事務局説明資料 - fsa.go.jp

1 100 . 31 4 12 .. 0.. 1.. OECD OECD .. ( ) .. 65 18 . 65~74 65~69 . 1 =110 1 =145 1 =124 . 29 . 2018 1 .. OECD .. DB DC . OECD(2017),Pensions at a glance 2017 2016 20 65 .. 2.. 65 69 .. (%) 65 69 65 69 .. (%). 60. 60 50 50 40 40. 30. 30 20 20 10 10 0.. 0.. 2016 . 2011 7 . 2018 . 2011 . 3.. 65 .. 0 10 20 30 40 50 60 70 80 90 100. (%). 2012 2014 2015 . OECD(2017),Pensions at a glance 2017 4.. 5.. 60 95 . 60 . 2015 1995 . 80 85 90 95 100 . 60 1995 100 .. 6. 2050 26 . 2017 5 We ll Live to 100 How Can We A ord It? . 2050 . 70% . 2% 2050 .. World Economic Forum 7. 30 40 . 30 40.

2 2018 10 23 8. OECD . OECD . 2016 .. OECD .. OECD.. OECD 9.. ( ) 3,000 .. 450 .. 1994 2009 2014 . 25%. 20%. 15%. 10%. 5%. 450 900 1200 1500 2000 3000 3000 .. 65 60 .. 10. 65 30 25 .. 30 25 . 1,500 3,000 A+B+C . 25 1,000 ,000 . A+C . 25 a . 9,500 1 1,000 A. 8,000 .. 4 12 30 . 9,000 B 1,000 5 2,000 6 .. 1 12 30 2 12 30 . or DC or iDeCo .. 1,000 0.. 500 1,000 . C. 1,500 3,000 .. 12 30 . 0 1,000 3 . 1 29 65 1 . 2 65 95 30 . 3 80 12 10 1,028 . 4 30 . 5 10 299 1,139 . 6 2012 2,109 11.. 1998 20 .. 9,558 . 965 .. 1,830 .. 98 02 06 10 14 18 98 02 06 10 14 18 98 02 06 10 14 18.

3 12. 12.. 20 35 35 44 45 54 55. 64 .. 7,000. 6,000. 5,000. 4,000. 1998 .. 3,000. 2007 .. 2,000. 2016 . 1,000 . 0. 35 35~44 45~54 55~64 . FRB Survey of Consumer Finances . 13.. IRA 401(k) . 20 8 . 20 2 .. 4000 4000. 3,399. 3000 3000.. 2000 2000. 1,315 . 1000 924. 1000. 644. 404 402. 0 0. 1998 2007 2016 1994 2004 2014. 35 35 44 45 54 20 30 40 .. FRB Survey of Consumer Finances 14.. 15. iDeCo NISA . iDeCo . NISA . NISA .. 20 . iDeCo 40 20 60 60 .. 288 1,632 .. 60 55 . 550 .. 760 20 .. NISA 40 19 .. 16.. 2018 10 23 . E Exempt T T xed (t) 17. NISA . NISA .. 1 500 .. 927 . NISA 104 9.

4 NISA 1143 70 .. iDeCo . 172 115 .. 245 195 .. NISA NISA NISA NISA iDeCo iDeCo 31 1. 2002 3 2018 3 . 29 . 18. NISA iDeCo . NISA iDeCo . 2% . 23 NISA 24 35 . 5 60 -30% . 31 iDeCo . 41 NISA . 50 . 41 iDeCo 1 50 NISA 400 . 51 NISA 51 53 iDeCo NISA . 19. NISA .. 4%. NISA . NISA.. 96% .. 200. NISA . / . 50% 50%. 40% 40% . 30% NISA 30% NISA .. 20%.. 20% . 10% . 10%.. 0% . 0%. 20 . 30 . 40 . 50 .. 20.