JOINT APPLICATION WITH AND Applicant Full Name Joint ...

1 FIRST NAMECITYMIDDLE NAMEAPT. #ZIP CODEJR/SRSTATEHOW LONG? YEARSLANDLINE PHONELAST NAMEAPPLICANT INFORMATIONPRESENT STREET ADDRESS (NOT BOX)CURRENT EMPLOYER (IF SELF EMPLOYED, BUSINESS NAME)TYPE OF BUSINESSCITYZIP CODESTATEBUSINESS TELEPHONE NUMBER CHECK IF CELLEMPLOYMENT INFORMATION SELF EMPLOYMENT CHECK IF LOAN TO BE IN BUSINESS NAME ABOVE. GUARANTY AGREEMENT ADDRESSHOW LONG? YRS. - NAMEZIP CODESTATETELEPHONE NUMBER CHECK IF CELLNAME OF NEAREST RELATIVE NOT LIVING WITH YOUBANK INFORMATIONGROSS MONTHLY INCOME FROM ALL SOURCES*CONSUMER/PERSONAL/HOUSEHOLD USEBUSINESS/COMMERCIAL USE TELEPHONE: 800-438-8892 FACSIMILE: Box 25127, Winston-Salem, NC 27114 SECTION 1 PLEASE PRINT CLEARLYZIP CODESTATECELL PHONESOCIAL SECURITY #BIRTH DATECITYAPT.

2 #MAILING ADDRESS IF DIFFERENT FROM ABOVEEMAIL ADDRESS By providing, I agree that Sheffield may use this email address to correspond with me regarding my personal account NAME COMPLETING DRIVER S LICENSE INFORMATIONSTATESIGNATURES MATCHPHOTOS MATCHIMPORTANT INFORMATION ABOUT ACCOUNT OPENING PROCEDURES: Federal law requires all financial institutions, prior to account opening, to obtain,verify, and record information that identifies each person who asks to open an account. WHAT THIS MEANS TO YOU: When you apply for credit, we will ask your name, address, date of birth, and other information that will allow us to identify may also ask to see your driver s license or other identifying documents.

3 Failure to provide the required information may result in denial of your request toopen an AS LISTED ON DRIVERS LICENSEAPPLICANT S DRIVER S LICENSE NUMBEREXP. DATESTATEJOINT Applicant DRIVER S LICENSE NUMBEREXP. DATE MANUFACTURER:MAKE:MODEL:YEAR:VIN/SERIAL# :PRICE:ACCESSORIES AND OTHER CHARGES/FEES (LIST)DEALER USE ONLY THIS SECTION MUST BE COMPLETED BY DEALER FOR SUBMISSION OWN/BUYING RENT FREE RENT OTHER MONTHLY HOUSING / RENT PAYMENT $_____*Alimony, child support or separate maintenance income need not be revealed if you do not wish to have it considered as a basis for repaying this APPLICATION WITHANDA pplicant Full NameJoint Applicant Full Name*If equipment being traded in is financed through Sheffield, call us for pay-off and OF BUSINESSEACH OF YOU INTEND TO APPLY FOR JOINT CREDITMUST BE COMPLETED IF JOINT APPLICATION (initials)

4 (initials) ApplicantJoint ApplicantRev. 8/2021 JOINT Applicant INFORMATIONFIRST NAMECITYMIDDLE NAMEAPT. #ZIP CODEJR/SRSTATEYEARSLANDLINE PHONELAST NAMEPRESENT STREET ADDRESS (NOT BOX)CURRENT EMPLOYER (IF SELF EMPLOYED, BUSINESS NAME)CITYZIP CODESTATEBUSINESS TELEPHONE NUMBER CHECK IF CELLEMPLOYMENT INFORMATION SELF EMPLOYMENTEMPLOYER ADDRESSPOSITION/TITLEZIP CODESTATECELL PHONESOCIAL SECURITY #BIRTH DATECITYAPT. #MAILING ADDRESS IF DIFFERENT FROM ABOVEHOW LONG? YRS. - MONTHLY INCOME FROM ALL SOURCES**Alimony, child support or separate maintenance income need not be revealed if you do not wish to have it considered as a basis for repaying this : 800-438-8892 FACSIMILE: Box 25127, Winston-Salem, NC 27114 SECTION 2 SIGNATURE (Primary Applicant )DATESIGNATURE ( JOINT Applicant )DATEThis is an APPLICATION for credit to Sheffield Financial, a division of Truist Bank ( Applica-tion ).

