Deposit Accounts & Services For Individuals

1 Deposit Accounts & Services For IndividualsDeposits Guide803691 DBS deposits Pricing 113/3/20 1:03 PMWELCOME TO DBST hank you for choosing to bank with DBS. We look forward to meeting all your banking needs, giving you a delightful is one of the largest fi nancial institutions in Asia with operations in 16 markets, and a leader in Consumer Banking in this new DBS Deposit account , you will enjoy a host of innovative banking Services , with convenience and peace of mind. For customers who open a savings or current account , you will receive an ATM/Debit Card* to let you access ATM, Cash Deposit Machines, AXS Stations, and make purchases.

2 Plus, you will also enjoy round-the-clock convenience of Internet Banking, mBanking, Phone Banking and eStatement. Please read on to explore the Services you could now enjoy and the fees and charges than Deposit Accounts , DBS offers a complete range of products and Services to meet all your fi nancial needs. To fi nd out more, we invite you to visit and enjoy banking with DBS.* Available for personal and joint-alternate savings and current DBS deposits Pricing 213/3/20 1:03 PMPage 3 CONTENTI ntroduction ..4 For Multiplier ProgrammeDBS Multiplier account ..5 For All CustomersMy account .

3 6 For Singaporeans/PRsDBS Savings account ..7 DBS eMulti-Currency Autosave account ..8 DBS eMulti-Currency Autosave Plus account ..9 DBS Multi-Currency Autosave Plus account ..10 DBS eAutosave account ..11 DBS eAutosave Plus account ..11 DBS Current account ..11 For ForeignersDBS Expatriate eMulti-Currency Autosave account ..12 DBS Expatriate eMulti-Currency Autosave Plus account ..13 DBS Expatriate eAutosave account ..14 DBS Expatriate eAutosave Plus account ..14 For Special Savings NeedsS$ Fixed Deposit account ..15 DBS Premier Income account ..15 DBS Foreign Currency Fixed Deposit account ..15 DBS Foreign Currency Current account .

4 16 Making PaymentsInward Remittances ..17 Outward Remittances .. 17-18 Other ServicesCheque Charges ..19 Coin Charges ..20 Cash Charges ..20 Others ..21803691 DBS deposits Pricing 313/3/20 1:03 PMPage 4 CONVENIENT BANKING ANYTIME, ANYWHEREWe lead innovation to bring you better transactional capabilities, especially in cashless convenience. So, banking could be faster and easier with DBS. Enjoy the following and many more to Transactions Cash withdrawal at more than 1,000 ATM in Singapore, and overseas cash withdrawal at PLUS ATM worldwide. Deposit round-the-clock at Cash Deposit Machines and Coin Deposit Machines.

5 Deposit your cheque anytime without queuing at the Quick Cheque Deposit Box located outside each Convenience Instant funds transfer to almost anyone in Singapore, crediting into their DBS/POSB Accounts . Easy and quick bill payment through GIRO, Internet Banking, AXS Station or ATM. Top-up ez-link card at any ATM or AXS Station. Top-up CashCard at any ATM. Cashless shopping with your DBS Debit Card in Singapore and Visa merchants are some popular Services , accessible easily via the Self-Service Banking Services : Services availableConveniently accessible viaAT MInternetBankingPhoneBankingAXSF unds Transfer +Bill Payment Top-up ez-link card Top-up CashCard Top-up Telco Prepaid cards from SingTel, M1 or Starhub Electronic Payment for Shares IPO Application Balance Enquiry Transaction History Enquiry Update Address* Activation of overseas cash withdrawal + Available for funds transfer within your DBS/POSB Accounts only.

