Commercial Bank Tariff of Charges - Banking Services

1 Commercial BankTariff of Charges - Banking Services 2020 Rates are subject to change without prior notice. All Terms and Conditions apply. Accounts & DepositsStandard FeesSadara FeesPrivate Banking FeesIssuing a duplicate statementIssuing a statement of account (Monthly for Current accounts - Half yearly for Savings)Free of chargeFree of chargeFree of chargeIssuing a duplicate statementCurrent year's statement up to 5 years (for each month for both Current & Savings Accounts)QAR of chargeFree of chargeOver 5 years statement (for each month for both Current & Savings Accounts)QAR of chargeFree of chargeFor each authenticated statementQAR of chargeFree of chargeIssuing a Salar y E-Advice (per month regardless of account type)QAR of chargeFree of chargeIssuing a letter confirming balance of accountQAR of chargeFree of chargeAccount Maintenance Fee (per each month)No fee on minimum balanceNo fee on minimum balanceNo fee on minimum balanceMinimum Balance Thresholds*Call Accounts (daily balance)QAR 20, 20, 20, Deposit in Qatari Riyals (initial deposit) QAR 20, 20, 20, Deposit in US dollars (initial deposit)

2 $ 20, $ 20, $ 20, Deposit in GBP (initial deposit) 15, 15, 15, Deposit in Euro (initial deposit) 20, 20, 20, * If minimum balance is not maintained NO interest is accrued & if uplifted before maturity NO interest is Accounts (applicable monthly only for balances below QAR 500 or equivalent in FCY)QAR of chargeFree of chargeClosing Current / Saving accounts opened less than 1 year QAR Free of charge Free of charge Cheques & ChequebooksStandard FeesSadara FeesPrivate Banking FeesCheque depositFree of chargeFree of chargeFree of chargeCheque Withdrawal (through clearing system)Free of chargeFree of chargeFree of chargeCheque Signature verification (Per cheque)QAR of chargeFree of chargeChequebooksIssuing a chequebook (First chequebook after account opening)

3 Free of chargeFree of chargeFree of chargeRe-Issuance of new chequebookQAR of chargeFree of chargeCommercial BankTariff of Charges - Banking Services 2020 Rates are subject to change without prior notice. All Terms and Conditions apply. Cheques & ChequebooksSelf-service chequebook issuance via machineQAR of chargeFree of chargeRegister mailing a chequebook/cheques returned unpaidFree of chargeFree of chargeFree of chargeReturn Cheque due to any legal reason (excluding Insufficient Funds)Nil NilNilReturn Cheque due to Insufficient FundsFor the first timeQAR 100 QAR 100 QAR 100 For the second timeQAR 150 QAR 150 QAR 150 For the third timeQAR 300 QAR 300 QAR 300 Stop LOST ChequesCharge per cheque lostQAR per chequebook lostQAR per bank cheque lostQAR Book Delivery OptionsDelivery of Chequebook (by branch)

4 QAR of chargeFree of chargeDelivery of Chequebook (by mail)QAR of ChargeFree of ChargeCopies of Paid ChequesCheques up to 1 year old (per cheque)QAR more than 1 year old (per cheque)QAR ClearanceNormal cheque clearing (drawn on a bank in QAR within Qatar)Free of chargeFree of chargeFree of chargeSpecial cheque clearing (same day) (drawn on a bank in QAR within Qatar - on request)"Free of chargeFree of chargeFree of chargeSpecial clearing for cheques payable at centers where QCB clearing facility is not available (per cheque)Free of chargeFree of chargeFree of chargeCheque CollectionCollection of Foreign Currency cheque (if paid in LCY) (Maximum QR 95) (Maximum QR 95) (Maximum QR 95)Collection of Foreign Currency cheque (if paid in FCY) (Maximum QR 200) (Maximum QR 200) (Maximum QR 200)Post-dated ChequesSafe Keeping & Collection of a Post-dated Cheques (per cheque)QAR of chargeFree of chargeCancellation of post-dated cheque (per cheque)QAR of chargeFree of chargeCommercial BankTariff of Charges - Banking Services 2020 Rates are subject to change without prior notice.

