Dynamic Valuation and NonForfeiture Interest Rate …

1 Jul-2008/14/2012 Month: Month: Month: Month: Val*NFF**+-25 or 50+ or - 50 ValNFF** PREMIUM IMMEDIATE SINGLE PREMIUM or ANNUAL PREMIUM DEFERRED ANNUITY : Issue Year BasisIssue Year Basis: 2021 ProjectedCashFutureType A Break C Break ABCS ettlementInt. Guar. LowerHigher LowerHigher5 or + - + - than or + - + - than or + - + - than PREMIUM or ANNUAL PREMIUM DEFERRED ANNUITY : Change in Fund BasisChange in Fund Basis: 2021 ProjectedCashFuture Type A Break C Break Guar. LowerHigher LowerHigher5 or + - + - than or + - + - than DEFERRED ANNUITY MINIMUM NonForfeiture VALUESFive-Year Constant Maturity Treasury Rates (Based on averages of the published Monthly rates.)If one of the above rates is your basis, then the Minimum NonForfeiture Interest Rate would be:HISTORICAL TAX Interest RATES* Valuation and NonForfeiture Interest Rate CalculationsANNUITY CALCULATIONSP rior Year Averages Ending: June 2020 Current Year Averages Ending: June 2021 LIFE INSURANCE CALCULATIONSD urationProjected 2022 Interest Ratesinc.

2 Or dec. the 2022 Projected Rate by an additional 25 basis points and the '+or- 50' Column reflects the rate required to bring the Projected Rate back to the 2021 Actual Actual Interest RatesVal. Break Pt. Rate**Minimum change from previous year's rate is 50 basis points. **Function of Valuation Rate. **If 2022 Projected Rate = 2021 Actual Rate, then '+-25 or 50' and '+or- 50' Columnsreflect the avg. actual rate over next 11 Mo's. required to cause a 50 basis points change from the 2021 Actual Rate. Else, the '+-25 or 50' Col. reflects the rate required to further10+ - 20 Duration10 or Less10+ - 20 The rates displayed on this sheet may not apply to contracts that are subject to a principle-based Valuation .*No longer applicable. Tax Interest Rates are for historical purposes only due to new tax laws. (C) Copyright 2001-2020 Hause Actuarial Solutions, Inc. Telephone: (913) 685-2200 Fax: (913) 685-2205 Email: Prepared:Report through:12 Month Average Ending Sep 2019: the Indicated Periods Ending Jul 2020: 12 Month - 3 Month - 1 Month - Month Average Ending Sep 2019: the Indicated Periods Ending Jul 2020: 12 Month - 3 Month - 1 Month - Actual Valuation Interest Rate: 2021 Valuation Interest Rate:Low Break Point:High Break Point:More than 20 More than 2010 or Less