CM Pension fund matrix - Scottish Widows

1 More fund managers and more funds mean a wider choice for youIt s easier for you to meet your investment needs with a wider choice of funds. Particularly if those funds have been carefully extensive market research and analysis has led to our selection of well established fund managers. This wider choice allows you to more accurately match your investment fund matrixSavings & InvestmentsN0517N44297210A4 portcmykSA1806 Clerical Medical (SW)CM Pension fund matrixN18-APr-201717:30 118/04/2017 17:30 Pension fund matrixABI UK Pension FundClerical Medical funds*AMCN ewton/VeritasAMCS chroderAMCUBSAMCI nvesco PerpetualAMCF idelityAMCT otal funds in sectorMixed Investment 40-85% SharesBalanced Balanced fund of Funds1% Newton Multi-Asset Balanced** Schroder Managed UBS Global Investment 20-60% SharesCautious1%CM Newton Multi-Asset Diversified Return** Invesco Perpetual Distribution Investment 0-35% SharesDefensive Non Equity1% 1%CM Fidelity Defensive Return Absolute Investment Adventurous Dynamic Return1% Newton Multi-Asset Growth** All CompaniesUK Alpha fund of Funds UK Growth UK Equity Tracker Special Situations UK Equity fund of 1% 1% 1% Newton UK Equity Schroder UK Mid UBS UK Invesco Perpetual UK Focus Fidelity MoneyBuilder Equity IncomeUK Equity Income 1CM Newton UK Income** Schroder

2 Invesco Perpetual High Income Smaller CompaniesSmaller Companies CM UK Smaller Companies**1% Schroder UK Smaller Cos ex UKEuropean 1% CM Newton Contl European Schroder European Fidelity European America Equities North American 1% CM Boston Company US Schroder US Small and Mid UBS US Equity Fidelity American 2%7 JapanJapanese 1% CM Schroder Pacific ex JapanFar Eastern 1% CM Veritas Asian Fidelity EquitiesGlobal Equity Tracker International Growth Ethical1% 1% 1%CM Newton Global Equity CM Newton Global Income Schroder Global Equity CM Schroder QEP Global Core UBS Global Growth Invesco Perpetual Global Smaller Fidelity WealthBuilder CM Fidelity Worldwide Special Emerging Markets EquitiesCM Invesco Perpetual Hong Kong & China CM Invesco Perpetual Global Emerging Direct PropertyUK Property1%1 Global PropertyCM Schroder Global Cities Real Estate GiltsUK Gilt1%CM Schroder Gilt & Fixed Fixed InterestGilt & Fixed Interest1%1 Sterling Corporate BondCorporate Bond1%CM Schroder Corporate Bond Invesco Perpetual Corporate Fidelity MoneyBuilder High YieldCM Schroder Mthly High Invesco Perpetual Monthly Income Strategic BondCM Fidelity Extra Index-Linked GiltsUK Index Linked Gilt1%1 Sterling Long BondsRetirement Protection1%1 Global Fixed InterestInternational Fixed Income1%CM Newton Int l Bond Invesco Perpetual Global MarketCash Halifax1% 1%2 Total funds per provider33111349979 Please note: Units are accumulation unless otherwise stated.

3 *Please note: For the Clerical Medical funds, the full fund name, as used on the fund factsheets, is Clerical Medical Balanced, Clerical Medical Balanced fund of Funds etc.**This fund was previously called the CM UBS UK Smaller Companies fund . On 29 August 2013, UBS closed their UBS UK Smaller Companies fund . Since this date the CM UK Smaller Companies fund has invested wholly in the Scottish Widows UK Smaller Companies fund . The aims, risks and charges of the CM UBS UK Smaller Companies fund remained unchanged. The CM fund s name was changed to remove the reference to UBS on 16 June 2014.**This fund was previously called the CM Newton Balanced fund .**This fund was previously called the CM Newton Phoenix fund .**This fund was previously called the CM Newton Managed fund . **This fund was previously called the CM Newton Higher Income fund . This fund was previously called the CM Newton Oriental fund .

