MERGED INFILE CREDIT REPORT

1 201 MARPLE AVE. - BOX 187, CLIFTON HEIGHTS, PA 19018 Phone: 610-284-1000 Fax: 610-284-1500 MERGED INFILE CREDIT REPORTR eporting Bureau certifies compliance contractual requirementsgoverning check of public records with these Records Found For: Applicant SpouseFILE #9792792 FNMA #DATE COMPLETED1/4/2016 RQD' BYNEW ACCOUNTSETUPSEND TOUniversal CreditDATE ORDERED1/4/2016 CUST. # 0522 REPOSITORIESXP/TU/EFPRPD' BY370 REED RDPRICE$ TYPEBROOMALL, PA 19008 REF. #PROPERTY ADDRESSAPPLICANTCO-APPLICANTAPPLICANTTES TCASE, JOSEPHCO-APPLICANTSOC SEC #000-00-0001 DOBSOC SEC #DOBMARITAL STATUSDEPENDENTSCURRENT ADDRESS123 MAIN ST, BROOMALL, PA 19008 LENGTHPREVIOUS ADDRESSLENGTHSCORE MODELSEQUIFAX/FICO CLASSIC V5 FACTA - MARISOL LEMUS TESTCASE - 000000001 SCORE: 74300030 - TIME SINCE MOST RECENT ACCOUNT OPENING IS TOO SHORT00014 - LENGTH OF TIME ACCOUNTS HAVE BEEN ESTABLISHED00008 - TOO MANY INQUIRIES LAST 12 MONTHS00012 - LENGTH OF TIME REVOLVING ACCOUNTS HAVE BEEN ESTABLISHEDTRANSUNION/FICO CLASSIC (98) - MARISOL L TESTCASE - 000000001 SCORE.

2 741014 - LENGTH OF TIME ACCOUNTS HAVE BEEN ESTABLISHED012 - LENGTH OF TIME REVOLVING ACCOUNTS HAVE BEEN ESTABLISHED008 - TOO MANY INQUIRIES LAST 12 MONTHS030 - TIME SINCE MOST RECENT ACCOUNT OPENING IS TOO SHORTFA - INQUIRIES IMPACTED THE CREDIT SCOREEXPERIAN/FAIR, ISAAC (VER. 2) - MARISOL TESTCASE - 000000001 SCORE: 74514 - LENGTH OF TIME ACCOUNTS HAVE BEEN ESTABLISHED08 - TOO MANY INQUIRIES LAST 12 MONTHS09 - TOO MANY ACCOUNTS RECENTLY OPENEDR equest New TradelineTRADELINESECOAWHOSECREDITORDATE REPORTEDDATEOPENEDHIGH CREDITOR LIMITBALANCEPASTDUEMOREV306090+STATUSDLA ACCT TYPETERMSSOURCEBBUSAA FEDERAL SAVINGSACCT000006 Directory: 800-531-2265PO BOX 47504 SAN ANTONIO, TX 7826512/1504/1506/15$31206 AUTO$28626069 $533$09000AS AGREEDXP/TU/EFECOA KEY: B=BORROWER; C=CO-BORROWER; J=JOINT; U=UNDESIGNATED; A=AUTHORIZED USER; P=PARTICIPANT; S=CO-SIGNERUNIVERSAL CREDIT SERVICES - CORPORATE: 201 MARPLE AVE.

3 - BOX 187, CLIFTON HEIGHTS, PA 19018 (P) 610-284-1000 (F) 610-284-1500 The information is furnished in response to an inquiry for the purpose of evaluating CREDIT risks. It has been obtained from sources deemed reliable, the accuracy of which this organization does not guarantee. Theinquirer has agreed to indemnify that reporting bureau for any damage arising from misuse of this information, and this REPORT is furnished in reliance upon that indemnity. It must be held in strict confidence andcomplies with the provisions of Public Law 91-508, the Fair CREDIT Reporting Act. Reporting bureau certifies that all Residential Mortgage CREDIT Reports meet the standards prescribed by FNMA, FHMC, FHA, VAand the Farmers Home 1/6 TRADELINESECOAWHOSECREDITORDATEREPORTEDD ATEOPENEDHIGH CREDITOR LIMITBALANCEPASTDUEMOREV306090+STATUSDLA ACCT TYPETERMSSOURCEBBCHASEACCT000002 Directory: BOX 15298 WILMINGTON, DE 1985001/1606/1501/16$4000 REV$228 MIN $10$07000AS AGREEDXP/TU/EFBBCATO CORPORATIONACCT000014 Directory: 7045882428PO BOX 34216 CHARLOTTE, NC 2823407/1401/1205/12$200 REV$0$0$031000 PAIDXP/TU/EFBBCITIACCT000009 Directory.

