Broad-Based Black Economic Empowerment Generic ...

1 MSNG BVC02-07 This certificate has been issued in terms of government Gazette Vol. 630 no. 41287 dated 01 December 2017 and it is valid for one year from date of issue. Mosela and SizweNtsalubaGobodo Rating Agency (Pty) Ltd Reg no: 2007/029757/07 Tel: 012 430 2137, Fax: 086 655 0105, Email: 1250 Pretorius Street, ProEquity Court, Office No. G5, Hatfield, Pretoria, 0083. Postnet Suite 424, Private Bag X15, Menlo Park, 0102 Certificate No: GEN L1/7948/270918/3 FirstRand Limited Refer to Annexure A for Entities covered by this scorecard Reg No.

2 1966/010753/06, VAT No. 4900102882 Head Office, Location: 4 Merchant Place Cnr Rivonia & Fredman Drive, Sandton, 2196 Verification Standard Applied: Amended Financial Sector Code Scorecard Applied: Generic Element: Element weighting: Score: Ownership 23 Management Control 20 Skills Development 20 Preferential Procurement 15 Socio- Economic Development and Consumer Education 5 Empowerment Financing and Enterprise and Supplier Development 25 Access to Financial Services 12 Total Score: 120 Broad-Based BEE status Level.

3 Level 1 BEE procurement recognition percentage : 135% Black Ownership percentage : Black Women Ownership percentage : 51% Black Designated Group : No Empowering Supplier : Yes _____ Date of issue: 27/09/2018 For: Mosela and SizweNtsalubaGobodo Expiry Date : 26/09/2019 This certificate is based on information provided to Mosela and SizweNtsalubaGobodo Rating Agency by the management of the measured entity and is an independent opinion based on verification, validation and analysis done by Mosela and SizweNtsalubaGobodo Rating Agency (Mosela and SizweNtsalubaGobodo Rating Agency is not responsible for ensuring completeness of information provided to support the B-BBEE status of a measured entity).

4 The B-BBEE status has been determined in accordance with the dti s Amended Financial Sector Code gazetted on the 1st of December 2017. Broad-Based Black Economic Empowerment Generic Verification Certificate MSNG BVC02-06 This certificate has been issued in terms of government Gazette Vol. 630 no. 41287 dated 01 December 2017 and it is valid for one year from date of issue. Mosela and SizweNtsalubaGobodo Rating Agency (Pty) Ltd Reg no: 2007/029757/07 Tel: 012 430 2137, Fax: 086 655 0105, Email: 1250 Pretorius Street, ProEquity Court, Office No.

5 G5, Hatfield, Pretoria, 0083. Postnet Suite 424, Private Bag X15, Menlo Park, 0102 100% Annexure A FIRSTRAND LIMITED 1966/010753/06 First National Bank1, 2 Rand Merchant Bank1 WesBank1 Other activities Banking 100% Ashburton Investment Managers (Pty) Ltd 2002/013187/07 100% Ashburton Investor Services 2011/139123/07 100% Ashburton Management Company (RF) 1996/002547/07 100% RMB CIS Management Company (RF) 2006/03697/07 100% Atlantic Asset Management 2007/005723/07 100% Investment management 96% RMB Private Equity Holdings 93% RMB Private Equity 100% RMB Securities 50% RMB Morgan Stanley 100% FNB Securities 1966/011732/07 100% RentWorks Af rica 2002/02250/07 100% D Financial Services Af rica 2003/016257/07 100% Direct Axis 1995/006077/07 100% Hyphen Technology 1987/006392/07 81% MotoVantage Holdings #

6 2014/182594/07 FirstRand Bank Limited 1929/001225/06 FirstRand Investment Holdings (Pty) Ltd 2001/023466/07 FirstRand Investment Management Holdings Limited 1995/004798/06 Platforms 100% FirstRand Insurance Holdings (Pty) Ltd FirstRand Lif e Assurance 2014/264879/06 100% Structure shows effective consolidated shareholding from a BEE reporting perspective 1 Division 2 First National Bank includes RMB Private Bank # Includes: MotoRite 1997/000637/07 ; Smart UMA 1999/016066/07; Streamline 2005/036668/07; T he Engine Room 2009/0054040/07; MotoRite Premium 2009/00504607