5 All Terms and Conditions apply. Personal LoansFeesLoan cancellation after approval QAR Postponement Fee (for each payment postponed)QAR rescheduling to change of loan tenor/ installment without additional loan amount QAR loan guarantorQAR Requested Letters/Certificates ( Clearance, Obligation, etc.)QAR Payment Fee (per month)Penalty for unpaid installment per occurrence (for each returned cheque or insufficient funds for standing order)QAR Loans - Against Salary OnlyFile Charges for loans below QR 100,000 (Add this to the original loan amount)N/AInterest Rate (Prevailing/Maximum rate) Care - Upfront premium per year on requested loan amount (can be waived when maximum ceiling reached) Loans - Against Salary and/or Other Income File Charges for loans below QR 100,000 (Add this to the original loan amount) QAR Rates (Against Other Income)

6 Cb StandardAvailable upon requestManagement Fees and Loan care (Against Other Income)Management fee for new Loan below 1 Loan equal or above 1 millionManagement fee for top-up loans (applied to the additional amount only) Loan below 1 Loan equal or above 1 millionLoan Care - Upfront premium per year on requested loan Personal Loans - Interest ratesCash SecutityRate on blocked cash + Cash SecurityAvailable upon requestCommercial BankTariff of Charges - Banking Services 2020 Rates are subject to change without prior notice. All Terms and Conditions apply. Vehicle LoansFeesLoan cancellation after approval QAR Postponement Fee (for each payment postponed)QAR Postponement Fee - Non Cb customers (for each payment postponed)QAR rescheduling to change of loan tenor/ installment without additional loan amount QAR loan guarantorQAR cheques changeQAR Charges of the vehicle loan liabilityQAR Requested Letters/Certificates ( Clearance, Obligation, etc.)

7 QAR Loans - Against Salary Only File Charges for loans below QR 100,000 (Add this to the original loan amount) N/AInterest Rate (Prevailing/ Maximum rate) Fees Care - Upfront premium per year on requested loan amount Loans - Against Salary and/or Other IncomeFile Charges for loans below QAR 100,000 (Add this to the original loan amount) QAR Fees and Loan care (Against Other Income)Management Loan below 1 Loan equal or above 1 millionLoan Care for Retail - Upfront premium per year on requested loan amount Vehicle LoansCash SecurityRate on blocked cash + Cash SecurityAvailable upon requestCommercial BankTariff of Charges - Banking Services 2020 Rates are subject to change without prior notice.

8 All Terms and Conditions apply. OverdraftsStandard FeesSadara FeesPrivate Banking FeesSetup fee for any Overdraft (per month)QAR against Salary Interest Overdraft against security-Cash & Non-Cash Interest rate (against CASH security)Rate on blocked cash + on blocked cash + on blocked cash + rate (against NON-CASH security)Available upon requestCasual Overdraft - without collateralInterest BankTariff of Charges - Banking Services 2020 Rates are subject to change without prior notice. All Terms and Conditions apply. Mortgage LoansStandard FeesSadara FeesPrivate Banking FeesRegistration fee (per Title Deed)QAR Mortgage (per Title Deed)QAR copiesQAR cancellation after approvalQAR Postponement Fee (for each payment postponed)QAR Settlement (Partial or Full) on Paid amount for loans against one security (excluding construction loans) Settlement (Partial or Full) on Paid amount for loans against more than one security and construction , Division & ReleaseQAR Payment Fee (per month) Late Payment Fees-Qatari & Resident (per month)

9 QAR Payment Fees-Non-Resident (per month)QAR payment Interest Rate1% per monthplus the Management rate1% per monthplus the Management rate1% per monthplus the Management rateInterest Rates - Mortgage LoansFor CB different Mortgage Loans typesAvailable upon requestAvailable upon requestAvailable upon requestManagement Fees Management fees on nominal principal - for loans against one security (excluding construction loans) fees on nominal principal - for loans against more than one security and construction (including but not limited to interest repricing or any other contract alterations) Amendments (Changes in security, release, split of title deeds, amendments etc) BankTariff of Charges - Banking Services 2020 Rates are subject to change without prior notice.

10 All Terms and Conditions apply. Mortgage LoansInsurance Premium Upfront premium on nominal principal per year for loans against one security (excluding construction loans) premium on nominal principal per year for loans against more than one security and construction Evaluation (Purchase price / value)Property type & valueAvailable upon requestAvailable upon requestAvailable upon requestRegistration and DocumentationMortgage of title deed, Pledge of SharesApply mortgage processing /share pledging act