Multi-Year Guarantee Annuities - Top Rates Table

1 Copyright 1999-2022 AnnuityAdvantage - Created on Mar 1st, 2022 Page 1/11 Effective Date: March 1, 2022 Multi-Year Guarantee Annuities - Top Rates TableProductCompanyAM BestYearsRateMulti-Select 10 Oxford Life Insurance 9 Oxford Life Insurance 8 Oxford Life Insurance Guarantee -Platinum 7 Fidelity & Guaranty Life Insurance 6 Oxford Life Insurance Choice annuity 5 Sentinel Security Life Insurance CompanyB++ 4 Oxford Life Insurance Guarantee -Platinum 3 Fidelity & Guaranty Life Insurance MYGA 2 High-BandOceanview Life and annuity 1999-2022 AnnuityAdvantage - Created on Mar 1st, 2022 Page 2/11 Multi-Year Guarantee Annuities - Detailed Rates TableProduct NameCompany NameAM BestRatingMaxIssueAgeMinimumPremiumYears Penalty Free WithdrawalsFirst year |Years 2+GuaranteePeriod Yield10 year Guarantee PeriodMulti-Select 10 Oxford Life Insurance CompanyA85$20,00010 Interest Only|10% Haven 10 Atlantic Coast Life InsuranceCompanyB++90$5,00010 See Notes|See Choice annuity 10 Sentinel Security Life InsuranceCompanyB++90$2,50010 See Notes|See MYGA 10 High-BandOceanview Life and AnnuityCompanyA-89$80,00010 None|10% Multi-Year GuaranteedAnnuity 10 High-BandGuggenheim Life & AnnuityCompanyA-90$250.

2 00010 Interest Only|10% Harbor 10 Atlantic Coast Life InsuranceCompanyB++90$5,00010 None| Harbor 10 (FL)Atlantic Coast Life InsuranceCompanyB++90$5,00010 None| Multi-Year GuaranteedAnnuity 10 Low-BandGuggenheim Life & AnnuityCompanyA-90$10,000 NonQ$5,000 Qual10 Interest Only|10% Choice annuity 10 (CA,FL)Sentinel Security Life InsuranceCompanyB++90$2,50010 See Notes|See Haven 10 (FL)Atlantic Coast Life InsuranceCompanyB++90$5,00010 See Notes|See Head MYGA 10 Pacific Guardian LifeA85$10,0001010%|10% MYGA 10 Low-BandOceanview Life and AnnuityCompanyA-89$20,00010 None|10% 1999-2022 AnnuityAdvantage - Created on Mar 1st, 2022 Page 3/11 Product NameCompany NameAM BestRatingMaxIssueAgeMinimumPremiumYears Penalty Free WithdrawalsFirst year |Years 2+GuaranteePeriod YieldGuaranty Rate Lock with MVA 10 Mid-BandGuaranty Income Life InsuranceCompanyB++90$100,00010 None|5% year Guarantee PeriodMulti-Select 9 Oxford Life Insurance CompanyA85$20.

3 0009 Interest Only|10% Multi-Year GuaranteedAnnuity 9 High-BandGuggenheim Life & AnnuityCompanyA-90$250,0009 Interest Only|10% Multi-Year GuaranteedAnnuity 9 Low-BandGuggenheim Life & AnnuityCompanyA-90$10,000 NonQ$5,000 Qual9 Interest Only|10% Rate Lock with MVA 9 Mid-BandGuaranty Income Life InsuranceCompanyB++90$100,0009 None|5% Rate Lock with MVA 9 High-BandGuaranty Income Life InsuranceCompanyB++90$250,0009 None|5% Head MYGA 9 Pacific Guardian LifeA85$10,000910%|10% Elite 9 Liberty Bankers Life InsuranceCompanyA-80$10,0009 None| Rate Lock with MVA 9 Low-BandGuaranty Income Life InsuranceCompanyB++90$10,0009 None|5% MYG annuity 9 High-BandAmerican National InsuranceCompanyA90$250,000910%|10% Rate Lock without MVA 9 Mid-BandGuaranty Income Life InsuranceCompanyB++90$100,0009 None|5% Rate Lock without MVA 9 High-BandGuaranty Income Life InsuranceCompanyB++90$250,0009 None|5% 1999-2022 AnnuityAdvantage - Created on Mar 1st, 2022 Page 4/11 Product NameCompany NameAM BestRatingMaxIssueAgeMinimumPremiumYears Penalty Free WithdrawalsFirst year |Years 2+GuaranteePeriod YieldPalladium MYG annuity 9 Mid-BandAmerican National InsuranceCompanyA90$100,000910%|10% Rate Lock without MVA 9 Low-BandGuaranty Income Life InsuranceCompanyB++90$10.

