Fortune Guarantee Version 4 Brochure (Web) - …

1 Savings Solutions Tata AIA Life Insurance Fortune Guarantee Non Linked Non Participating Endowment Insurance Plan Tata AIA Life Insurance Fortune 10 times Annualised Premium Guarantee Annualised Premium shall be the Non Linked Non Participating Endowment Insurance Plan premium paid in a year with respect to Basic Sum Assured the basic sum assured chosen by the At every stage of your life you have a milestone to achieve. policy holder, excluding the Along with this you also carry the burden of any uncertainty underwriting extra premiums and happening & work towards being prepared to face the same. loading for modal premiums, if any. Life Insurance is the best way to protect your family from financial crisis in case of an unfortunate event and help you to Min Annualised Premium R 50,000. fulfill your dreams. Max Annualised Premium No Limit, Subject to Underwriting We present, Tata AIA Life Insurance Fortune Guarantee that You may choose to pay your premiums in Annual, Semi-annual, provides life insurance cover throughout the policy term for the Quarterly or Monthly mode as per your convenience financial security of your family and a Guaranteed lump sum Modal loading is as follows: benefit on maturity to fulfill your future goals.

2 You can also enhance your protection cover with a wide range of riders. Annual Premium Rate : Multiply Annual Premium Rate by 1 ( No loading). Key Features Semi-Annual Premium Rate : Multiply Annual Premium Rate Guaranteed Maturity Benefit*that varies from 114% to 214% by ( loading of 2%). of Total Premiums Paid Quarterly Premium Rate : Multiply Annual Premium Rate Life cover to protect your loved ones by ( loading of 4%). Flexible policy term of 10, 11,12 and 15 years & premium Monthly Premium Rate : Multiply Annual Premium Rate paying term of 5 years by ( loading of 6%). Higher benefits for female lives Increase / Decrease in Basic Sum Assured is not allowed. Option to enhance protection through riders How does Tata AIA Life Insurance Fortune Tax benefits may be available u/s 80C & 10(10D) of the Income-Tax Act, 1961 Guarantee work? *Provided the policy is in force and all due premiums have been paid, on On Maturity*, maturity. Maturity benefit depends on the entry age, gender, policy term and Maturity benefit premium band factor times total premiums paid Eligibility Criteria is payable Plan Parameters Premium Payment Term Policy Term (years) Age (years).

3 15 3 0 1 2 3 4 5 6 7 8 9 10. Min Issue Age 12 6. ( Age as on last birthday). 11 7. 10 8 Policy Term (Years). Max Issue Age *Maturity benefit factor varies with the entry age, gender, policy term and 65 years ( Age as on last birthday) premium band. For more details refer What are your benefits?' section. Policy Term (years) Age (years). What are your Benefits? 15 80. Max Maturity Age 12 77 You are eligible for the following benefits under this product: ( Age as on last birthday). 11 76 Maturity Benefit 10 75. Policy Term 10, 11, 12 and 15 years Maturity Sum Assured will be paid on maturity. The Maturity Sum Assured is equal to maturity benefit factor multiplied by Premium Payment Term 5 years Total Premiums Paid, where maturity benefit factor varies as Annual/Semi-annual/ per the policy term, gender, annualised premium band & entry Premium Mode Quarterly/Monthly age as mentioned below: 1 2. Males Policy Term - 10 years Entry Age/Annualised 50,000 to 75,000 to 1,00,000 to 5,00,000 to 10,00,000 &.

4 Premium Band 74,999 99,999 4,99,999 9,99,999 above 8 to 15 138% 141% 146% 148% 149%. 16 to 20 137% 140% 145% 147% 149%. 21 to 25 136% 139% 144% 146% 148%. 26 to 30 135% 139% 142% 145% 147%. 31 to 35 135% 138% 141% 144% 146%. 36 to 40 133% 137% 140% 143% 145%. 41 to 45 132% 136% 140% 141% 144%. 46 to 50 131% 135% 139% 140% 143%. 51 to 55 130% 133% 137% 140% 140%. 56 129% 132% 136% 140% 140%. 57 127% 131% 135% 139% 139%. 58 126% 130% 134% 137% 138%. 59 125% 128% 133% 136% 136%. 60 124% 127% 132% 135% 135%. 61 122% 126% 130% 134% 134%. 62 120% 124% 128% 132% 132%. 63 119% 122% 127% 130% 130%. 64 116% 120% 125% 128% 128%. 65 114% 118% 122% 126% 126%. Policy Term 11 years Entry Age/Annualised 50,000 to 75,000 to 1,00,000 to 5,00,000 to 10,00,000 &. Premium Band 74,999 99,999 4,99,999 9,99,999 above 7 147% 151% 155% 157% 160%. 8 to 15 147% 151% 155% 157% 160%. 16 to 20 146% 151% 154% 156% 159%. 21 to 25 145% 150% 153% 155% 157%. 26 to 30 144% 150% 152% 154% 156%.