4 This fund was previously called the CM Newton Global Higher Income fund . This fund was previously called the CM Schroder Global Climate Change fund . This fund was previously called the CM Schroder Global Real Estate Securities fund . This fund was previously called the CM Invesco Perpetual UK Aggressive fund was previously called the CM Invesco Perpetual Emerging Countries fund was previously called the CM Fidelity South East Asia fund . 218/04/2017 17:30 Pension fund matrixABI UK Pension FundClerical Medical funds*AMCN ewton/VeritasAMCS chroderAMCUBSAMCI nvesco PerpetualAMCF idelityAMCT otal funds in sectorMixed Investment 40-85% SharesBalanced Balanced fund of Funds1% Newton Multi-Asset Balanced** Schroder Managed UBS Global Investment 20-60% SharesCautious1%CM Newton Multi-Asset Diversified Return** Invesco Perpetual Distribution Investment 0-35% SharesDefensive Non Equity1% 1%CM Fidelity Defensive Return Absolute Investment Adventurous Dynamic Return1% Newton Multi-Asset Growth** All CompaniesUK Alpha fund of Funds UK Growth UK Equity Tracker Special Situations UK Equity fund of 1% 1% 1% Newton UK Equity Schroder UK Mid UBS UK Invesco Perpetual UK Focus Fidelity MoneyBuilder Equity IncomeUK Equity Income 1CM Newton UK Income** Schroder

5 Invesco Perpetual High Income Smaller CompaniesSmaller Companies CM UK Smaller Companies**1% Schroder UK Smaller Cos ex UKEuropean 1% CM Newton Contl European Schroder European Fidelity European America Equities North American 1% CM Boston Company US Schroder US Small and Mid UBS US Equity Fidelity American 2%7 JapanJapanese 1% CM Schroder Pacific ex JapanFar Eastern 1% CM Veritas Asian Fidelity EquitiesGlobal Equity Tracker International Growth Ethical1% 1% 1%CM Newton Global Equity CM Newton Global Income Schroder Global Equity CM Schroder QEP Global Core UBS Global Growth Invesco Perpetual Global Smaller Fidelity WealthBuilder CM Fidelity Worldwide Special Emerging Markets EquitiesCM Invesco Perpetual Hong Kong & China CM Invesco Perpetual Global Emerging Direct PropertyUK Property1%1 Global PropertyCM Schroder Global Cities Real Estate GiltsUK Gilt1%CM Schroder Gilt & Fixed Fixed InterestGilt & Fixed Interest1%1 Sterling Corporate BondCorporate Bond1%CM Schroder Corporate Bond Invesco Perpetual Corporate Fidelity MoneyBuilder High YieldCM Schroder Mthly High Invesco Perpetual Monthly Income Strategic BondCM Fidelity Extra Index-Linked GiltsUK Index Linked Gilt1%1 Sterling Long BondsRetirement Protection1%1 Global Fixed InterestInternational Fixed Income1%CM Newton Int l Bond Invesco Perpetual Global MarketCash Halifax1% 1%2 Total funds per provider33111349979 Please note: Units are accumulation unless otherwise stated.

6 *Please note: For the Clerical Medical funds, the full fund name, as used on the fund factsheets, is Clerical Medical Balanced, Clerical Medical Balanced fund of Funds etc.**This fund was previously called the CM UBS UK Smaller Companies fund . On 29 August 2013, UBS closed their UBS UK Smaller Companies fund . Since this date the CM UK Smaller Companies fund has invested wholly in the Scottish Widows UK Smaller Companies fund . The aims, risks and charges of the CM UBS UK Smaller Companies fund remained unchanged. The CM fund s name was changed to remove the reference to UBS on 16 June 2014. This fund was previously called the CM Schroder Global Climate Change fund . This fund was previously called the CM Schroder Global Real Estate Securities fund . This fund was previously called the CM Invesco Perpetual UK Aggressive fund was previously called the CM Invesco Perpetual Emerging Countries fund was previously called the CM Fidelity South East Asia fund .

7 318/04/2017 17:30 Clerical Medical has been helping people plan for the future since 1824. We understand that investment decisions can be among the most important you make in life. After all, your financial choices today may determine what is possible in future years. We believe these decisions should be well informed, so we support our investors and their advisers with products and services that are comprehensive but information on the aims and risks of each fund , please refer to the Funds Guide (Clerical Medical Pension fund Investor s Guide, Ref: 52483) available on the fund availability and prices page at are a long-term investment. The retirement benefits you receive from your Pension plan will depend on a number of factors including the value of your plan when you decide to take your benefits which isn t guaranteed, and can go down as well as up.

8 The value of your plan could fall below the amount(s) paid may change the selection of funds we make available at any , terms and limits may Clerical Medical is a trading name of Scottish Widows Limited. Scottish Widows Limited is registered in England and Wales No. 3196171. Registered office in the United Kingdom at 25 Gresham Street, London EC2V 7HN. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register number 418/04/2017 17:30