4 0009 None|5% year Guarantee PeriodMulti-Select 8 Oxford Life Insurance CompanyA85$20,0008 Interest Only|10% Rate Lock with MVA 8 Mid-BandGuaranty Income Life InsuranceCompanyB++90$100,0008 None|5% Multi-Year GuaranteedAnnuity 8 High-BandGuggenheim Life & AnnuityCompanyA-90$250,0008 Interest Only|10% Rate Lock with MVA 8 High-BandGuaranty Income Life InsuranceCompanyB++90$250,0008 None|5% Head MYGA 8 Pacific Guardian LifeA85$10,000810%|10% Multi-Year GuaranteedAnnuity 8 Low-BandGuggenheim Life & AnnuityCompanyA-90$10,000 NonQ$5,000 Qual8 Interest Only|10% Rate Lock with MVA 8 Low-BandGuaranty Income Life InsuranceCompanyB++90$10,0008 None|5% Rate Lock without MVA 8 Mid-BandGuaranty Income Life InsuranceCompanyB++90$100,0008 None|5% MYG annuity 8 High-BandAmerican National InsuranceCompanyA90$250,000810%|10% Rate Lock without MVA 8 High-BandGuaranty Income Life InsuranceCompanyB++90$250,0008 None|5% 1999-2022 AnnuityAdvantage - Created on Mar 1st, 2022 Page 5/11 Product NameCompany NameAM BestRatingMaxIssueAgeMinimumPremiumYears Penalty Free WithdrawalsFirst year |Years 2+GuaranteePeriod YieldGuaranty Rate Lock without MVA 8 Low-BandGuaranty Income Life InsuranceCompanyB++90$10,0008 None|5% MYG annuity 8 Mid-BandAmerican National InsuranceCompanyA90$100.

5 000810%|10% MYG annuity 8 Low-BandAmerican National InsuranceCompanyA90$5,000810%|10% year Guarantee PeriodFG Guarantee -Platinum 7 Fidelity & Guaranty Life InsuranceCoA-90$20,0007 Interest Only|Interest Harbor 7 Atlantic Coast Life InsuranceCompanyB++90$5,0007 None| MYAnnuity (0% Free WD) 7 Nassau Life and annuity CompanyB++85$10,0007 None| Value 7 United Heritage Life InsuranceCompanyB++90$7,0007 Interest Only|Interest Choice annuity 7 Sentinel Security Life InsuranceCompanyB++90$2,5007 See Notes|See Haven 7 Atlantic Coast Life InsuranceCompanyB++90$5,0007 See Notes|See 7 Oxford Life Insurance CompanyA85$20,0007 Interest Only|10% MYGA 7 High-BandOceanview Life and AnnuityCompanyA-89$80,0007 None|10% Rate Lock with MVA 7 Mid-BandGuaranty Income Life InsuranceCompanyB++90$100,0007 None|5% Rate Lock with MVA 7 High-BandGuaranty Income Life InsuranceCompanyB++90$250,0007 None|5% 1999-2022 AnnuityAdvantage - Created on Mar 1st.

6 2022 Page 6/11 Product NameCompany NameAM BestRatingMaxIssueAgeMinimumPremiumYears Penalty Free WithdrawalsFirst year |Years 2+GuaranteePeriod YieldPersonal Choice annuity 7 (CA, FL)Sentinel Security Life InsuranceCompanyB++90$2,5007 See Notes|See Harbor 7 (FL)Atlantic Coast Life InsuranceCompanyB++90$5,0007 None| Haven 7 (FL)Atlantic Coast Life InsuranceCompanyB++90$5,0007 See Notes|See year Guarantee PeriodMulti-Select 6 Oxford Life Insurance CompanyA85$20,0006 Interest Only|10% Haven 6 Atlantic Coast Life InsuranceCompanyB++90$5,0006 See Notes|See Harbor 6 Atlantic Coast Life InsuranceCompanyB++90$5,0006 None| Simple annuity 6 Nassau Life and annuity CompanyB++85$5,00065%|5% MYGA 6 High-BandOceanview Life and AnnuityCompanyA-89$80,0006 None|10% Rate Lock with MVA 6 Mid-BandGuaranty Income Life InsuranceCompanyB++90$100,0006 None|5% Rate Lock with MVA 6 High-BandGuaranty Income Life InsuranceCompanyB++90$250,0006 None|5% Harbor 6 (FL)

