COVER YOUR WORLD - GeoBlue

1 BLUE CROSS BLUE SHIELD GLOBAL TRAVELER TM. Group Supplemental Medical Benefits Blue Cross Blue Shield Global brings together two of the biggest, most trusted brands in international healthcare: Bupa Global and Blue Cross Blue Shield through solutions provided by GeoBlue . Blue Cross Blue Shield Global TravelerTM from GeoBlue provides supplemental medical benefits for business travelers when outside of their home country. GeoBlue gives members confidence that wherever and whenever they need it, they can access quality care from the strongest global networks while supported through exceptional service and WORLD class healthcare. Strongest Global Network Members outside the have access to the GeoBlue provider and physician network complemented by Bupa Global's extensive reach, with the result that care is available and accessible wherever members need it. Members coming into the have access to the Blue Cross Blue Shield network, the largest PPO with the deepest discounts.

2 These global solutions provide members with the comfort of home, when they are far from it. Exceptional Service From the onset, we've focused on combining technology with exemplary service to make accessing healthcare as simple as possible. We want both our members and plan administrators to be able to concentrate on their business, knowing we have their health concerns covered. Our multi-lingual customer service team is available 24/7/365 to assist our members with locating network providers, accessing care and addressing health concerns. Through the balance of live support and sophisticated mobile and digital tools, we empower our members and administrators to stay in control. WORLD Class Healthcare Our Global Health and Safety services allow employees traveling on assignment to experience case management support when handling unexpected or urgent situations from diagnosis to recovery. This includes assistance with making treatment decisions and coordinating evacuations when necessary.

3 Plan sponsors can be confident that our active case management approach seeks to ensure the optimal outcome and value of international medical treatment. PROVIDED BY: Blue Cross Blue Shield Global TravelerTM. Our business traveler plan empowers employers and employees to protect their agenda and travel without worry that an unexpected accident, illness or injury could jeopardize their investment. This plan provides group travel medical benefits and services for business travelers outside of their home country for trips lasting up to 180 days and offers these features: Easy-to-administer blanket coverage Custom plans to address specific needs Comprehensive plans including medical evacuation, Coverage for and citizens traveling outside their hospitalization and sick visits home country (including those coming into the ). Additional Services Included in Traveler Plans Traveler members enjoy a comprehensive assistance program that provides the support necessary to help them feel confident in any situation.

4 Evacuation Global Safety Mobile Services Intelligence App If a member is in a situation that Our digital resources promote The GeoBlue mobile app may warrant an evacuation, personal safety by giving members provides convenient access to all our medical team will activate convenient access to vitally important our tools and services. With the its relationships with key tools and news. This information app, members can quickly and international medical experts to includes daily alerts detailing the easily manage their medical care successfully overcome obstacles latest security and health issues in a needs for anything from finding a and limitations in any part of the specific destination, and country or doctor and arranging Direct Pay globe, to ensure the member city profiles on crime, terrorism and to translating a medication and receives the best care possible. natural disasters. locating a pharmacy. Sample Benefit Schedule These benefits can be customized.

5 Medical Maximum $250,000 per trip Deductible None Coinsurance None Medical Evacuation Maximum $250,000. Repatriation of Remains $25,000. Accidental Death and Dismemberment Optional Spouse and Dependent coverage Optional Sojourn Extension Optional Political Evacuation and Natural Disaster coverage Optional For more information contact: Blue Cross Blue Shield Global is a brand owned by Blue Cross Blue Shield Association. Bupa Global is a trade name of Bupa, an independent licensee of Blue Cross Blue Shield Association, an association of independent Blue Cross and Blue Shield companies. Restrictions and limitations apply in some areas. For more information, visit GeoBlue is the trade name of Worldwide Insurance Services, LLC (Worldwide Services Insurance Agency, LLC in California and New York), an independent licensee of the Blue Cross and Blue Shield Association: made available in cooperation with Blue Cross and Blue Shield companies in select service areas.

6 Coverage is provided under insurance policies underwritten by 4 Ever Life Insurance Company, Oakbrook Terrace, IL, NAIC #80985 under policy form series