GATLINBURG, TN MYRTLE BEACH, SC LAS VEGAS, NV PARK …

1 Westgate Resorts Owner Guide 2021-2023 Toll Free: 800-925-9999 UK: 0800-051-6728 Brazil: 0800-891-5915 International: 407-355-1105 ORLANDO, FL GATLINBURG, TN MYRTLE BEACH, SC LAS VEGAS, NV PARK CITY, UT 2 Table of Contents Service Charges | All Resorts .. 3 Unit Upgrade Fees .. 4 Security Deposit .. 4 Seasonal Upgrade Fees .. 5 Pet Friendly Resorts & Fees .. 5 Exchange Fees .. 6 Resort Usage Rights .. 7 Westgate Branson Woods Resort .. 7 Westgate Branson Lakes Resort .. 8 Harbour Beach Resort .. 9 Westgate Smoky Mountain Resort & Water 10 Westgate Flamingo Bay Resort .. 11 Westgate Las Vegas Resort & Casino.

2 12 Westgate Painted Mountain Golf Resort .. 13 Westgate Cocoa Beach Resort .. 14 Westgate MYRTLE Beach Oceanfront Resort .. 15 Westgate Towers Resort .. 18 Westgate Town Center Resort .. 19 Westgate Vacation Villas Resort .. 20 Westgate Blue Tree Resort .. 21 Westgate Lakes Resort & Spa .. 22 Westgate Palace Resort .. 23 Westgate Leisure Resort .. 24 Westgate Park City Resort & Spa .. 26 Westgate River Ranch Resort & Rodeo .. 28 Westgate Historic Williamsburg Resort .. 29 2021 2023 Timeshare Calendar .. 30 Glossary of Terms .. 313 Service Charges | All Resorts Service Charges | All Resorts Name Description Call Center Fee Online Fee Non-Developer Sold Timeshare Interests Refundable Transferable Bonus Certificate Awarded at the time of sale $399-$799N/A Yes No Developer Exchange Traveling to another Westgate Property.

3 Exchanging past year s week. $169$149$700No No Lock OffExtra usage by splitting 2 bedrooms or higher. $90$70$700 Yes Yes Float Owner Rebooking (more than 60 Days)Cancelling or changing dates. $0 $0 $200 No No Float Owner Rebooking (59-31 days)Cancelling or changing dates. $100 $100 $200 No No Float Owner Rebooking(within 30 days) Cancelling or changing dates. $200 $200 $200 No No Split Service Splitting one week stay into two. $90$70$300 Yes Yes Supplemental Week Awarded at the time of sale to be used prior to first year occupancy. Pay equivalent of maintenance & taxes for specific unit Pay equivalent ofmaintenance & taxes for specific unit N/A Yes Yes Reinstatement of Expired Week Reinstating usage rights for past year s week.

4 $269$249$700 No Yes $399-$7994 Service Charges | All Resorts Unit Upgrade Fees Fees Name Description Call Center Fee Online Fee Unit upgrade Upgrading to larger unit $120 per unit per night plus tax $120 per unit per night plus taxSecurity Deposit Name Cash Credit Westgate Park City Resort & Spa, Westgate Las Vegas Resort & Casino $200 $200 All Other Resorts $200 $50 5 Service Charges | All Resorts Seasonal Upgrade Fees Upgrade Name Call Center Fee Online Fee Non-Developer Sold Timeshare Interests Refundable Transferable Value to All $800$750N/A Yes Yes Value to Event $1,500$1,450N/A Yes Yes Value to Ski $5,000$4,950N/A Yes Yes All to Event $1,000$950N/A Yes Yes All to Ski $2,000$1,950N/A Yes Yes Event to Ski $1,500$1,450N/A Yes Yes Pet Fees Friendly Resorts Destination Pet Friendly Resort(s) Fee(s)

5 Branson, Missouri Branson Lakes Resort Branson Woods Resort Refundable $100 deposit at check-in $170/$190 cleaning fee Daytona Beach, Florida -- Gatlinburg, Tennessee Smoky Mountain Resort & Water ParkLas Vegas, Nevada Flamingo Bay Resort Mesa, Arizona Painted Mountain Golf Club Resort Miami, Florida -- MYRTLE Beach South Carolina MYRTLE Beach Oceanfront Resort Orlando, Florida Westgate Lakes Resort & Spa Westgate Towers Resort Westgate Town Center Resort Westgate Vacation Villas Resort Park City, Utah -- River Ranch, Florida Westgate River Ranch Resort & Rodeo Tunica, Mississippi Tunica Resort Williamsburg, Virginia Historic Williamsburg Resort 6 Service Charges | All Resorts Exchange Fees Name Membership Fee Domestic Exchange Fee International Exchange Fee Short Stay Exchange Fee Cruise Exchange Fee Guest Certificates Cancellation Fee Westgate Resorts (non-resale) No Fee $169$149 online-- -- -- No Fee Westgate Cruise & Travel 1 Year $299 -- -- -- -- -- -- Interval International $219/$219phone/online $219/$219phone/online $189/$189phone/online $199/$199 phone/online $79-- Interval International (Brazil Only)

