Multi-Management 90/10 Fund - DFS

1 Multi-Management 90/10 FundFund CategoryCanadian Equity BalancedGeneral InformationFund Code404/410 fund InceptionSeptember 2002 fund Assets ($Mil) CompanyMulti-ManagerVolatility AnalysisDescriptionInvestmentCategoryLow ModerateHighInvestment ObjectiveThis fund targets an annualized return higher than thatof the combined benchmarks hereinafter, over four-yearmoving Bloomberg Barclays Multiverse, 8% FTSE Canada UniverseBond, S&P/TSX, MSCI ACWI NetInvestor ProfileSpeculative ProfileThis fund is composed of a portfolio of underlying fundsthat emphasizes strong capital growth over the long-term. It invests in a wide array of pooled funds, with astrong concentration in Canadian and foreign equityfunds and a small percentage in fixed income tolerance: Very highNotesThe fund 's composition was last changed on March 28,2018.

2 The benchmark was last changed on April 1, fund s target asset class allocation was modified onSeptember 18, 2015. Prior to this date, the target was80% in equities and 20% in fixed Analysis as of November 30, 2018 Description471013161922 Growth of $10,000 FundBenchmark)&&)*&*(*&&Quartile20082009 20102011201220132014201520162017 YTDC alendar Yearas at November 30, Return % %Annualized Returns %3 Mth1 Yr2 Yr3 Yr4 Yr5 Yr10 The above data represents past performance returns, which is not indicative of future results. These are gross performancereturns, calculated after the fund 's operating expenses, but before investment fees. For more information, please contact DesjardinsInsurance's Customer Contact Centre at Analysisas of November 30, 2018 Composition% Five Countries% AssetsUnited 10 Holdings% AssetsDSF Franklin Templeton Gl Rl Asset Sr Toronto-Dominion Bank of Communications Inc Class of Nova & National Railway Number of Portfolio Holdings24 Total Number of Underlying Holdings8,225 Total Number of Stock Holdings4,936 Total Number of Bond Holdings2,953 Target Composition% AssetsMulti-Manager Private Credit Enhanced Bond (AllianceBernstein) Global Bond (Lombard Odier) Global Tactical Bond (PIMCO)

3 Goodman Fundamental Canadian Equity Canadian Equity Cambridge Canadian BlackRock US Equity Low Volatility BlackRock MSCI EAFE Equity International Low Volatility Equity Gifford International Global Global Global Global Small Cap Equity (Lazard) Alpha Global Small Cap Emerging Templeton Global Real Asset Five Global Equity Sectors% 2018. Morningstar Research Inc. All Rights Reserved. The information contained herein: (1) is proprietary to Morningstar; (2) may not be copied or distributed; and (3) is not warranted to be accurate, complete ortimely. Morningstar is not responsible for any damages or losses arising from any use of this information. Past performance is no guarantee of future results. This fund is an investment product offered under aninsurance contract issued by Desjardins Financial Security.

4 Desjardins Insurance refers to Desjardins Financial Security Life Assurance