Business Banking Pricing Guide - OCBC Bank …

1 Information updated as of 27 April 2018. The fees and charges are subject to change from time to : 193200032W GTBBBPG270418 Page 1 Business Banking Pricing Guide1 Account ChargesSingapore Dollar Business AccountsFeesBusiness Growth AccountBusiness Entrepreneur Account(previously known as Business First Account Value) Business Entrepreneur Account PlusMinimum Initial DepositS$500S$3,000S$30,000 Account FeeS$38 per yearFee will be deducted from account at the end of the second month from the date of account $38 per month. Waived for first 3 will be deducted from account by the third Business day of each calendar month. This fee will be charged from the fourth calendar month from the date of account FeeWaived for first 6 months.

2 Thereafter S$35 per month if monthly average balance falls below S$3,000 Waived for first 6 months. Thereafter S$35 per month if monthly average balance falls below S$5,000S$50 per month if monthly average balance falls below S$30,000 Early Account Closure FeeS$50 for accounts closed within 1 year of $50 for accounts closed within 6 months of Fee(Incidental overdraft charge for accounts without limits)Minimum S$30 or Prime + per annum (whichever is higher) on the excess @ocbc( Business Internet Banking ) TokenMinimum 1 free token upon account signup. Please refer to Page 9 for details. Transaction fees choice of Business Internet Banking service package.

3 (Except Premium Service Package).Minimum 1 free token upon account signup. Please refer to Page 9 for details. Transaction fees 1 free token upon account signup. Please refer to Page 9 for details. Transaction fees @ocbcStandard charges apply. First 3 months waived. Please refer to page 8 for detailed Cash Alert service package : monthly fee of S$25 will not charges apply for other service package. First 3 months waived. Please refer to page 8 for detailed charges apply. First 3 months waived. Please refer to page 8 for detailed FeesStandard charges apply to anyother transaction(s) as per sections Transaction Charges & Other Service Charges in the following pages, unless otherwise bundled package via Velocity@ocbc 200 GIRO transactions 20 FAST Payment transactions 2 outward telegraphic transfersFor any other type of transaction that exceeds the free monthly bundled package listed above, standard charges apply as per sections Transaction Charges & Other Service Charges in the following pages, unless otherwise - S$ per item via Standard charges apply to any other transaction(s)

4 As per sections Transaction Charges & Other Service Charges in the following pages, unless otherwise book Issuance FeeS$25 per cheque book (waived for the first cheque book issued) Clearing FeeFirst 30 free cheques per calendar month. Thereafter S$ for each subsequent chequeS$ for each subsequent cheque from 1 June 2018 First 50 free cheques per calendar month. Thereafter S$ for each subsequent $ for each subsequent cheque from 1 June 2018 Over the counter branch transaction charges(The transactions are calculated on an aggregate basis for all your bank accounts under the same customer name.)* Chargeable transactions include cash deposits (including bulk cash) and withdrawal/cash cheque $20 per transaction First 5 transactions per month - FREE 6th to 20th transaction S$5 per transaction 21st transaction onwards S$10 per transactionInformation updated as of 27 April 2018.

5 The fees and charges are subject to change from time to : 193200032W GTBBBPG270418 Page 2 Foreign Currency Business AccountsFeesCall AccountUSD Chequing AccountMinimum Initial Deposit AUD10,000 NZD10,000 CAD25,000 GBP5,000 HKD500,000US$1,000 Service FeeCurrencyIf monthly averagebalance falls belowService fee payable(in respective currency)US$10 per month if monthly average balance falls below US$1, ,00015 CAD1,00015 GBP50010 HKD8,00080 NZD1,00015 CurrencyMonthly average balanceService fee(in respective currency)CHFCHF 25,000 and belowWaivedAbove CHF 25, for a monthlyaverage balance in excess of CHF 25,000 EUREUR 25,000 and belowWaivedAbove EUR 25, for a monthlyaverage balance in excess of EUR 25,000 JPYJPY 3,000,000 and belowWaivedAbove JPY 3,000, for a monthlyaverage balance in excess of JPY 3,000,000 Early Account Closure FeeUS$20 (or equivalent) for accounts closed within 6 months of $20 for accounts closed within 6 months of Set-up Fee(For CHF, EUR & JPY only)CHF500, EUR500, JPY65, Fee(Incidental overdraft charge for accounts without limits)AUD : Minimum AUD10 or AUD Prime Rate + 4% (whichever is higher) on the excess.

