benefits CATEGORIES USED IN THE SPENDING TRACKER

1 CATEGORIES USED IN THE SPENDING costs related to having and using your cell card payments, payday loan payments, pawn shop payments, car title loan payments, and other loan meals or beverages purchased outside of the + costs, diapers, school supplies, school materials fees, field trip and other activity to the movies or concerts, sports equipment/fees, sporting events, lottery tickets, alcohol, books/CDs, + other and beverages brought into the home, as well as other supplies: baby formula, haircuts, hygiene items, dry , medication, eye care, dental care, health insurance to religious organizations or other charities, + , mortgage, insurance, property taxes, electricity, gas, water, sewage, phone, television, Internet service, cell , healthcare costs, and other costs associated with caring for your an s por , car payment, insurance payment, Court-ordered expenses (Child Support, restitution, etc.)

2 Household supplies (Things for your home like cleaningsupplies, kitchen appliances, furniture, other equipment). Savings (Saving for emergencies, goals, back to schoolexpenses, holiday purchases, children s education, saving forretirement). Tools or other job-related expenses (Tools, equipment, specialclothing, job-related books, machinery, working animals or livestock, union dues).end of list. end of a questionNeed help getting abank or debt collectorto respondNeed help help with benefitsNeed help withhealth care billsNeed help payingutility billsNeed help dealing withdebt and foreclosureNeed help findinga lawyerBe sureTake a breathResolvePrimary jobGovernmentprogramDisability insuranceFinancial supportChildcare &educationDonations & giftsThings I cancharge I I I I don t payfor I don t pay forhousing and I don t pay forjob-related I don t payfor I can I I can I can &suppliesEating outEntertainmentPersonal

3 CareTransportPetsHealthcareDebt paymentHousing & help findinga jobFinancial support Ask a questionNeed help getting abank or debt collectorto respondNeed help help with benefitsNeed help withhealth care billsNeed help payingutility billsNeed help dealing withdebt and foreclosureNeed help findinga lawyerBe sureTake a breathResolvePrimary jobGovernmentprogramDisability insuranceFinancial supportChildcare &educationDonations & giftsThings I cancharge I I I I don t payfor I don t pay forhousing and I don t pay forjob-related I don t payfor I can I I can I can &suppliesEating outEntertainmentPersonal careTransportPetsHealthcareDebt paymentHousing & help findinga jobFinancial support Ask a questionNeed help getting abank or debt collectorto respondNeed help help with benefitsNeed help withhealth care billsNeed help payingutility billsNeed help dealing withdebt and foreclosureNeed help findinga lawyerBe sureTake a breathResolvePrimary jobGovernmentprogramDisability insuranceFinancial supportChildcare &educationDonations & giftsThings I cancharge I I I I don t payfor I don t pay

4 Forhousing and I don t pay forjob-related I don t payfor I can I I can I can &suppliesEating outEntertainmentPersonal careTransportPetsHealthcareDebt paymentHousing & help findinga jobFinancial support Ask a questionNeed help getting abank or debt collectorto respondNeed help help with benefitsNeed help withhealth care billsNeed help payingutility billsNeed help dealing withdebt and foreclosureNeed help findinga lawyerBe sureTake a breathResolvePrimary jobGovernmentprogramDisability insuranceFinancial supportChildcare &educationDonations & giftsThings I cancharge I I I I don t payfor I don t pay forhousing and I don t pay forjob-related I don t payfor I can I I can I can &suppliesEating outEntertainmentPersonal careTransportPetsHealthcareDebt paymentHousing & help findinga jobFinancial support Ask a questionNeed help getting abank or debt collectorto respondNeed help help with benefitsNeed help withhealth care billsNeed help payingutility billsNeed help dealing withdebt and foreclosureNeed help findinga lawyerBe sureTake a breathResolvePrimary