6 $244/$184 phone/online $244/$184 phone/online $179/$179 phone/online $199/$199 phone/online $69 -- Basic Membership 2 Year $109 3 Year $252 5 Year $396 Interval Gold 2 Year $128 3 Year $163 5 Year $256 RCI $199/$179 phone/online $199/$179 phone/online -- -- $59 ($64 CDN) $119 1 Year $89 ($88 Canadian) 2 Year $159 ($157 CND) 3 Year $229 ($226 CND) Web Addresses Westgate Cruise & Travel Collection: Interval International: RCI: --7 Resort Usage Rights Resort Usage Rights Seasons Value All Fixed Event 2021 Weeks1 78 53-- 2022 Weeks1 78 53-- 2023 Weeks1 78 52-- Usage Rights Notes For Branson Woods owners, the Value season varies based on purchase date.

7 Value season weeks if purchased prior to October 1,1997: 1-13 and 49-52 Value season weeks if purchased between October 1,1997 and August 31, 1998: 1-11 Resort Code 35 Value Season: 1-7 All Season: 8-52 Value season weeks if purchased prior to August 3, 2012: 1-9 Value season weeks if purchased prior to May 16, 2019: 1-9 Check-in Days Pet Friendly Units ANY DAY Pet Information One cat/dog up to 60 lbs. Friday Saturday Sunday Westgate Branson Woods Resort 8 Resort Usage Rights Seasons Value All Fixed Event 2021 Weeks1-910-52-- 2022 Weeks1-7-- Usage Rights Notes For Branson Lakes owners (formerly Emerald Pointe), Value season varies based on purchase date.

8 Value season weeks if purchased prior to October 1,1997: 1-13 and 49-52 Value season weeks if purchased between October 1,1997 and August 31, 1998: 1-11 Value season weeks if purchased prior to May 3, 2021: 1-9 Check-in Days Pet Friendly Units ANY DAY Pet Information One cat/dog up to 60 lbs. Friday Saturday Sunday Westgate Branson Lakes Resort2023 Weeks-- 1-78-538-529 Resort Usage Rights Seasons Value All Fixed Event 2021 Weeks1-5, 16-20, 36-41, 43-46 & 48-508 & 10, 11-15, 21-25, 27-35, 42, 47 & 51-52 2022 Weeks1-5, 16-20, 36-41, 43-46 & 48-506, 9, 11-15, 21-26, 28-35,42, 47 & 51-532023 Weeks1-5, 16-20, 36-41, 43-46 & 48-508, 10-15, 21-25, 27-35, 42,47 & 51-52 Usage Rights Notes Check-in Days Pet Friendly Units ANY DAY Pet Information N/A Friday Saturday Sunday Harbour Beach Resort 6-7, 9 & 277-8, 10 & 276-7.

9 9 & 2610 Resort Usage Rights Seasons Value All Fixed Event 2021 Weeks1-4 & 9-125-8 & 13-52-- 2022 Weeks1-4 & 9-125-8 & 13-53-- 2023 Weeks1-4 & 9-125-8 & 13-52-- Usage Rights Notes For Smoky Mountain owners, the Value season varies based on when they were purchased. Value season if purchased prior to February 2004: 1-4; 9-12 and 44-50. Value season if purchased between February 2004 and April 2004 1-4, 9-12 and 45-50. Value season if purchased between May 2004 and March 4, 2010: 1-4, 9-12, 45-46 and Days Pet Friendly Units ANY DAY Pet Information One cat/dog up to 60 lbs. Friday Saturday Sunday Westgate Smoky Mountain Resort & Water Park11 Resort Usage Rights Seasons Value All Fixed Event 2021 Weeks-- 1-5051-522022 Weeks-- 1-512023 Weeks-- 1-50 Usage Rights Notes Check-in Days Pet Friendly Units ANY DAY Pet Information One cat/dog up to 60 lbs.

10 Friday Saturday Sunday Westgate Flamingo Bay Resort 51-5252-5312 Resort Usage Rights Seasons Value All Fixed Event 2021 Weeks-- 2-14, 16-43 & 45-501, 15, 44 & 51-522022 Weeks-- 2-14, 16-43 & 45-511, 15, 44 & 51-532023 Weeks-- 2-14, 16-43 & 45-501, 15, 44 & 51-52 Usage Rights Notes Effective May 2015 Check-in Days Pet Friendly Units ANY DAY Pet Information N/A Friday Saturday Sunday Westgate Las Vegas Resort & Casino 13 Resort Usage Rights Seasons Value All Fixed Event 2021 Weeks-- 1-5051-522022 Weeks-- 1-512023 Weeks-- 1-50 Usage Rights Notes Check-in Days Pet Friendly Units ANY DAY Pet Information N/A Friday Saturday Sunday Monday Westgate Painted Mountain Golf Resort 52-5351-5214 Resort Usage Rights Seasons Value All Fixed Event 2021 Weeks18-25, 37-41, 43-46 & 48-501-5, 8-12,15-17, 26, 28-36, 42 & 76-7, 13-14, 27 & 51-522022 Weeks18-25.