ESSENTIAL PLAN - Discovery

1 ESSENTIAL . plan . Comprehensive car and home insurance with unique driving rewards and safety features DISCOV E RY I N SU RE | 2 0 2 2. HOME. ESSENTIAL plan DISC O V E RY IN SUR E. CLASSIC. plan . The ESSENTIAL plan gives you comprehensive vehicle and home insurance . The Vitality Drive programme rewards you for driving well and provides state-of- the-art safety features. VEHICLE. cover . Our unique service features speed up the claims process, keep you informed throughout and enable you to actively manage your plan . HOME. cover . Get up to 25% SERVICE. of your fuel spend back every month for driving FEATURES. well. Impact Alert gets you immediate emergency assistance if we DRIVING.

2 Detect a severe impact to your car, even if we can't WELL. get hold of you. No excess if an accident is caused by an insured third party. SAFETY. Get up to 10% off Uber trips FEATURES. any time of the day. VITALITY. DRIVE. HOW TO. EARN. 01 E SSE N T I A L P LA N | 2 0 2 2. HOME. Vehicle cover DISC O V E RY IN SUR E. ESSENTIAL . plan . VEHICLE. cover . HOME. cover . SERVICE. FEATURES. NO E XCESS R E T A I L VA L U E B O O S T E R *. DRIVING. In the event of an accident being Choose to get an additional 15% or 25% WELL. caused by an insured third party. when your car is stolen or written off. G E T O P T I O NA L VEHICL E WARRANT Y CO VER. Comprehensive, market-leading mechanical breakdown and electrical E XCESS FLE X I B I LI TY CAR HIRE OR UBER* failure cover for 36 critical vehicle components, including: Choose your own excess to meet Get optional car hire cover , or SAFETY.

3 Peace of mind ensured by unlimited vehicle part cover and a flat excess FEATURES. your needs. choose to use Uber services instead, . Embedded wear-and-tear cover for insured components while your vehicle is being repaired. WRIT E -OF F A CCE LE R A TOR * . One simple product with a personalised premium to reflect your own risk E M E R G E NC Y R O A D S I D E . Unique Vitality Drive car servicing discounts to reward you for driving well. Choose to write your car off A S S I S T A NC E VITALITY. at a lower damage level. DRIVE. Including Direction Assist and Trip Monitor. * Optional benefit HOW TO. EARN. 02 E SSE N T I A L P LA N | 2 0 2 2. HOME. Home cover DISC O V E RY IN SUR E.

4 ESSENTIAL . plan . EXCESS FLE X I B I LI TY. Choose your own excess to meet your specific needs. HOME A S S I S T VEHICLE. cover . Emergency plumbing, electrical and locksmith services. HOME PR OTE CTOR. Emergency security and alternative accommodation. HOME. cover . NO-AVER A G E G UA R A N TE E. Complete an inventory assessment and know that your home contents are assessed and insured correctly. SERVICE. ONLINE V A ULT. FEATURES. Store important documents, proof of ownership and valuation certificates online. E ST IMAT E D M A X I M UM LOS S. DRIVING. Manage your portable possessions cover and premium. WELL. MY JE WE LLE R *. Choose to repair or replace your specified jewellery at your preferred provider.

5 SAFETY. FEATURES. VITALITY. DRIVE. *. Optional benefit HOW TO. EARN. 03 E SSE N T I A L P LA N | 2 0 2 2. HOME. Unique service features DISC O V E RY IN SUR E. ESSENTIAL . plan . VEHICLE. cover . C LAIMS VI E W L EG AL S UPPO RT BENEFIT. View the progress of your Get affordable online or telephonic claims online with real-time access to an array of top-quality legal HOME. updates. support services. cover . SERVICE. FEATURES. FA ST T RACK CLA I M S INS T ANT CO VER. We process your specified lost or Add new vehicles and portable stolen cellphone claims within 48 possessions to your plan instantly and hours. easily on your smartphone. DRIVING. WELL. AUT O C LAI M S XPRES S REPAIRS SAFETY.

