1 Creative Home Loan Application Form FORM-A (PERSONAL DETAILS) APPLICANT CO APPLICANT GUARANTOR. Name Gender M F. Salutation Mr Mrs Ms Dr. Other Date of Birth - - . d d m m y y y y Marital Status Married Unmarried Other Name of Spouse Attach your recent passport size No. of Dependents No. of Children Name of Father photograph here Mother's Maiden Name Category SC ST OBC General Nationality Residential Status Resident NRI / PIO Religion . Place of Birth Photo Identification (ID) : Type . Photo Identification (ID): Number Photo ID: Valid Upto - - . d d m m y y y y - Driving Licence No. Driving Licence Valid Upto - - . d d m m y y y y Please sign here PAN No. Passport No Passport Valid Upto - - . d d m m - y y y y Highest Qualification Attained Qualifying Year - - . d d m m y y y y Present Address: Staying at the present address for the past _____ Years and _____Months.
2 Residential Address House /Flat / Apartment No. or Name . Street Name & No. and Area/Location . Landmark . City District Pin Code . State Country . Telephone (Landline) Mobile (Primary) Mobile (Secondary) . Email (Personal) . Permanent Address: Is permanent address same as present address ? Yes No (To be filled if permanent address is different from present address). House /Flat / Apartment No. or Name . Street Name & No. and Area/Location . Landmark . City District Pin Code . State Country . Telephone (Landline 1) Telephone (Landline 2) . Office / Business Address: Office / Business Address Name of Org/Employer, Dept, & Floor . Street Name & No. and Area/Location . Landmark . City District Pin Code . State Country . Telephone (Landline) Fax Mobile (Secondary) . Email (Organizational) . Repayment Mode Check-off ECS (Electronic Clearing System) PDCs (Post Dated Cheques) SI (Standing Instruction) Others Relationship with the Bank Less than 1 year 1 3 years More than 3 years References (Names and addresses of two referees who are not related to you): State Bank of India Name: Name: may make enquiries Address: Address: from the referees if it deems necessary.
3 Email: Email: Tel: Mob: Tel: Mob: FORM-B (EMPLOYMENT & INCOME DETAILS) APPLICANT CO APPLICANT GUARANTOR. Nature of Occupation Salaried Businessmen / Self Employed Professional Pensioner Salaried Individual Employer Name Employment Status Regular Probationary Contractual Total Experience Yrs Months Years in Present Job Yrs Months Years in Previous Job (If Applicable) Yrs Months Previous Employer's Name Contact Number . Previous Employer's Address Current Industry . Organization Type Public Sector Unit Listed Private Company Unlisted Private Company MNC Central/State Government Local Civic Body Department Designation . Employee No. Remaining Service Yrs Months Website . Businessman/Self Employed Businessmen / Self Employed Professional Nature of Business Manufacturing Company Services Company Trading Company Trading Firm Other_____.
4 Business Name Industry . Trade License No. Trade License Expiry Date - - Share holding (%) . Name of POA Holder Type of Ownership Single Joint No. of Partners . Income / Financial Details Income / Financial Details Income Details Income Head Gross Income Net Income Frequency How are you paid ? Obligation / Deduction Details Obligation Head Gross Obligations Net Obligations Frequency Remarks Existing Loans (If Any). Bank / Financer Type of Loan EMI Tenure of the Loan No. of EMIs Paid Outstanding Balance Bank Accounts Held Bank Name Branch Account Type Account Number Account held for (Years). Credit Cards Card Number Issuer Name Primary /Supplementary Outstanding Balance Remarks Fixed Deposits FD Number Amount Rate Maturity Date(dd/mm/yyyy) Bank Name Other Current Assets (Bonds, Shares, Mutual Fund, Other Investments, Precious metals / Gold / Jewelry , Immovable Property etc).
5 Asset Type Asset Description Asset No. Asset Value Remarks Name : Date : - - . Signature of Applicant / Co-Applicant / Guarantor FORM-C (PROPERTY & LOAN DETAILS). Scheme Name SBI Max Gain SBI Yuva Home Loan SBI Pre-Approved Home Loan SBI NRI Housing Loan SBI Realty Home Loan SBI Home Equity Other Scheme _____ Property Details Builder Tie-up Available Yes No If Yes , then please provide Builder Project Tie-up ID Property Type Free Hold Lease Hold Builder Name Project Name . Building Name / Number Wing Name . Built up Area (Sq ft) Plot Area (Sq ft) Plinth Area (Sq ft) . Plot / Flat No. Block No . Name of Seller Registered Owner . Sellers Address 1 . Sellers Address 2 . Landline / Mobile . Address of Property Address of Property Address of Property 1 . Address of Property 2 . Landmark . City District Pin Code.
