Banking Services - Barclays

1 Wealth and Investment ManagementBanking Services Day-to-day Banking that s anything but everydayDay-to-day Banking that s anything but everydayOur comprehensive Banking service helps you to manage your finances effectively from almost anywhere in the world. However complex your Banking needs, we can help you. With Barclays , you can have as many accounts as you need, to manage multiple currencies or to provide family members or employees with their own accounts. We offer you competitive interest rates and ways to increase the yield on your liquidity.

2 You can pay bills in multiple currencies, access credit and make transactions. We also have a range of products and Services , from current accounts to term deposits, to make managing your cash easier. These are combined with the highest levels of personal service delivered by your Private Banker and the Banking Office Team, bringing in-depth wealth guidance to the day-to-day management of your addition, you also have the ability to access our Banking Services online 24/7, or call our Banking Office* to execute transactions.

3 *The Banking Office is open 24 hours a day, 7 days a week except 25 December. Access to Banking Services may be limited in certain countries due to regulatory at every stepThe first crucial step is matching you with your Barclays Private Private Bankers are not just bankers; they act as intermediaries to connect you to the expertise of Barclays . Whether you need a simple Banking transaction to go through quickly and efficiently, or have complex needs that require an intelligent solution, they can Bankers immerse themselves in the bigger questions that wealth poses and how it can impact on every aspect of your life.

4 They are trained to listen to you with empathy and understand your goals and ambitions, enabling them to help you make the most effective use of your wealth. By using their extensive expertise, backed by the international resources of Barclays , they manage and optimise all your Banking arrangements with a sensitivity to the demands of your business, family and residence or jurisdictional Private Banker will be available on your terms, whether that means visiting your home or office, or communicating via phone or solutions forged to fit your needsOur Banking products and cash management Services are versatile and adaptable.

5 Enabling you to respond quickly to every ServicesWe offer a range of flexible accounts in multiple currencies. They provide day-to-day access to your money through a number of channels, all backed by a global infrastructure. To help make the most of your cash, we offer savings accounts in sterling, euro and US dollar which are simple to open and allow you easy access to your funds. You also have the ability to open accounts either in the UK or savings accounts track the relevant currency base rate, so the interest rate moves automatically when the base rate lifestyle may mean you need several different accounts to help make your day-to-day transactions operate more efficiently.

6 The first account you receive is the Wealth Current Account, which is a transactional current account. To this you can add as many current accounts or interest bearing savings accounts as you can also offer separate accounts for your family to online Banking is provided for most current and savings accounts, as well as 24/7* telephone access to the Banking Office, who will deal with your request overdraft arrangementsTo manage your wealth efficiently, we recognise that you may sometimes require access to an overdraft facility.

7 Simply contact your Private Banker.*The Banking Office is open 24 hours a day, 7 days a week except 25 December. Access to Banking Services may be limited in certain countries due to regulatory control and careful managementEfficient cash management that matches your requirements for liquidity, diversification and yield on your ManagementTo help your cash generate the returns you want whilst managing risk, we can provide you with Wealth Treasury Deposits, as well as deposits with other banks and Money Market Funds.

8 We work closely with you to help select the products that meet your liquidity, security and yield requirements. Wealth Treasury DepositsIf you are looking for a fixed rate of interest on your savings and are comfortable investing your money for a predetermined time, Wealth Treasury Deposits may be a good option. They offer the opportunity to earn a higher rate of interest on your money for a fixed period of up to five with other banksTo manage risk, you can choose to invest your money across a panel of approved banks.

9 We will work with these banks on your behalf to handle your account Market FundsWe select Money Market Funds from leading providers that aim to provide a competitive investment return that is consistent with the security of capital and a high degree of liquidity. It is important to recognise that these funds can fall in value; they are not the same as deposits. You may get back less than you are available in sterling, euro or US dollar and are Aaa-mf rated by Moody s Investors Service, and AAAm rated by Standard & Poor s, the highest ratings Funds invest in a diversified range of highly rated short-term debt instruments, including short-term deposits, commercial paper, certificates of deposit and floating-rate , whenever, howeverCards with international coverage for all occasions.

10 If your lifestyle takes you around the world, you need your cards to work hard for you. With a range of flexible accounts in the world s major currencies, Barclays offers a comprehensive suite of card products, giving you maximum purchasing offer a dedicated Wealth Card, with bespoke credit limits, and the Barclays Visa Infinite Card, designed for an international Wealth CardThe Barclays Wealth Card provides you with power and control over your finances. With flexible credit limits, no annual fee, and an exceptional service tailored to your needs the Wealth Card gives you access to your wealth whenever you want and wherever the Visa sign is is available in three currencies: sterling, euro, and US dollar, providing you with greater flexibility when travelling.