6 FEATURES. Submit your geyser, vehicle glass, Submit your car's minor damage cellphone, and electronic equipment claim on our website or on your claims to our automated claims agent smartphone and we'll repair it online or on your smartphone to have within five working days of starting your claims approved within minutes. the repair. If not, the next month's VITALITY. DRIVE. premium for the damaged car will be reimbursed. HOW TO. EARN. 04 E SSE N T I A L P LAN | 2 0 2 2. HOME. Rewards for driving well DISC O V E RY IN SUR E. ESSENTIAL . plan . Vitality Drive is Discovery Insure's unique driver behaviour programme that rewards you for driving well VEHICLE.

7 cover . F UEL CA SH B A CK. Get up to 25%, with a maximum of R750, HOME. of your bp and Shell fuel spend and Gautrain cover . spend back every month for driving well. SERVICE. FEATURES. DRIVING. WELL. INSURE FUN DE R A CCOUN T ( I FA ). Double the value of your fuel cash back by paying it into your Insure Funder Account. Use your Insure Funder Account to: SAFETY. FEATURES.. Build up funds to cover your vehicle excess in the event of a claim Fund any car or car hire claim excess . Fund up to 100% of your tyre spend at Tiger VITALITY. DRIVE. Wheel & Tyre. HOW TO. EARN. 05 E SSE N T I A L P LAN | 2 0 2 2. HOME. Rewards for driving well DISC O V E RY IN SUR E.

8 ESSENTIAL . plan . V I T AL I TY A CTI VE R E W A RDS OTHER REW A RD S A ND B E NE F IT S VEHICLE. cover . Get rewarded for meeting your weekly Vitality Active Rewards drive goals. G U A RANT EED 0 % RENEWAL INCREAS E. If you earn Diamond Vitality Drive status a set number of times in a year and are claim-free, you qualify for a 0% renewal increase on your comprehensive car insurance premium. HOME. cover . Drive well to reach your personalised, weekly drive goal and close your drive ring. D I S C O UNT ED CHIL D CAR S EAT S. Up to 50% discount on a wide range of child car seats SERVICE. from Toys R Us and Born Fabulous every year. FEATURES. When you achieve your drive goal, you will earn a T I G E R WHEEL & T YRE D IS CO UNT S.

9 Play on the Vitality Active Rewards gameboard Up to 20% off tyre purchases at Tiger Wheel & Tyre. DRIVING. where you will be able to flip a tile to reveal Discovery WELL. Miles. You can spend your Discovery Miles on coffees, smoothies, meals, and entertainment - or save them for higher value rewards like shopping, travel and holiday D I S C O UNT ED CAR MAINT ENANCE. vouchers. Up to 20% discount on your car service and maintenance SAFETY. costs at Bosch. FEATURES. U B E R D IS CO UNT. VITALITY. Up to 10% off Uber trips and up to 25% off other drive-me-home DRIVE. services, any time of the day. HOW TO. EARN. 06 E SSE N T I A L P LAN | 2 0 2 2. HOME.

10 Safety features DISC O V E RY IN SUR E. ESSENTIAL . plan . When you install a Vitality Drive Sensor in your insured vehicle, you will benefit from a range of state-of-the-art safety features. VEHICLE. cover . HOME. cover . IMPAC T A LE R T VEHICLE PANIC BUTTON F I ND M Y VE H ICL ES WEAT HER WARNING S. Get immediate emergency Get immediate emergency Find your vehicles Get warnings of imminent assistance if we detect a assistance through your phone. in real time. bad weather.* SERVICE. severe impact to your car, FEATURES. * Weather information is even if we can't get hold provided by South African of you. Weather Services. DRIVING. WELL. YOU ALSO GET ADDITIONAL SAFETY FEATURES WITH THE CROWD SEARCH SENSOR: SAFETY.