7 Atlantic Coast Life InsuranceCompanyB++90$5,0006 None| Haven 6 (FL)Atlantic Coast Life InsuranceCompanyB++90$5,0006 See Notes|See Head MYGA 6 Pacific Guardian LifeA85$10,000610%|10% Rate Lock with MVA 6 Low-BandGuaranty Income Life InsuranceCompanyB++90$10,0006 None|5% 1999-2022 AnnuityAdvantage - Created on Mar 1st, 2022 Page 7/11 Product NameCompany NameAM BestRatingMaxIssueAgeMinimumPremiumYears Penalty Free WithdrawalsFirst year |Years 2+GuaranteePeriod YieldAmerican Pathway VisionMYG 6 High-BandAmerican General Life InsuranceCompanyA85$100,0006 Interest Only|15% MYGA 6 Low-BandOceanview Life and AnnuityCompanyA-89$20,0006 None|10% year Guarantee PeriodSafe Haven 5 Atlantic Coast Life InsuranceCompanyB++90$5.

8 0005 See Notes|See Harbor 5 Atlantic Coast Life InsuranceCompanyB++90$5,0005 None| Choice annuity 5 Sentinel Security Life InsuranceCompanyB++90$2,5005 See Notes|See Guarantee -Platinum 5 Fidelity & Guaranty Life InsuranceCoA-90$20,0005 Interest Only|Interest MYAnnuity (0% Free WD) 5 Nassau Life and annuity CompanyB++85$10,0005 None| Classic 5 American Life & Security CorpB++90$1,0005 None|10% Harbor 5 (FL)Atlantic Coast Life InsuranceCompanyB++90$5,0005 None| Assure 5 Americo Financial Life & annuity InsCoA90$10,000510%|10% Choice annuity 5 (CA, FL)Sentinel Security Life InsuranceCompanyB++90$2,5005 See Notes|See Haven 5 (FL)Atlantic Coast Life InsuranceCompanyB++90$5,0005 See Notes|See 5 Oxford Life Insurance CompanyA85$20,0005 Interest Only|10% Head MYGA 5 Pacific Guardian LifeA85$10,000510%|10% 1999-2022 AnnuityAdvantage - Created on Mar 1st, 2022 Page 8/11 Product NameCompany NameAM BestRatingMaxIssueAgeMinimumPremiumYears Penalty Free WithdrawalsFirst year |Years 2+GuaranteePeriod YieldNavigator Ultra MVA 5 Western United Life AssuranceCompanyB++75$10,0005 None| year Guarantee PeriodMulti-Select 4 Oxford Life Insurance CompanyA85$20,0004 Interest Only|10% MYGA 4 High-BandOceanview Life and AnnuityCompanyA-89$80.

9 0004 None|10% Simple annuity 4 Nassau Life and annuity CompanyB++85$5,00045%|5% Head MYGA 4 Pacific Guardian LifeA85$10,000410%|10% MYGA 4 Low-BandOceanview Life and AnnuityCompanyA-89$20,0004 None|10% Pathway VisionMYG 4 High-BandAmerican General Life InsuranceCompanyA85$100,0004 Interest Only|15% Multi-Year GuaranteedAnnuity 4 High-BandGuggenheim Life & AnnuityCompanyA-90$250,0004 Interest Only|10% MYGA 4 (CA)High-BandOceanview Life and AnnuityCompanyA-89$80,0004 None|10% Multi-Year GuaranteedAnnuity 4 Low-BandGuggenheim Life & AnnuityCompanyA-90$10,000 NonQ$5,000 Qual4 Interest Only|10% Rate Lock with MVA 4 Mid-BandGuaranty Income Life InsuranceCompanyB++100$100,0004 None|5% Rate Lock with MVA 4 High-BandGuaranty Income Life InsuranceCompanyB++100$250,0004 None|5% MYGA 4 (CA)

10 Low-BandOceanview Life and AnnuityCompanyA-89$20,0004 None|10% 1999-2022 AnnuityAdvantage - Created on Mar 1st, 2022 Page 9/11 Product NameCompany NameAM BestRatingMaxIssueAgeMinimumPremiumYears Penalty Free WithdrawalsFirst year |Years 2+GuaranteePeriod YieldGuaranty Rate Lock with MVA 4 Low-BandGuaranty Income Life InsuranceCompanyB++100$10,0004 None|5% year Guarantee PeriodFG Guarantee -Platinum 3 Fidelity & Guaranty Life InsuranceCoA-90$20,0003 Interest Only|Interest Rate Lock with MVA 3 Mid-BandGuaranty Income Life InsuranceCompanyB++100$100,0003 None|5% Multi-Year Guara