6 Minimum CAD8 + CAD Prime Rate + 4% (whichever is higher) on the excess : Minimum CHF8 or CHF Prime Rate + 4% (whichever is higher) on the excess : Minimum EUR6 or EUR Prime Rate + 4% (whichever is higher) on the excess : Minimum GBP4 + GBP Prime Rate + 4% (whichever is higher) on the excess : Minimum HKD40 or HKD Prime Rate + 4% (whichever is higher) on the excess : Minimum JPY750 + JPY Prime Rate + 4% (whichever is higher) on the excess : Minimum NZD12 or NZD Prime Rate + 4% (whichever is higher) on the excess US$10 or USD Prime Rate + 4% (whichever is higher) on the excess Day End Balance to EarnInterest AUD10,000 HKD500,000 CAD25,000 NZD10,000 GBP5, updated as of 27 April 2018.

7 The fees and charges are subject to change from time to : 193200032W GTBBBPG270418 Page 3 Foreign Currency Business Accounts - continuedFeesUSD Business Smart AccountEUR Business Smart AccountMinimum Initial DepositUS$ FeeWaived for 1st 6 , US$15 per month if monthly average balance falls below US$1, Average BalanceService fee(in respective currency)EUREUR 25,000 and belowWaivedAbove EUR 25, for a monthlyaverage balance in excess of EUR 25,000 Early Account Closure FeeUS$50 for accounts closed within 1 year of for accounts closed within 1 year of Set-up Fee(One time for new accounts openedfrom 1 April 2015) Fee(Incidental overdraft charge for accounts without limits)

8 Minimum US$10 or USD Prime Rate + 4% (whichever is higher) on the excess EUR5 or EUR Prime Rate + 4% (whichever is higher) on the excess Day End Balance to EarnInterestUS$1, DepositsSingapore Dollar Time DepositMinimum Initial DepositAvailable TenuresPremature TerminationS$5,0001-12, 18, 24 and 36 months(shorter tenures available for higher amounts)Premature withdrawal fees applicable for withdrawal made prior to Currency Time DepositMinimum Initial DepositAvailable TenuresPremature Termination AUD10,000 HKD200,000 CAD25,000 JPY1,000,000 CHF25,000 NZD10,000 EUR5,000 USD5,000 GBP5,0001, 2, 3, 6, 9 and 12 months (shorter tenures available for higher amounts)Premature withdrawal fees applicable for withdrawal made prior to updated as of 27 April 2018.

9 The fees and charges are subject to change from time to : 193200032W GTBBBPG270418 Page 43 Transaction ChargesChequesCheques ClearingChargesStandard Clearing FeesS$ per cheque from the 31st cleared cheque onwards (per calendar month)S$ per cheque from the 31st cleared cheque onwards (per calendar month) from 1 June 2018 Returned Cheques (SGD)S$50 per returned cheque due to insufficient fundsS$40 per returned cheque due to technical Cheques (USD)US$40 per cheque (due to insufficient funds/technical reasons)Cheques RetrievalChargesCheque Image Retrieval*S$ (inclusive of GST) for retrievals of cheques cleared less than 1 year agoS$ (inclusive of GST)

10 For retrievals of cheques cleared between 1 to 3 years agoS$ (inclusive of GST) for retrievals of cheques cleared more than 3 years agoStop PaymentChargesStop Payment (SGD) via Branch/ Business Banking Commercial Service Centre via Business PhoneBanking/ Business Internet BankingS$30 per chequeS$15 per chequeStop Payment (USD) via Branch/ Business Banking Commercial Service Centre via Business PhoneBanking/ Business Internet BankingUS$30 per chequeUS$10 per chequeLoss of Cheque BookChargesLoss of Cheque Book (SGD) Report via Branch/ Business Banking Commercial Service Centre Report via Business PhoneBanking/ Business Internet BankingS$60S$30 Loss of Cheque Book (USD)US$30 Marked ChequesChargesDirect Marked Cheque1S$100 per cheque + Courier Charges (if applicable)Foreign Currency ChequesChargesCommissionAgent FeesCommission-in-lieu of exchange2 Courier/PostageCleared Locally.