NAB - Summary Response Code Report Code Response Text

1 NAB - Summary Response code ReportCode Response Text 00 - Approved 01 - Declined See CardIssuer 04 - Declined Call AuthCentre 08 - Approved PleaseSign 11 - Approved 12 - Declined Invalid Tran 31 - Declined See CardIssuer 39 - Declined No CrditAccount 51 - Declined CheckAccount 52 - Declined No CequeAccount 53 - Declined No SavingAccount 54 - Declined CardExpired 55 - PIN IncorrectPlease Retry 60 - Declined call HelpDesk 61 - Declined Over CardLimit 75 - Declined ExceedPIN Tries 76 - Approved 80 - Approved 91 - Declined Issuer NotAvail 93 - Declined AlreadySettled 96 - Declined 97 - Settled Previously 98 - Declined A1 - Recursive Call A2 - General Failure A4 - Invalid Merchant A7 - Internal Buffer B1 - Reserved B2 - UnsupportedOperation B3 - Client Offline B4 - Internal Buffer B5 - Invalid Amount B6 - Invalid Dialog B7 - Invalid TXNTYPE B8 - Invalid TXNREF B9 - Reserved BY - PinPad Busy D0 - Invalid AuthCode E2 - No Previous Txn N0 - CPAT Error N1 - Logon Success N2 - PPID Unknown N3 - Logon Failed NF - Remote Init NewParams NG - Remote Init Failed NH - Remote Init NewFIle PF - PINpad Offline T0 - PINpad Idle T5 - System Error T8 - Unable to process T8 - Invalid Amount TB - Card not Valid TE - No Cash on Credit TF - Logon Required TG - System Error TH - Printer Error TI - Operator Timeout TJ - System Error TK - No Manual Entry TL - Signature Error TM - OP Cancelled TN - Declined TP - Cancelled TQ - Expired Card TR - System Error TS - System Error TT - System Error TU - SAF Pending TV - Reversal Pending TX - Unable to Process TY - Card Rejected TZ - Declined X0 - No Response X1 - CommunicationsError X2 - CommunicationsError X3 - CommunicationsError X4 - System Error X5 - CommunicationsError X6 - Invalid Terminal X7 - MAC Error XB - Message Error XC - Message Error XD - Card not

2 Valid XF - Invalid Month XG - TXN not Supported XT - Config Required XZ - Logon Successful Y0 - System Error Z0 - Modem Error Z1 - No Dial Tone Z2 - No Host Answer Z3 - Line Busy Z4 - No Host Number Z5 - Power Fail Z6 - No Carrier Z7 - Link Error Z8 - Line In Use Z9 - No LAN Poll ZF - Sponser InitRequiredPC EFTPOS Response Codes - Page 1