountKemper Independence Insurance CompanyNoNoAway at SchoolGood StudentDriver TrainingLiberty Mutual Fire Insurance CompanyNoNoGood Student DiscountDriver Training DiscountClean Driver DiscountLM General Insurance CompanyYesNoMilitary DiscountGood Student DiscountNew Vehicle DiscountMAPFRE Insurance Company of New YorkNoYesHybrid Vehicle DiscountNew Vehicle DiscountMetropolitan Casualty Insurance CompanyNoNoContinuous Insurance DiscountHybrid Vehicle discount

7 Electronic Payment (EFT/Payroll Deduct) DiscountMetropolitan Group Property and Casualty Insurance fuel type (hybrid/electric)New Vehicle DiscountHome ownership DiscountMid-Century Insurance CompanyNoNoEmployee DiscountEFT DiscountPaid In Full DiscountNational General Insurance Online, Operator DiscountPaperless DiscountGMAC Family DiscountNationwide Affinity Insurance Company of AmericaNoNoNew VehiclePrior InsurancePaperless DiscountNationwide Mutual Insurance CompanyNoNoFarm BureauNew HouseholdLong Term PolicyholderNew York Central Mutual Fire Insurance CompanyNoNoGood Student DiscountStudent Away DiscountMilitary DiscountPreferred Mutual Insurance CompanyNoNoHomeownershipPaid-in-FullNew Car (if applicable)Progressive Advanced Insurance CompanyNoNoPaid-In-FullContinuous InsuranceDistant StudentProgressive Casualty Insurance CompanyNoNoPaid-In-FullContinuous InsuranceDistant StudentState Farm Fire and Casualty CompanyNoNoGood Student DiscountSteer Clear Safe Driver DiscountDriver Training DiscountState Farm Mutual Automobile Insurance CompanyNoNoGood Driving DiscountGood Student DiscountSteer Clear Safe Driver DiscountTravelers Home and Marine Insurance CompanyNoNoPaid In Full Hybrid Vehicle discount Payroll Deduct discount Travelers Personal Insurance CompanyNoNoStudent Away at School DiscountGood Student DiscountDriver Training DiscountUnited Services Automobile AssociationNoNoNew Vehicle DiscountAutomatic Payment PlanGood Student DiscountUSAA Casualty

8 Insurance CompanyNoNoNew Vehicle DiscountAutomatic Payment PlanGood Student DiscountUtica National Insurance Company of TexasNoNoResident Student DiscountGood Student DiscountExpressIt discount (Note: Except for the anti - theft and passive restraint DISCOUNTS , which apply only to the comprehensive and no-fault coverage premiums respectively, DISCOUNTS generally apply to most coverages You should check with your agent, broker, or insurance company for more information and to determine specific discount percentages and coverages ) APPENDIX II - DISCOUNTSINSURANCE Collision Avoidance SystemOfferedRenewal DiscountOfferedOther DISCOUNTS Offered by Specific Companies