Merrill Edge® Self-Directed Inherited IRA Account

1 Merrill Edge Self-Directed Inherited IRA Account Account Application Booklet and Agreements Return your completed application form along with the additional documents. You may return via standard or express delivery or via fax. By Standard Mail: By Express Delivery: By Fax: Merrill Merrill New Account Support New Account Support New Account Support MSC NJ2-140-02-15 MSC NJ2-140-02-15. Box 1501 1400 American Boulevard Pennington, NJ 08534 Pennington, NJ 08534. Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as MLPF&S or Merrill ) makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation ( BofA Corp. ). MLPF&S is a registered broker-dealer, registered investment adviser, Member SIPC and a wholly owned subsidiary of BofA Corp. Merrill Edge Self-Directed is available through MLPF&S. Investment products: Are Not FDIC Insured Are Not Bank Guaranteed May Lose Value Merrill Edge Self-Directed Inherited IRA Account An Inherited IRA is used to transfer Inherited retirement plan assets into an Account in your name.

2 Use this application to establish either a Traditional or Roth Inherited IRA. Only residents can apply for a Merrill Edge Self-Directed investing Account . Foreign residents may be able to apply for an Account through one of our Global Offices. Please contact us at for more information. Instructions Table of Contents Please provide/complete the following: Account Application: Tell us about the Original Account Owner .. 3 I. Tell us about the Original Account Owner .. 3. Individual Customer Information.. 3 5 Decedent's Information .. 3. Other Information .. 3. Beneficiary Information.. 6. II. Individual Customer Information .. 3. Tax Certification and Acknowledgment.. 7 Personal information .. 3. Residential Address.. 3. Additional Required Documents Mailing Address .. 3. Depending on services requested, or if a client, additional Citizenship.. 3. documents may be required. Employment Information.. 4. Death Certificate Investment Experience.

3 4. Affiliation Information .. 4. Financial Information .. 5. Additional Enclosed Documents Individual Retirement Account (IRA) Disclosure and III. Beneficiary Information.. 6. Custodial Agreement A. Primary Beneficiary(ies) .. 6. B. Contingent Beneficiary(ies) .. 6. Agreements and Disclosure IV. Tax Certification and Acknowledgment .. 7. Ancillary Documents Merrill Edge Self-Directed Investing Client Relationship Agreement Merrill Edge Self-Directed Investing Terms of Service Custodial Agreement Customer Information and Due Diligence Merrill , like all financial institutions, is required to follow federal regulations to assist the government in its efforts to fight money laundering and other financial crimes, and to counter terrorist financing efforts in the and globally. Merrill obtains specific personal information from you in order to verify your identity, and you may be required to present documentary evidence of your identity in the form of government-issued identification.

4 Merrill also uses third-party vendors to verify customer information. Foreign nationals who are permanent legal residents of the may be required to present a Permanent Resident Card ( , green card ) and a Social Security number to open an Account in a Merrill office. Non-individuals ( , a business, trust or estate) must submit sufficient evidence of legal status. In addition to verifying the identity of our customers, Merrill captures personal information on all customers and related authorized parties who have the ability to transact, control, influence or manage an Account , whether directly or indirectly. Merrill , at its discretion, may elect not to accept an Account or to terminate the Account agreement and the Account agreements of any related parties. Page 2 | Merrill Edge Self-Directed Inherited IRA Application 423211PM-1121. I. Tell us about the Original Account Owner Decedent's Information Select the retirement Account type Name of Original Account Holder Merrill - Account Number: you would like to open.

5 Account Type: Traditional IRA Rollover IRA Roth IRA. Social Security Number Date of Birth (MM/DD/YYYY) Date of Death (MM/DD/YYYY). Account Information Corporate Issuers: Under federal securities rules, Merrill may be required to disclose your name, address and relevant investment holdings to corporate issuers whose investments you own. If you elect to opt out of this disclosure requirement, you will not receive any corporate communications from the issuer, however you will still receive regulatory mailings required to be sent to all holders. If you wish to exercise this preference, select the box below. I elect to opt out and not disclose my name, address and securities positions to corporate issuers. II. Individual Customer Information Personal Information All information in this section is Provide your role on this Account (select one). required. Inherited Individual Trustee Grantor Executive/Administrator Minor Individual Beneficial Owner (Trust Only).