5 JobGovernmentprogramDisability insuranceFinancial supportChildcare &educationDonations & giftsThings I cancharge I I I I don t payfor I don t pay forhousing and I don t pay forjob-related I don t payfor I can I I can I can &suppliesEating outEntertainmentPersonal careTransportPetsHealthcareDebt paymentHousing & help findinga jobFinancial support Ask a questionNeed help getting abank or debt collectorto respondNeed help help with benefitsNeed help withhealth care billsNeed help payingutility billsNeed help dealing withdebt and foreclosureNeed help findinga lawyerBe sureTake a breathResolvePrimary jobGovernmentprogramDisability insuranceFinancial supportChildcare &educationDonations & giftsThings I cancharge I I I I don t payfor I don t pay forhousing and I don t pay forjob-related I don t payfor I can I I can I can &suppliesEating outEntertainmentPersonal careTransportPetsHealthcareDebt paymentHousing & help findinga jobFinancial support Ask a questionNeed help getting abank or debt collectorto respondNeed help help with benefitsNeed help withhealth care

6 BillsNeed help payingutility billsNeed help dealing withdebt and foreclosureNeed help findinga lawyerBe sureTake a breathResolvePrimary jobGovernmentprogramDisability insuranceFinancial supportChildcare &educationDonations & giftsThings I cancharge I I I I don t payfor I don t pay forhousing and I don t pay forjob-related I don t payfor I can I I can I can &suppliesEating outEntertainmentPersonal careTransportPetsHealthcareDebt paymentHousing & help findinga jobFinancial support Ask a questionNeed help getting abank or debt collectorto respondNeed help help with benefitsNeed help withhealth care billsNeed help payingutility billsNeed help dealing withdebt and foreclosureNeed help findinga lawyerBe sureTake a breathResolvePrimary jobGovernmentprogramDisability insuranceFinancial supportChildcare &educationDonations & giftsThings I cancharge I I I I don t payfor I don t pay forhousing and I don t pay forjob-related I don t payfor I can I I can I can &suppliesEating outEntertainmentPersonal careTransportPetsHealthcareDebt paymentHousing & help findinga

7 JobFinancial support Ask a questionNeed help getting abank or debt collectorto respondNeed help help with benefitsNeed help withhealth care billsNeed help payingutility billsNeed help dealing withdebt and foreclosureNeed help findinga lawyerBe sureTake a breathResolvePrimary jobGovernmentprogramDisability insuranceFinancial supportChildcare &educationDonations & giftsThings I cancharge I I I I don t payfor I don t pay forhousing and I don t pay forjob-related I don t payfor I can I I can I can &suppliesEating outEntertainmentPersonal careTransportPetsHealthcareDebt paymentHousing & help findinga jobFinancial support Use this SPENDING TRACKER to consider what is important to you SPENDING for the month of: 1 Get an envelope to collect your Use the table to sort your SPENDING into the CATEGORIES below.

8 Don t forget about bills you share with At month s end, total up each SPENDING this of spendingWeek + + other others. Housing + a questionNeed help getting abank or debt collectorto respondNeed help help with benefitsNeed help withhealth care billsNeed help payingutility billsNeed help dealing withdebt and foreclosureNeed help findinga lawyerBe sureTake a breathResolvePrimary jobGovernmentprogramDisability insuranceFinancial supportChildcare &educationDonations & giftsThings I cancharge I I I I don t payfor I don t pay forhousing and I don t pay forjob-related I don t payfor I can I I can I can &suppliesEating outEntertainmentPersonal

9 CareTransportPetsHealthcareDebt paymentHousing & help findinga jobFinancial support Ask a questionNeed help getting abank or debt collectorto respondNeed help help with benefitsNeed help withhealth care billsNeed help payingutility billsNeed help dealing withdebt and foreclosureNeed help findinga lawyerBe sureTake a breathResolvePrimary jobGovernmentprogramDisability insuranceFinancial supportChildcare &educationDonations & giftsThings I cancharge I I I I don t payfor I don t pay forhousing and I don t pay forjob-related I don t pay