CONDOMINIUM PAC - theglenofpg.com

1 ReportClaimsImmediatelybyCalling*1-800-2 38-6225 Speakdirectlywitha claimprofessional24hoursa day,365daysa yearWritten*UnlessYourPolicyRequiresNoti ceorReportingTHEGLENOFTHEPACIFICGROVEHOM EOWNERS' CustomInsurancePolicyPreparedfor:Present edby:I-680-840D0623-TIL-13 CONDOMINIUMPAC04-16-13 CONDOMINIUMSTRAVELERSPROPERTYCASUALTYCOM PANYOF AMERICATHE GLENOF THE PACIFICGROVEHOMEOWNERS BOX 1531 SALINASCA 9390105-05-1305-05-1401 CONDOMINIUMS3-110 GLENLAKEDRIVEALLPACIFICGROVECA 93950 TILDIRECTBILL19, INSURANCEAGENCYHE7741006 FREEDOMBLVDWATSONVILLECA 9507601 WALNUTCREEKDOWNRENEWALCERTIFICATECOMMONP OLICYDECLARATIONSPOLICYNO.:ISSUEDATE:BUS INESS: :Fromto12 ( ) ,andtheformsandendorse-mentsforwhichsymb olnumbersareattachedona :Eachofthefollowingis a :ProvisionalPremium$DueatInception$Dueat Each$NAMEANDADDRESSOFAGENTORBROKERCOUNTE RSIGNEDBY:AuthorizedRepresentativeDATE:( Page1 of)ILT0250801 Office:CONDOMINIUMPACI-680-840D0623-TIL- 1304-16-13 INSURINGCOMPANY:TRAVELERSPROPERTYCASUALT YCOMPANYOF AMERICAPOLICYPERIOD:From05-05-13to 05-05-1412 BUSINESS:CORPORATIONCOVERAGESANDLIMITSOF INSURANCE.

2 Insuranceappliesonlyto an itemfor whicha"limit"or theword"included"is INSURANCEG eneralAggregate(exceptProducts-Completed OperationsLimit)$2,000,000 Products-CompletedOperationsAggregateLim it$2,000,000 PersonalandAdvertisingInjuryLimit$1,000, 000 EachOccurrenceLimit$1,000,000 Damageto PremisesRentedto You$300,000 MedicalPaymentsLimit(anyone person)$5,000 BUSINESSOWNERSPROPERTYCOVERAGEDEDUCTIBLE AMOUNT:BusinessownersPropertyCoverage:$ 5,000per :$250 per :Actuallossfor 12 consecutivemonthsPeriodof Restoration-TimePeriod:ImmediatelyOthera dditionalcoveragesapplyand may be changedby an :ISSUEDATE:SPECIALPROVISIONS:COMMERCIALG ENERALLIABILITYCOVERAGEISSUBJECTTOA GENERALAGGREGATELIMITMPT0010205(Page1 of)BUSINESSOWNERSPROPERTYCOVERAGEPREMISE SLOCATIONNO.:01 BUILDINGNO.

3 :ALLLIMITOFINFLATIONCOVERAGEINSURANCEVAL UATIONCOINSURANCEGUARDBUILDING$ 19,114,687RC* *ReplacementCostOthercoverageextensionsa pplyand may be changedby an T0 01 02 05 (Page2 of 02)I-680-840D0623-TIL-1305-05-1304-16-13 LISTINGOF FORMS,ENDORSEMENTSAND SCHEDULENUMBERSTHISLISTINGSHOWSTHE NUMBEROF FORMS,SCHEDULESAND ENDORSEMENTSBY LINEOF BUSINESS.* IL T0 25 08 01 RENEWALCERTIFICATE* MP T0 01 02 05 BUSINESSOWNERSCOVERAGEPARTDECS* IL T8 01 01 01 FORMS,ENDORSEMENTSAND SCHEDULENUMBERSIL T3 15 09 07 COMMONPOLICYCONDITIONSBUSINESSOWNERSMP T1 36 01 89 BLANKETLIMITSBLDG/BUSPERSPROP* MP T1 30 02 05 TBL OF CONT-BUSINESSOWNERSCOV-DELUXEMP T1 02 02 05 BUSINESSOWNERSPROPERTYCOV-SPECFORMMP T1 03 02 05 AMENDATORYPROVISIONS- CONDOMINIUM * CP 02 99 11 85 CANCELLATIONCHANGESMP T4 89 08 06 FUNGUS,ROT.