6 * New address can be updated for deposits , Loans and Investments, Credit Cards(Principal Cardholders only), Cashline and Margin Trading (Share Financing)803691 DBS deposits Pricing 413/3/20 1:03 PMPage 5 For Multiplier ProgrammeDBS Multiplier AccountThe DBS Multiplier Programme rewards you for your relationship with the bank. Based on your total cash fl ow from key income and expenses, you stand to earn higher interest on the SGD balances in your DBS Multiplier account . Fees and charges:Fall-below fee(if average daily balance < S$3,000)Incidental overdraft interest charge on SGD balanceMinimum overdraft interest charge(for Accounts with overdraft facility)Early account closure fee(if account is closed within 6 months) deposits /Withdrawals in foreign currencyForeign Currency Cash ConversionS$ per monthPrime + 5% payable on the overdrawn ( 8 Dec 2019)S$10S$30 Same charges as Foreign Currency Current AccountIf you wish to convert an amount in a foreign currency into another foreign currency, we will convert to S$ equivalent and then re-convert to the foreign currency at prevailing exchange.

7 Fall-below fee is waived for customers up to 29 years old. Other charges related to foreign currencies:(All amounts stated in the table are in the original foreign currency.)CurrencyMin. incidental overdraftinterest DBS deposits Pricing 513/3/20 1:03 PMPage 6 For All CustomersMy AccountMy account is the fi rst customisable account that lets you bank the way you live. Forget juggling multiple Accounts , enjoy the power to manage your fi nances the way it suits you with an account that meets your Deposit needs throughout your life. Fees and charges:Fall-below fee (No minimum average daily balance required)Incidental overdraft interest charge on SGD balanceAccount fee (With paper statement)Early account closure fee(if account is closed within 6 months) deposits /Withdrawals in foreign currencyForeign Currency Cash ConversionS$0 Not applicableS$2 per monthS$30 Same charges as Foreign Currency Current AccountIf you wish to convert an amount in a foreign currency into another foreign currency, we will convert to S$ equivalent and then re-convert to the foreign currency at prevailing exchange.

8 account fee is waived for customers below 16 years old and above 60 years old. Other charges related to foreign currencies: (All amounts stated in the table are in the original foreign currency.)CurrencyMin. incidental overdraftinterest DBS deposits Pricing 613/3/20 1:03 PMPage 7 For Singaporeans/PRsDBS Savings AccountA savings account for your day-to-day banking needs. Packaged with a debit card, internet banking and and charges:Fall-below fee for Accounts opened before 12 September 2011(if average daily balance < S$500)S$2 per monthFall-below fee for Accounts opened from 12 September 2011 (if average daily balance < S$1,000)S$2 per monthIncidental overdraft interest chargePrime + 5% payable on the overdrawn amount (min.)

9 S$20)Early account closure fee (if account is closed within 6 months)S$20 Note: : DBS Savings account is no longer available. Please consider DBS Multiplier account or My DBS deposits Pricing 713/3/20 1:03 PMPage 8 DBS eMulti-Currency Autosave AccountAn all-in-one account to let you save and transact in SGD and foreign currencies, packaged with a debit card, internet banking and and charges:Fall-below fee(if average daily balance < S$3,000)S$ per monthIncidental overdraft interest charge on SGD balancePrime + 5% payable on the overdrawn ( 8 Dec 2019)Minimum overdraft interest charge (for Accounts with overdraft facility)S$10 Early account closure fee(if account is closed within 6 months)S$30 deposits /Withdrawals in foreign currency Foreign Currency Cash ConversionSame charges as Foreign Currency Current account If you wish to convert an amount in a foreign currency into another foreign currency, we will convert to S$ equivalent and then re-convert to the foreign currency at prevailing exchange.

10 Fall-below fee is waived for customers up to 29 years charges related to foreign currencies:(All amounts stated in the table are in the original foreign currency.)CurrencyMin. incidental overdraftinterest DBS deposits Pricing 813/3/20 1:03 PMPage 9 DBS eMulti-Currency Autosave Plus AccountAn all-in-one chequeing account to let you save and transact in SGD and foreign currencies, packaged with a debit card, internet banking and and charges: account feeS$2 per monthFall-below fee(if average daily balance < S$3,000)S$ per monthIncidental overdraft interest charge on SGD balancePrime + 5% payable on the overdrawn ( 8 Dec 2019)Minimum overdraft interest charge (for Accounts with overdraft facility)S$10 Early account closure fee(if account is closed within 6 months)