5 The words we, us, and our and Sheffield means and includes Sheffield Fin a n cia l, its d esig n a ted service p rovid ers, a g en ts, a ssig n s, a n d su ccessors, a s a p p lica b le. The words you and your mean each Applicant (as individuals) and both applicants (collectively) shown in Section 1 and signing the APPLICATION , either as the primary Applicant or a JOINT Applicant . You agree that you read this APPLICATION and everything stated in it is true and complete. You certify that you are at least 18 years of age. You authorize us to verify and obtain your credit and employment history or other information about you in this APPLICATION .

6 You authorize us to obtain credit reports or similar consumer rep orts a b ou t you from on e or more con su mer rep ortin g a g en cies in con n ection with you r APPLICATION . If we approve this APPLICATION , you authorize us to obtain such credit and con su mer rep orts a b ou t you in th e fu tu re from con su mer rep ortin g a g en cies in con n ection with reviews, u p d a tes, exten sion s, ren ewa ls, mod ifi ca tion , servicin g , a n d collection of you r S h effi eld account, and other legitimate purposes allowed by law. If you request, we will inform you whether we obtained a consumer report about you and, if so, provide the name and address of the consumer reporting agency that furnished any such report.

7 You understand and agree that we may provide information about your transactions with us to third parties (including consumer reporting agencies) for lawful purposes. WE MAY REPORT INFORMATION ABOUT YOUR ACCOUNT TO CREDIT BUREAUS. LATE PAYMENTS, MISSED PAYMENTS, OR OTHER DEFAULTS ON YOUR ACCOUNT MAY BE REFLECTED IN YOUR CREDIT a g ree th a t we ma y ca ll you , lea ve you a voice, p rerecord ed , or a rtifi cia l voice messa g e, or sen d you a text, e-ma il, or oth er electron ic messa g e for a n y p u rp ose rela ted to you r a ccou n ts with S h effi eld , its p rod u cts a n d services, or su rveys or resea rch (ea ch , a Commu n ica tion ).

8 You agree that we may call or text you at any telephone number associated with your accounts, including cellular telephone numbers, and may send an e-mail to any email address associated with your accounts. You also agree that we may include your personal information in a Communication and may conduct a Communication using an automatic telephone dialing system. We will not charge you for a Communication, but you understand that your service provider may. You understand and agree that we may always communicate with you in any manner permitted by law that does not require your prior certify that: (i) the property purchased pursuant to this APPLICATION is for your personal and/or business use; (ii) you are fully responsible for making all payments for such property; (iii) such property will be in your possession or under your control, until the amount financed and all interest charges have been paid in full.

9 And (iv) you are not purchasing any property financed through us for the benefit or use of a person or entity other than you, without our prior written approval. You understand and agree that you are granting us a purchase money security interest in the property you purchase with the Sheffield account. CALIFORNIA RESIDENTS: A married Applicant may apply for a separate account. After credit approval, each Applicant shall have the right to use this account to the extent of any credit limit set by the creditor and each Applicant may be liable for all amounts of credit extended under this account to each JOINT YORK RESIDENTS APPLYING FOR SHEFFIELD CARD: New York resid en ts ma y con ta ct th e New York State Department of Financial Services at 877-226-5697 to obtain a comparative listin g of cred it ca rd ra tes, fees, a n d g ra ce p eriod s.

10 OHIO RESIDENTS: The Ohio laws against discrimination require that all creditors make credit equally available to all credit worthy customers, and that credit reporting agencies maintain sep a ra te cred it h istories on ea ch in d ivid u a l u p on req u est. Th e Oh io Civil Rig h ts Commission administers compliance with this Residents: Notice to Ma rried A p p lica n ts. No p rovision of a n y ma rita l p rop erty agreement, unilateral statement under Wisconsin Statutes or a court decree under Wiscon sin S ta tu tes 7 6 6 .7 0 a d versely a ffects th e in terest of th e cred itor u n less th e cred itor, p rior to th e time th e cred it is g ra n ted , is fu rn ish ed a cop y of th e a g reemen t, sta temen t or d ecree or h a s a ctu a l kn owled g e of th e a d verse p rovision wh en th e ob lig a tion to th e cred itor is in cu rred.