5 31 to 35 144% 148% 151% 153% 155%. 36 to 40 142% 146% 151% 152% 154%. 41 to 45 141% 145% 151% 151% 153%. 46 to 50 140% 144% 149% 151% 152%. 51 to 55 139% 142% 147% 151% 151%. 56 138% 141% 146% 150% 150%. 57 137% 140% 144% 149% 149%. 58 135% 139% 143% 148% 148%. 59 134% 137% 142% 146% 146%. 60 132% 136% 140% 145% 145%. 61 131% 134% 139% 143% 143%. 62 129% 132% 137% 141% 141%. 63 126% 130% 135% 139% 139%. 64 124% 127% 132% 137% 137%. 65 121% 125% 130% 134% 134%. 3 4. Policy Term 12 years Entry Age/Annualised 50,000 to 75,000 to 1,00,000 to 5,00,000 to 10,00,000 &. Premium Band 74,999 99,999 4,99,999 9,99,999 above 6 156% 160% 165% 167% 169%. 7 156% 160% 165% 167% 169%. 8 to 15 156% 161% 165% 167% 170%. 16 to 20 155% 159% 164% 166% 168%. 21 to 25 154% 158% 163% 165% 167%. 26 to 30 153% 158% 162% 164% 166%. 31 to 35 153% 156% 161% 163% 165%. 36 to 40 151% 155% 160% 162% 164%. 41 to 45 150% 154% 160% 161% 163%. 46 to 50 149% 153% 158% 160% 162%.

6 51 to 55 148% 151% 155% 160% 160%. 56 146% 150% 154% 159% 159%. 57 145% 148% 153% 157% 158%. 58 143% 147% 151% 156% 156%. 59 142% 145% 150% 155% 155%. 60 140% 143% 148% 153% 153%. 61 138% 141% 146% 151% 151%. 62 136% 139% 144% 149% 149%. 63 133% 137% 141% 146% 146%. 64 130% 134% 139% 144% 144%. 65 127% 131% 136% 141% 141%. Policy Term 15 years Entry Age/Annualised 50,000 to 75,000 to 1,00,000 to 5,00,000 to 10,00,000 &. Premium Band 74,999 99,999 4,99,999 9,99,999 above 3 194% 199% 205% 209% 211%. 4 194% 200% 206% 209% 212%. 5 195% 200% 206% 210% 212%. 6 195% 200% 206% 210% 212%. 7 195% 200% 207% 210% 213%. 8 to 15 195% 201% 207% 210% 213%. 16 to 20 194% 200% 205% 209% 212%. 21 to 25 192% 198% 204% 207% 210%. 26 to 30 191% 198% 202% 206% 209%. 31 to 35 191% 196% 201% 204% 207%. 36 to 40 188% 194% 200% 203% 206%. 41 to 45 186% 192% 200% 201% 204%. 46 to 50 184% 191% 197% 200% 202%. 51 to 55 182% 187% 194% 200% 200%. 56 180% 185% 192% 198% 198%.

7 57 178% 183% 190% 196% 196%. 58 176% 181% 188% 194% 194%. 59 174% 179% 186% 192% 192%. 60 171% 176% 183% 190% 190%. 61 168% 173% 180% 187% 187%. 62 165% 170% 177% 184% 184%. 63 161% 167% 174% 180% 181%. 64 157% 162% 170% 177% 177%. 65 152% 158% 165% 172% 172%. 5 6. Females: Policy Term - 10 years Entry Age/Annualised 50,000 to 75,000 to 1,00,000 to 5,00,000 to 10,00,000 &. Premium Band 74,999 99,999 4,99,999 9,99,999 above 8 to 15 139% 142% 147% 149% 150%. 16 to 20 138% 141% 146% 148% 150%. 21 to 25 137% 140% 145% 147% 149%. 26 to 30 136% 140% 143% 146% 148%. 31 to 35 136% 139% 142% 145% 147%. 36 to 40 134% 138% 141% 144% 146%. 41 to 45 133% 137% 141% 142% 145%. 46 to 50 132% 136% 140% 141% 144%. 51 to 55 131% 134% 138% 141% 141%. 56 130% 133% 137% 141% 141%. 57 128% 132% 136% 140% 140%. 58 127% 131% 135% 138% 139%. 59 126% 129% 134% 137% 137%. 60 125% 128% 133% 136% 136%. 61 123% 127% 131% 135% 135%. 62 121% 125% 129% 133% 133%. 63 120% 123% 128% 131% 131%.