4 BACTERIACHANGES-CAMP T3 25 01 08 TERRORISMRISKINS ACT OF 2002 NOTICEMP T3 50 11 06 EQUIPBREAKDOWNSERVINTERRUPTIONLIMMP T3 56 02 08 AMENDATORYPROVISIONS-GREENBLDMP T9 70 03 06 POWERPAC ENDORSEMENT* MP T3 36 02 05 EQUIPMENTBREAKDOWNEXCLUSIONMP T4 90 05 10 LIMITOF INS/OCCURRENCEENDT-CALIFORNIAMP T5 08 01 06 CALIFORNIACHANGES-REPLACEMENTCOSTCOMMERC IALGENERALLIABILITYCG T0 34 11 03 TABLEOF CONTENTSCG 00 01 10 01 COMMERCIALGENERALLIABILITYCOV FORMCG D2 37 11 03 EXCLUSION-REALESTATEDEV ACTIVITIESCG D2 55 11 03 AMENDMENTOF COVERAGE- POLLUTIONCG D3 09 11 03 AMENDENDT-PRODUCTS-COMPLETEDOPR HAZARDCG D4 71 02 09 AMENDCOVERAGEB - PERS& ADV INJURYCG 21 70 01 08 CAP ON LOSSES-CERTIFIEDACTS-TERRORISMCG D0 37 04 05 OTHERINSURANCE-ADDITIONALINSUREDSCG D1 86 11 03 XTENDENDORSEMENTCG D2 03 12 97 AMEND-NONCUMULATIONOF EACHOCCCG D4 13 04 08 AMENDMENTOF COVERAGE-COOLING-POLLUTION* MP T1 25 11 03 HIREDAUTOAND NON-OWNEDAUTOLIABCG D2 43 01 02 FUNGIOR BACTERIAEXCLUSIONCG D2 56 11 03 AMENDMENTOF COVERAGECG D2 88 11 03 EMPLOYMENT-RELATEDPRACTICESEXCLUSIONCG D3 26 10 11 EXCLUSION- UNSOLICITEDCOMMUNICATIONCG D3 56 01 05 MOBILEEQUIP/EXCLVEHICLESSUB TO MV LAWCG D4 21 07 08 AMENDCONTRACLIABEXCL-EXCTO NAMEDINSCG D6 18 10 11 EXCL-VIOLATIONOF CONSUMERFIN PROTLAWSCG D0 76 06 93 EXCLUSION-LEADCG D1 42 01 99 EXCLUSION-DISCRIMINATION* TEXTIN THISFORMHAS CHANGED,OR THE FORMWAS NOT ON :1 OF2 POLICYNUMBER:EFFECTIVEDATE:ISSUEDATE.

5 ILT8010101I-680-840D0623-TIL-1305-05-130 4-16-13 COMMERCIALGENERALLIABILITY(CONTINUED)CG D2 42 01 02 EXCLUSIONWARCG T4 78 02 90 EXCLUSION-ASBESTOSCG T3 33 11 03 LIMITWHENTWO OR MOREPOLICIESAPPLYCG 32 34 01 05 CALIFORNIACHANGESINTERLINEENDORSEMENTSIL T3 82 08 06 EXCLOF LOSSDUE TO VIRUSOR BACTERIAIL T3 79 01 08 CAPSON LOSSESFROMCERTACTSOF TERRORIL 00 21 09 08 NUCLEARENERGYLIABEXCLEND-BROADFORMIL 01 04 09 07 CALIFORNIACHANGESIL 02 70 08 11 CALIFORNIACHANGES- CANCAND NONRENEWAL* TEXTIN THISFORMHAS CHANGED,OR THE FORMWAS NOT ON :2 OF2 POLICYNUMBER:EFFECTIVEDATE: theEventofLossorDamage27 LossPaymentBuildingandPersonalProperty28 LossPayment31 BusinessIncomeandExtraExpenseRecoveredPr operty32 NoncumulativeLimit32 COMMERCIALPROPERTYCONDITIONS32 Concealment,MisrepresentationorFraud32 ControlofProperty32 InsuranceUnderTwoorMoreCoverages33 LegalActionAgainstUs33 Liberalization33 NoBenefittoBailee33 OtherInsurance33 PolicyPeriod,CoverageTerritory33 TransferofRightsofRecoveryAgainstOtherst oUs33 Coinsurance33 Mortgageholders34 PROPERTYDEFINITIONS35 MPT1300205 Page1 :COMMERCIALPROPERTYCOVERAGEPARTT hefollowingis :If ;buildingthatisCoveredPropertyinthispoli cy, ; ; ,renovationoraddition; ,water, ,exceptduringa.

6 , CoveredCauseofLoss,per- , ,CP02991185 Page1 of1I-680-840D0623-TIL-1304-16-130101 BUSINESSWONERSPOLICY: deleforfemshownin thedescribedprisesveMP3T360205 Copyright,TraelersIndeitympany,2004 Page1 oThevmnCof 1 GENERALLIABILITYGENERALLIABILITYI-680-84 0D0623-TIL-1304-16-13 INCLUDEDINCLUDEDCOMMERCGENERALL ABILIALIITYPOLICY: iesinsuranceproidedu dertfolmodfvnhelowing:COMMERCGENERALLITY VERAFOIALIABILCOGERMSCHEDULEI nsuranceis proidedonlywipecttoverafpreiuis shown:vthresthosecogesforwhicha speciicmmchargeCOVERAGEADDITIIUMONALPREM H iredAutoil y$LiabitNonownedAutoLiabity$li(Inoentrya ppearsaboveinmaionrequiredtocompthendors ementwillbeshownintheDeclarationsf,fortl eteisasapplicableis endorsement.) :foI a premchargeis shownintheSCHEDULE fmiuabotheinsuranceproidedunderve,vSecti oInEachofthefois aninsuredunderthisillowingn-CoverageABod ilyInAndProjurypertysurancetotheexfolow: tentsetrthbeDamageLiaitybilapplto"bodiin andieslyjury" ;"propertydamage" "execu-oruseofa"hiredauto"or"nonownedaut o".