6 State Country . Loan Details Loan Details Cost of property (Project Cost) Down payment (amount) Down payment % . Loan Amount Repayment Monthly Bi-Monthly Quarterly Annually Tenure (Months) . Loan Purpose New House Construction Purchase of New House Purchase of Old House Purchase of Plot of Land Purchase of New Flat Purchase of Resale Flat Purchase of New House Repairs and Renovation Home Extension Balance Transfer from other Bank ghg Reimbursement of expenditure incurred in past 12 months Interest Rate Option Fixed Rate Floating Rate Moratorium Period (Months) Whether Interest to be Capitalized during Moratorium Period Yes No Insurance Home Loan Linked Life Insurance Policy For your benefit and convenience, the following group insurance plans underwritten by SBI Life Insurance Company Ltd are available for your consideration.
7 If you opt for cover, SBI would administer your enrolment for the chosen plan. Please note that insurance cover is optional for the purpose of the loan Application and may also be obtained from other providers. SBI Life RiNn Raksha Policy RiNn Raksha Policy (RRP) is a group mortgage reducing term life insurance policy underwritten by the SBI Life Insurance Company Limited, which covers you against death and/or disability (as defined in the policy) to protect your dependants from the liability of the loan outstanding. The policy covers the outstanding loan balance for the entire tenor of the loan for upfront premium payable in 5 yearly installment. SBI Life Saral Shield Policy (avilable for loan limit below Lacs, subject to minimum loan limit of lacs) - This is an individual reducing term insurance policy underwritten by the SBI Life Insurance Company Limited, which covers you against death and/or disability (as defined in the policy) to protect your dependants from the liability of the loan outstanding.
8 The policy covers the outstanding loan balance for the entire tenor of the loan for an up-front one time premium. SBI Life Smart Shield Policy (available for loan limit of Rs. 25 lacs & above) This is an individual reducing term insurance policy like SBI Life Saral Shield for customers with limit of Rs. 25 Lacs and above. Do you wish to be covered by Home Loan Insurance (Life) Cover SBI Life? Yes No If yes, I will opt for SBI Life RiNn Raksha Policy SBI Life Saral Shield Policy SBI Life Smart Shield Policy Whether one time premium will be paid by you or you would like to add the premium to the home loan? I will pay the premium Please add the premium to the home loan amount mentioned above. Signature of Applicant Signature of Co-Applicant Signature of Guarantor FORM-D (DECLARATION). DECLARATION.
9 I/We certify that the information provided by me/us in this Application form is true and correct in all respects and State Bank of India is entitled to verify this directly or through any third party agent. I/We confirm that the attached copies of financials/Bank Statements/Title/Legal documents etc. are submitted by me/us against my/our loan Application and certify that these are true copies. I/We further acknowledge the Bank's right to seek any information from any other source in this regard. I/We understand that all of the above- mentioned information shall form the basis of any facility that the Bank may decide to grant to me/us at its sole discretion. I/We further agree that any facility that may be provided to me/us shall be governed by the rules of the Bank that may be in force from time to time.
10 I/We will be bound by the terms and conditions of the facility/ies that may be granted to me/us. I/We authorise the Bank to debit my home loan account with the Bank for any fees, charges, interest etc. as may be applicable. I/We undertake and declare that I/we will comply with the Foreign Exchange Management Act, 1999 ( FEMA ) and the applicable rules, regulations, notifications, directions or orders made there under and any amendments thereof. I/We undertake to intimate the Bank before proceeding overseas on permanent employment and/or emigrating and/or changing my/our nationality. I/We acknowledge that the Bank remains entitled to assign any activities to any third party agency at its sole discretion. I/We further acknowledge the right of the Bank to provide details of my/our account to third party agencies for the purpose of availing support services of any nature by the Bank, without any specific consent or authorisation from me/us.