4 BYMAILONLYPO BOX 6497 SIOUX FALLS, SD 5711701/1604/1112/15$1800 REV$0$0$057000 PAIDXP/TU/EFACCOUNT CLOSED AT CONSUMER'S REQUESTBBCITIACCT00000401/1601/16--/--$2 300 REV$0$0$01000AS AGREEDXP/TU/EFBBDISCOVER FIN SVS LLCACCT000003 Directory: 800-347-2683PO BOX 15316 WILMINGTON, DE 1985001/1602/1301/15$7500 REV$0$0$035000 PAIDXP/TU/EFACCOUNT CLOSED AT CONSUMER'S REQUESTBBGEMB/JCPACCT000007 Directory: BOX 984100EL PASO, TX 7999801/1610/1206/14$500 REV$0$0$039000AS AGREEDXP/TU/EFBBGEMB/OLD NAVYACCT00000801/1611/1406/15$1200 REV$0$0$015000AS AGREEDXP/TU/EFFILE #9792792 FNMA #DATE COMPLETED1/4/2016 RQD' BYNEW ACCOUNTSETUPSEND TOUniversal CreditDATE ORDERED1/4/2016 CUST. # 0522 REPOSITORIESXP/TU/EFPRPD' BY370 REED RDPRICE$ TYPEBROOMALL, PA 19008 REF.

5 #PROPERTY ADDRESSAPPLICANTCO-APPLICANTAPPLICANTTES TCASE, JOSEPHCO-APPLICANTSOC SEC #000-00-0001 DOBSOC SEC #DOBMARITAL STATUSDEPENDENTSECOA KEY: B=BORROWER; C=CO-BORROWER; J=JOINT; U=UNDESIGNATED; A=AUTHORIZED USER; P=PARTICIPANT; S=CO-SIGNERUNIVERSAL CREDIT SERVICES - CORPORATE: 201 MARPLE AVE. - BOX 187, CLIFTON HEIGHTS, PA 19018 (P) 610-284-1000 (F) 610-284-1500 The information is furnished in response to an inquiry for the purpose of evaluating CREDIT risks. It has been obtained from sources deemed reliable, the accuracy of which this organization does not guarantee. Theinquirer has agreed to indemnify that reporting bureau for any damage arising from misuse of this information, and this REPORT is furnished in reliance upon that indemnity.

6 It must be held in strict confidence andcomplies with the provisions of Public Law 91-508, the Fair CREDIT Reporting Act. Reporting bureau certifies that all Residential Mortgage CREDIT Reports meet the standards prescribed by FNMA, FHMC, FHA, VAand the Farmers Home 2/6 TRADELINESECOAWHOSECREDITORDATEREPORTEDD ATEOPENEDHIGH CREDITOR LIMITBALANCEPASTDUEMOREV306090+STATUSDLA ACCT TYPETERMSSOURCEBBHSBC/MCRAEACCT000010 Directory: 8006956950PO BOX 15521 WILMINGTON, DE 1980501/1604/1209/15$900 REV$0$0$035000AS AGREEDXP/TU/EFBBMBNA AMERICAACCT000001 Directory: 800-299-2265 POB 17054 WILMINGTON, DE 1988401/1601/1601/16$7500 REV$0$0$01000AS AGREEDXP/TU/EFBBNBGL-MCRAESACCT000013 Directory: 6019684293P O BOX 10327 JACKSON, MS 3928902/1304/1211/12$900 REV$0$0$009000 PAIDXP/TU/EFPURCHASED BY ANOTHER LENDERBBTOYOTA MOTOR CREDITACCT000012 Directory: 50492966008550 UNITED PLAZA BLVD SBATON ROUGE, LA 7080905/1504/1505/15$30973 AUTO$0072 $0$02000 PAIDXP/TU/EFBBWFNNB/BEALLSACCT00001101/1 608/1508/15$1000 REV$0$0$06000AS AGREEDXP/TU/EFBBGTE SOUTHWEST INCACCT00000512/1506/1512/15-INST-001 -$01000AS AGREEDXP/TU/EFUTILITY COMPANYPUBLIC RECORDS** NONE **ALERT1 - MARISOL TESTCASE YOB: 1980 EXPERIAN OFAC NAME MATCHING SERVICE.

7 NO MATCH FOUND UNLESS OTHERWISE INDICATEDINQUIRIES (LAST 120 DAYS)XP/EFB12/30/15 FISERV CREDSTARFINANCETUB12/30/15 CHASE CREDITREAL ESTATEXPB12/24/15 MBNABANKINGFILE #9792792 FNMA #DATE COMPLETED1/4/2016 RQD' BYNEW ACCOUNTSETUPSEND TOUniversal CreditDATE ORDERED1/4/2016 CUST. # 0522 REPOSITORIESXP/TU/EFPRPD' BY370 REED RDPRICE$ TYPEBROOMALL, PA 19008 REF. #PROPERTY ADDRESSAPPLICANTCO-APPLICANTAPPLICANTTES TCASE, JOSEPHCO-APPLICANTSOC SEC #000-00-0001 DOBSOC SEC #DOBMARITAL STATUSDEPENDENTSECOA KEY: B=BORROWER; C=CO-BORROWER; J=JOINT; U=UNDESIGNATED; A=AUTHORIZED USER; P=PARTICIPANT; S=CO-SIGNERUNIVERSAL CREDIT SERVICES - CORPORATE: 201 MARPLE AVE. - BOX 187, CLIFTON HEIGHTS, PA 19018 (P) 610-284-1000 (F) 610-284-1500 The information is furnished in response to an inquiry for the purpose of evaluating CREDIT risks.

