ILLINOIS BORROWER INFORMATION DOCUMENT …

1 ILLINOIS BORROWER INFORMATION DOCUMENT38 IL ADC ; 11/27/12 Page 1 of 2 ILLINOIS BORROWER INFORMATION DOCUMENTLoan Number:Date:Provided By: BORROWER (s):Property Address:THIS DOCUMENT IS BEING PROVIDED TO YOU PURSUANT TO THE RESIDENTIAL MORTGAGELICENSE ACT OF 1987 AND RULES PROMULGATED THEREUNDER (38 ILL. ADM. CODE 1050). THEPURPOSE OF THIS DOCUMENT IS TO SET FORTH THOSE EXHIBITS AND MATERIALS YOU SHOULDRECEIVE OR BE RECEIVING IN CONNECTION WITH YOUR RESIDENTIAL MORTGAGE LOANAPPLICATION WITH,HOLDER OF LICENSE AND REGULATED BY THE STATE OF ILLINOIS , DIVISION OFBANKING, UNDER THE AFORESAID INFORMATIONThe Lender or Broker will make a good faith effort to process your loan application as expeditiously as , certaintypes of situations that are unknown to the Lender or Broker at the time your application is taken could affect the processingof your loan. Examples of such situations may include, but are not limited to, the appraisal value of the security property that is different from the value as estimated by you; obligations that you failed to report; change in your financial circumstances that would result in your ineligibility for the loan; material change or discontinuation of a loan program of an investor or other entity, such as the Departmentof Housing and Urban Development, the Veterans' Administration or a private DISCLOSURESIn addition to this BORROWER INFORMATION DOCUMENT , and to the extent applicable, you have been or will be provided withthe following your loan relates to the purchase of the security property, a Settlement Costs Booklet as required by the Real EstateSettlement Procedures Act (12 USC 2601 et seq.)

2 , that describes the settlement process; Good Faith Estimate of the costs that will be paid in connection with the financing as outlined in Regulation Z (12 CFR 226); respect to FHA-insured or VA-guaranteed loans relating to the purchase of the security property, a good faithestimate of the amounts and nature of charges to be paid which are disallowed by the applicable federal agency forpayment by the buyer, together with a clear and conspicuous statement disclosing that such charges are disallowedby the applicable federal agency for payment by the BORROWER . Examples of such charges may include, but are notlimited to, a tax service fee, assignment fee or underwriter fee; the loan is an adjustable rate mortgage representing a first-lien position with respect to the security property, the"Consumer Handbook on Adjustable Rate Mortgages" as required by federal regulations (12 CFR (b)), thatdescribes the special features of adjustable rate mortgages; copy of the loan application or equivalent form to be signed and delivered to the lender in order to obtain the loan; the mortgage is not FHA-insured or VA-guaranteed and relates to the purchase of owner-occupied, single-familysecurity real estate, unless there is a certainty that the lender will not require maintenance of an escrow account ofAPRIL 5, 2013 Paramount Residential Mortgage Group, Residential Mortgage Group, BUILDER1234 SUBJECT PROPERTY ADDRESSCORONA, ILLINOIS 928793254509668 ILLINOIS BORROWER INFORMATION DOCUMENT38 IL ADC.

3 11/27/12 Page 2 of 2payment of taxes, a copy of the Mortgage Escrow Account Act (205 ILCS 910), along with a copy of the documentto be executed by the applicant at closing with respect to use of a pledged time deposit account in lieu of an escrowaccount pursuant to the aforementioned act; accurate and complete description of the exhibits and documentation that you are reasonably required to providein order for the Lender or Broker to underwrite the AVAILABLE UPON REQUESTUpon your request, the following INFORMATION will be provided to sample of the form of note and mortgage that will be executed if the loan applied for is approved; sample of the commitment letter; general description of underwriting standards that will be considered in evaluating the loan undersigned acknowledges receipt of this BORROWER INFORMATION DOCUMENT , together with a copy of each of the above-listed documents, forms and disclosures, before signing a completed residential mortgage loan application or giving the Lenderor Broker any consideration, whichever comes this DOCUMENT is being furnished for application by mail, it is the responsibility of the undersigned to obtain machinecopies before mailing the signed documents back to the Licensee (38 Ill.)

4 Adm. Code ).ApplicantDateApplicantDateApplicantDat eApplicantDateApplicantDateApplicantDate SUZI BUILDERLoan Number: 3254509668