7 Ti eo f cer"oyourswhileusingwithyourvf ifMaintenanceoruseofa"nonownedauto"in-pe rma"hiredauto"ora"noownedissionncludeste stdriinconnectwithan"autovingionauto"exc ept:business". ( )ofa "hiauto"ortheownerredWtrespecttotheinsur anceprovbythisi hidedorlesseeofa "nonownedauto"oranyendorsement:agentor"e fmployee"o ,overagelessee; "empi thecoered"auto"isloyee"fvLiabitya., , ,e.,, oxctherthanelusionsownedbythat"employee" ora ;hisorherhoussion(BroadForm)aredeletedan dreplacedbythelfo "empi thecoered"auto"isloyee"fvleased,hiredorr entedbyh morheroraia."Bodiinjurto:lyy"meohorherho useholdunderamberfis(1)Anyfe low"employee"othei suredlfnleaseorrentalagreementfa periodoorfarisingouto andf:fin thecourseo180daysormore;(a)Ementthemploy byinsured; "ei e o f cer"withre-xecutvf i(b)Permdutiesrelatedtotheforingspecttoa ny"auto"ownedbysuchpart-conductoftheinsu red'sbusi-neroroficerora ;b.

8 "Propertydato:mage" "ei e o f cer"withre-xecutvf i(1)Propertyownedorbeingtransportedspect toany"auto"leasedorrentedtoby,orrentedor loanedtothei sured;nsuchpartneroroficerora meohfmberfisororherhouseholdundera leaseorrentalagreementfa pero180daysororiodf(2)Propertyinthecare, custodyorcon-more;trolfo ,TraelersIndeitympany,2003 Page1 oThevmnCof 2 Includescopyrightedtero InsuranceSericesO ice,, withts dutiesin connectionwithSectioVDefiionnitnsis amendedbytheaddi-an"autobusiness",othert hanan"autotiono theolftions:ff lowingdeinibusiness"youoperate;1."AutoBu siness" "employees",cupationoselrepairsericstor- fling,ing,ving,partners,a lesseeorborroweroranyofingorparkng"autos ".itheir"eloyees",whilemoingpropertympv2 ."Hiredauto"meansany"auto"youlease,toorf ma " iredauto"ora "nonownedrohhire, doesnotilude:auto"; "auto"youlease, ,butonlyleaseorrentalagreementfa periodoorfwithrespecttotheirliablibecaus eofactsi ty180daysormore, "auto"youlease,hire, "epartners,rofmployees", ONSstockholders,ormeoftheirhouse-mbersTh eDeitf insuredcontract"ofiniono " amendedbytheadditionothefofl-3.

9 "Nonownedauto"meansany"autos" ,lease,hire, :agreementbusinessatthetioan"occurrence" .Thmefis(4)Thatpertainstotheloan,leaseor rentalofanincludes"autos"ownedbyyour"emp loyees""auto"toyouoranyofyour"eloyees",i mpforpartnersormeoftheirhouseholdsmberst he"auto"isloaned,leasedorrentedwithabuto nlywhilebeusedinthecourseandingdrier;vor scopeofyourbusinessatthetioan"omefc-curr ence".(5)Thatholdsa personororganizationengagedinthebusiness oftransportingproertybypI youarea soleproprietor,"nonownedauto"f"auto"forh ireharlessforyouruseofa comv-meansany"autoyoudonotown,lease,s"er ed"auto"oa routeorterrthatper-veritoryhire,rentorbo rrowthatarebeingusedin thesonororganizatiois "occurence".fathet mef anrPage2 oCopyright,TraelersIndeitympany,2003f 2 ThevmnCoMP251103T1 IncludescopyrightedteroInsuranceSericesO ice,, withts , , ,callourtoll-freetelephonenumber1-866-90 4-8348,orrequesta writtencopyfromMarketingatOneTowerSquare ,2 GSA,Hartford, of1 IMPORTANTINFORMATIONFORMASTERPACPOLICYHO LDERSDearPol:icyholderEnclosedis yourTraeMasterPacRenewalCertf.

10 Anasterontheingfms,Endorsementsv lersi icateiskListoForandScheduleNu01,indmstha tareincludedwiththisyear' , youvisplacedyouri icattachedmswithicyfhae mpolicyleasecontactyouragentfora, ,Eachyear, ,tidalwaters,theoverflowofa bodyofwa-ter,therapidaccumulationorrunof fofsurfacewater, , ,inmanyinstances, ,includingmostofourpolicies, ,eachyearwefindthatsomepolicyholdersares urprisedanddisappointedtolearnthatdamage stheyhavesufferedasa ,keepinmindthatfloodscan,anddo, shortperiodoftimecancauseflooddamage, ,includingour"WriteYourOwn-Flood"program , of1