JPMCB SmartRetirement® Passive Blend 2025 Fund - CF …

1 JPMCB smartretirement Passive Blend 2025 fund - CF ClassRelease 2025 Investment Objective & StrategyThe fund seeks total return with a shift to current income and some capital appreciation over time as the fund approaches and passes the target retirement date. Uses an asset allocation strategy designed for investors expecting to retire around the year 2025, with the allocation changing on an annual basis, becoming more conservative as the fund nears the target retirement date. Invests in a combination of equity, fixed income, real estate and short-term JPMorgan Chase Bank, Commingled Pension Trust fund vehicles, which includes vehicles with lower levels of active and RiskVolatilityas of 09-30-20 LowModerateHighInvestmentCategoryRisk Measures as of 09-30-20 Port AvgRel S&P 500 Rel Cat3 Yr Std Yr RisksCredit and Counterparty, Inflation-Protected Securities,Currency, Emerging Markets, Foreign Securities, Long-TermOutlook and Projections, Loss of Money, Not FDIC Insured,Active Management, Index Correlation/Tracking Error, InterestRate, Market/Market Volatility, Bank Loans, Commodity,Equity Securities, ETF, Futures, High-Yield Securities,Mortgage-Backed and Asset-Backed Securities, Restricted/Illiquid Securities, Underlying fund / fund of Funds, Obligations, Derivatives, Fixed-IncomeSecurities, Maturity/Duration, Sovereign Debt, Suitability,Multimanager, Credit Default Swaps, Forwards.

2 Investment-Grade Securities, Management, Passive Management,Portfolio Diversification, Swaps, Target Date, Small Cap, Mid-Cap, Large Cap, Real Estate/REIT Sector, Money Market FundOwnershipImportant InformationMorningstar Investment Profiles must be accompaniedby Morningstar Disclosure and or their affiliates may pay compensation to Voya affiliates offering a fund . Such compensation may be paid outof distribution, service and/or 12b-1 fees that are deductedfrom the fund 's assets, and/or may be paid directly by thefund's affiliates. Any fees deducted from fund assets arediscussed in the fund 's prospectus and disclosed in the fundfact sheet. Because these fees are paid on an on-going basis,over time these fees will increase the cost of your investmentand may cost you more than paying other types of salescharges. If offered through a retirement program, additionalfees and expenses may be charged under that program. NOTA DEPOSIT.

3 NOT FDIC INSURED. NOT INSURED BY ANYFEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THEINSTITUTION. MAY GO DOWN IN of Stocks and Bonds05040302010-10-20-30100806040200 Years Until Retirement% StocksCashOtherPortfolio AnalysisComposition as of 06-30-20% Style Box as of 06-30-20(EQ) ; 09-30-20(F-I)LargeMidSmallValue Blend GrowthNotAvailableTop 5 Holdings as of 06-30-20% AssetsJPMCB Core Bond fund Equity Index fund EAFE Equity Index Short Duration Core Emerging Markets Research Enh Analysis: % BondsNot AvailableMorningstar Super Sectors as of 06-30-20% Fundh F-I Sectors as of 06-30-20% fund Cash/Cash Prosp Exp RatioSee Notes Prosp Exp RatioSee Notes FeeSee Notes FeeSee Notes FeeSee Notes Fee(s)See Notes Inception Date12-31-10 Total fund Assets ($mil)1, Turnover Ratio % Family NameJPMorgan Chase Bank, DataTypeExp. Date%..Portfolio Manager(s)Jeffrey Geller, CFA. Since Schoenhaut, CFA.

4 Since Chase commingled fund is a pooled investment vehicle, maintained by a bank or trust company, the participants of which are limitedto certain types of tax exempt employee benefit plans. The current NET Expense ratio is This Portfolio is not a registeredinvestment company, and interests in the Portfolio have not been registered with the Securities and Exchange Commission. Netexpense includes acquired fund fees and expenses of the underlying collective investment trusts and reflects the Trustee'svoluntary agreement to limit its fees and reimburse certain expenses. 2020 Morningstar, Inc., Morningstar Investment Profiles 312-696-6000. All rights reserved. The information contained herein: (1) is proprietary to Morningstar and/or its content providers; (2)may not be copied or distributed and (3) is not warranted to be accurate, complete or timely. Neither Morningstar nor its content providers are responsible for any damages or losses arising fromany use of information.

5 Past performance is no guarantee of future performance. Visit our investment website at (10/20)CN1028811_1221