6 Trust/Estate Legal Name (if applicable) Trust/Estate TIN/EIN (if applicable). Full Legal Name (First, Middle, Last). Social Security Number Date of Birth (MM/DD/YYYY) Personal (Home) Phone Preferred Contact Email Address Mobile Phone Preferred Contact Marital Status (Select one) Single Married Divorced Widowed Separated Domestic Partner Residential Address Residential address cannot be a Street Address (This cannot be a Box). Box. City State ZIP Code Mailing Address Provide a mailing address if it is My mailing address is the same as my residential address different than your residential Mailing Address (This can be a Box). address. City State ZIP Code Citizenship If your residency status changes, Is your primary residence in the United States? Yes No Permanent Residents: Submit copies Merrill will not be able to Country or Countries of Citizenship: (List all) of a valid passport and green card with the maintain your Account .

7 You will application. Citizen be required to close the Account . Non-Permanent Residents: Submit List all countries you currently Another Country copies of a valid passport, arrival/departure hold citizenship with. record (Form I-94) and any work authorization Another Country related documents with the application. Page 3 | Merrill Edge Self-Directed Inherited IRA Application 423211PM-1121. II. Individual Customer Information (continued). Employment Information Select only one employment Employed self -Employed status and provide the required Specific Occupation Industry of Occupation Start Date (MM/YYYY). information. If self -Employed, provide your Name of Employer name or the name of your business. Physical work address cannot be a Box. Employer Address (This cannot be a Box). City State ZIP Code Retired Occupation prior to Retirement Industry of Occupation Retirement Date (MM/YYYY). Not Employed Student Homemaker Investment Experience You must answer Yes or No.

8 Do you have any trading experience? No Yes (specify trading experience below). If you have trading experience, I have traded with both cash and margin I have experience with (select all that apply) What year did you start investing? answer all of the questions within I have traded with cash only Stocks Bonds Mutual Funds this section. Options Affiliation Information You must answer Yes or No. Are you a director, 10% shareholder or someone who has the ability to control corporate action or policy of a public company? If Yes, please provide company No Yes (List all companies below). name and symbol. Company Name(s): Trading Symbol(s): Company Name(s): Trading Symbol(s): You must answer Yes or No. Are you, your spouse or another member of your household employed by Merrill , Bank of America and its affiliates, a Broker Dealer, self -Regulatory Organization or another financial institution? No Yes (specify below).

9 If Yes, provide additional information regarding the nature If yes, provide relationship to affiliated person: Name of Person: of the affiliation. self Spouse Member of Household If yes, provide who the affiliation is with: Name of affiliated company: Bank of America/ Merrill Broker Dealer self -Regulatory Organization Other Financial Institution Page 4 | Merrill Edge Self-Directed Inherited IRA Application 423211PM-1121. II. Individual Customer Information (continued). Financial Information Complete all fields within this A. Household Annual Income B. Household Investable Assets C. Household Net Worth entire section. (Excluding Primary Residence). $0 $24,999 $0 $24,999 $0 $24,999. Household: Households may $25,000 $49,999 $25,000 $49,999 $25,000 $49,999. include a spouse, domestic partner $50,000 $74,999 $50,000 $74,999 $50,000 $74,999. and others who share financial $75,000 $99,999 $75,000 $99,999 $75,000 $99,999.

10 Responsibility. Students who are $100,000 $124,999 $100,000 $124,999 $100,000 $124,999. financially dependent on the $125,000 $149,999 $125,000 $149,999 $125,000 $149,999. support of family members should $150,000 $174,999 $150,000 $174,999 $150,000 $174,999. not include their family's financial $175,000 $199,999 $175,000 $199,999 $175,000 $199,999. information as their own. $200,000 $224,999 $200,000 $224,999 $200,000 $224,999. Annual Income: Your annual $225,000 $249,999 $225,000 $249,999 $225,000 $249,999. $250,000 $274,999 $250,000 $274,999 $250,000 $274,999. household income and earnings $275,000 $299,999 $275,000 $299,999 $275,000 $299,999. consist of annual gross income, $300,000 $349,999 $300,000 $349,999 $300,000 $349,999. including salary, self -employment $350,000 $399,999 $350,000 $399,999 $350,000 $399,999. income, rental income and $400,000 $449,999 $400,000 $449,999 $400,000 $449,999. investment income.