8 64 117% 121% 126% 129% 129%. 65 115% 119% 123% 127% 127%. Policy Term 11 years Entry Age/Annualised 50,000 to 75,000 to 1,00,000 to 5,00,000 to 10,00,000 &. Premium Band 74,999 99,999 4,99,999 9,99,999 above 7 148% 152% 156% 158% 161%. 8 to 15 148% 152% 156% 158% 161%. 16 to 20 147% 152% 155% 157% 160%. 21 to 25 146% 151% 154% 156% 158%. 26 to 30 145% 151% 153% 155% 157%. 31 to 35 145% 149% 152% 154% 156%. 36 to 40 143% 147% 152% 153% 155%. 41 to 45 142% 146% 152% 152% 154%. 46 to 50 141% 145% 150% 152% 153%. 51 to 55 140% 143% 148% 152% 152%. 56 139% 142% 147% 151% 151%. 57 138% 141% 145% 150% 150%. 58 136% 140% 144% 149% 149%. 59 135% 138% 143% 147% 147%. 60 133% 137% 141% 146% 146%. 61 132% 135% 140% 144% 144%. 62 130% 133% 138% 142% 142%. 63 127% 131% 136% 140% 140%. 64 125% 128% 133% 138% 138%. 65 122% 126% 131% 135% 135%. 7 8. Policy Term 12 years Entry Age/Annualised 50,000 to 75,000 to 1,00,000 to 5,00,000 to 10,00,000 &. Premium Band 74,999 99,999 4,99,999 9,99,999 above 6 157% 161% 166% 168% 170%.

9 7 157% 161% 166% 168% 170%. 8 to 15 157% 162% 166% 168% 171%. 16 to 20 156% 160% 165% 167% 169%. 21 to 25 155% 159% 164% 166% 168%. 26 to 30 154% 159% 163% 165% 167%. 31 to 35 154% 157% 162% 164% 166%. 36 to 40 152% 156% 161% 163% 165%. 41 to 45 151% 155% 161% 162% 164%. 46 to 50 150% 154% 159% 161% 163%. 51 to 55 149% 152% 156% 161% 161%. 56 147% 151% 155% 160% 160%. 57 146% 149% 154% 158% 159%. 58 144% 148% 152% 157% 157%. 59 143% 146% 151% 156% 156%. 60 141% 144% 149% 154% 154%. 61 139% 142% 147% 152% 152%. 62 137% 140% 145% 150% 150%. 63 134% 138% 142% 147% 147%. 64 131% 135% 140% 145% 145%. 65 128% 132% 137% 142% 142%. Policy Term 15 years Entry Age/Annualised 50,000 to 75,000 to 1,00,000 to 5,00,000 to 10,00,000 &. Premium Band 74,999 99,999 4,99,999 9,99,999 above 3 195% 200% 206% 210% 212%. 4 195% 201% 207% 210% 213%. 5 196% 201% 207% 211% 213%. 6 196% 201% 207% 211% 213%. 7 196% 201% 208% 211% 214%. 8 to 15 196% 202% 208% 211% 214%.

10 16 to 20 195% 201% 206% 210% 213%. 21 to 25 193% 199% 205% 208% 211%. 26 to 30 192% 199% 203% 207% 210%. 31 to 35 192% 197% 202% 205% 208%. 36 to 40 189% 195% 201% 204% 207%. 41 to 45 187% 193% 201% 202% 205%. 46 to 50 185% 192% 198% 201% 203%. 51 to 55 183% 188% 195% 201% 201%. 56 181% 186% 193% 199% 199%. 57 179% 184% 191% 197% 197%. 58 177% 182% 189% 195% 195%. 59 175% 180% 187% 193% 193%. 60 172% 177% 184% 191% 191%. 61 169% 174% 181% 188% 188%. 62 166% 171% 178% 185% 185%. 63 162% 168% 175% 181% 182%. 64 158% 163% 171% 178% 178%. 65 153% 159% 166% 173% 173%. 9 10. Death Benefit death occurs /disability commences before the proposer In case of unfortunate event of the death of the insured; during reaches 65 years or the end of premium payment term of the the term of the policy, Sum Assured on death as defined below basic plan, whichever is earlier). shall be payable. Tata AIA Life Insurance Term Rider (UIN: 110B030V01). Sum Assured on death shall be the highest of the following: This rider ensures additional protection of your family by paying Basic Sum Assured your nominee an amount equal to the rider sum assured in event of untimely death.