8 It has been obtained from sources deemed reliable, the accuracy of which this organization does not guarantee. Theinquirer has agreed to indemnify that reporting bureau for any damage arising from misuse of this information, and this REPORT is furnished in reliance upon that indemnity. It must be held in strict confidence andcomplies with the provisions of Public Law 91-508, the Fair CREDIT Reporting Act. Reporting bureau certifies that all Residential Mortgage CREDIT Reports meet the standards prescribed by FNMA, FHMC, FHA, VAand the Farmers Home 3/6 INQUIRIES (LAST 120 DAYS)TUB11/24/15 CITIBANKINGCREDITORSBANK OF AMERICAPOB 17054, WILMINGTON, DE 19884800-299-2265BK OF AMERPO BOX 982238, EL PASO, TX 79998800-421-2110 CAP1/MCRAEPO BOX 15521, WILMINGTON, DE 19805800-695-6950 CATO CORPORATIONPO BOX 34216, CHARLOTTE, NC BOX 6000, SIOUX FALLS, SD 57117888-248-4465 CEDAR HILL NATIONAL8100 DEMARK ROAD, CATO'S, CHARLOTTE, NC 28210 CEDARHILLNBKP O BOX 34216 8100 DENMARK RD, CHARLOTTE, NC 28234704-556-7018 CHASEPO BOX 15298, WILMINGTON, DE BANK USA, NA201 N.

9 WALNUT ST//DE1-1027, WILMINGTON, DE 19801800-955-9900 CITIPO BOX 6497, SIOUX FALLS, SD 57117 BYMAILONLYCITIBANK SD, NA,800-533-5600 CITICARDS CBNA701 E 60TH ST N, IBS CDV DISPUTES, SIOUX FALLS, SD 57104 CREDCO6350 LAUREL CANYON BLVD, NORTH HOLLYWOOD, CA 91606800-523-0233 CREDSTARPO BOX 509124, SAN DIEGO, CA 92150800-523-0233 DISCOVER BANKPO BOX15316, ATT:CMS/PROD DEVELOP, WILMINGTON, DE 19850-5316800-347-2683 DISCOVER FIN SVS LLCPO BOX 15316, WILMINGTON, DE 19850800-347-2683 DISCOVERBANKPOB 15316, WILMINGTON, DE 19850800-347-2683 GECRB/JCPPO BOX 984100, EL PASO, TX BOX 27570, ALBUQUERQUE NM 87125-7570800-542-0800 GEMB/OLD NAVY,877-222-6868 GTE SOUTHWEST INC.,877-325-5156 MBNA AMERICAPOB 15026, WILMINGTON, DE 19801800-421-2110 MCRAES INCP O BOX 10327, JACKSON, MS 39289601-968-4293 NBGL-MCRAE'S3455 HWY 80 W, JACKSON, MS 39209601-968-4293 NBGL-MCRAES CREDITDEPPO BOX 10327, JACKSON, MS 39289601-968-4220 OLD BOX 29116, SHAWNEE MISSIO, KS 66201877-222-6868 TOYOTA MOTOR CREDIT8550 UNITED PLAZA BLVD S, BATON ROUGE, LA 70809504-929-6600 TOYOTA MTR8550 UNITED PLAZA, BATON ROUGE, LA 70809504-929-6600 USAA FED SVGPOB 47504, SAN ANTONIO, TX 78265800-531-2265 USAA FEDERAL SAVINGS10750 INTERSTATE HWY.

10 10, SAN ANTONIO, TX 78265800-531-8722 USAA FEDERAL SAVINGS BPO BOX 47504, SAN ANTONIO, TX 78265800-531-2265 FILE #9792792 FNMA #DATE COMPLETED1/4/2016 RQD' BYNEW ACCOUNTSETUPSEND TOUniversal CreditDATE ORDERED1/4/2016 CUST. # 0522 REPOSITORIESXP/TU/EFPRPD' BY370 REED RDPRICE$ TYPEBROOMALL, PA 19008 REF. #PROPERTY ADDRESSAPPLICANTCO-APPLICANTAPPLICANTTES TCASE, JOSEPHCO-APPLICANTSOC SEC #000-00-0001 DOBSOC SEC #DOBMARITAL STATUSDEPENDENTSECOA KEY: B=BORROWER; C=CO-BORROWER; J=JOINT; U=UNDESIGNATED; A=AUTHORIZED USER; P=PARTICIPANT; S=CO-SIGNERUNIVERSAL CREDIT SERVICES - CORPORATE: 201 MARPLE AVE. - BOX 187, CLIFTON HEIGHTS, PA 19018 (P) 610-284-1000 (F) 610-284-1500 The information is furnished in response to an inquiry for the purpose of evaluating CREDIT risks.