NAME OF BANK : BANK OF BARODA SERVICE …

1 NAME OF BANK : BANK OF BARODA . SERVICE charges AND FEES. SECTION I. DEPOSITS AND ALLIED SERVICES ( SERVICE Tax at applicable rate will be levied on SERVICE charges ). Sr AREA OF BANKING EXISTING SERVICE PROPOSED SERVICE charges . No. SERVICE charges EXCLUDING SERVICE TAX EXCLUDING SERVICE TAX. 1. Ledger folio charges Applicable to CA ( including RRBs), & Applicable to CA ( including RRBs), &. CC, OD (excluding loan against banks CC, OD (excluding loan against banks own deposits & Fast Access) own deposits & Fast Access). Rs. 50/- per ledger page Minimum ` 75/- . - Current Accounts - Current Accounts Free folio allowed based on Av. Cr. Free folio allowed based on Av. Cr. bal. as follows: bal. as follows: Bal (Rs.) Free folios Bal (Rs.) Free folios Up to lac Nil Above lac - All Free Upto25000/- NIL. NOTE: Above 25000/- For a/cs maintained on computers, 25.

2 & upto to 50000/- 4. entries or part thereof to be treated as one ledger page. Above 50000/- All Free Ledger folio charges to be recovered on quarterly basis. NOTE: For a/cs maintained on computers, 30. entries or part thereof to be treated as one ledger page. Transaction charges - Savings Bank Accounts - Savings Bank Accounts For SB A/cs No folio charges - However For SB A/cs No folio charges - However not more than 100 debits (other than not more than 50 debits per half year SERVICE charges & debits on account of should be allowed in SB a/c and in case transfer to auto sweep account) per the number of debits exceeds 50 a half year should be allowed in SB a/c SERVICE charge of ` 15/- per debit and in case the number of debits exceeding 50 be charged. exceeds 100 a SERVICE charge of ` 10/- Following transactions are excluded.

3 Per debit exceeding 100 be charged. 1. Standing Instructions 2. Transactions through ADC. Ledger folio charges to be recovered on half yearly basis at the time of half-yearly closing. 3. Auto sweep, system generated ( SERVICE charge, interest etc.). Transaction charges to be recovered on half yearly basis at the time of half-yearly closing. Page 1 of 21. Sr AREA OF BANKING EXISTING SERVICE PROPOSED SERVICE charges . No. SERVICE charges EXCLUDING SERVICE TAX EXCLUDING SERVICE TAX. 2. a) charges for issue Individual: Individual: of Duplicate First Pass Book free Statement / Pass First Pass Book free Book ` 50/-- per Pass Book / Statement with ` 100/-- per Pass Book / Statement latest balance only. charges for with latest balance only. charges for previous entries (if required) `.50/- per previous entries (if required) ` 75/- per ledger page or part thereof.

4 Ledger page or part thereof. Non- Individual- Non- Individual- ` 100/- per Pass Book / Statement with ` 150/- per Pass Book / Statement with latest balance only. charges for latest balance only. charges for previous entries (if required) ` 100/- per previous entries (if required) ` 150/- per ledger page or part thereof. ledger page or part thereof. Note: Note: For accounts maintained on computers, For accounts maintained on computers, 30 entries or part thereof be treated as 25 entries or part thereof be treated as one ledger page. one ledger page. b) Issue of letter of acknowledgement/ For Acknowledgement ` 25/- For Acknowledgement ` 50/- duplicate TDR in For Duplicate TDR ` 80/- For Duplicate TDR ` 150/- case of loss of TDR. 3. Cheque Book Savings Bank : Issuance charges In SB Accounts of individuals - 40 leaves Cheque book of 15 leaves is supplied by will be free in a financial year.

5 Free RBO. supply of cheque books in a SB a/c will be on pro-rata basis, 20 cheque In SB Accounts of individuals -45 leaves leaves for -6- months ( April- Sept & will be free in a financial year. Only two Oct-March and/or part thereof) cheque books will be issued at a time. Subsequent cheque book as under:- Thereafter Personalized cheque book `.3/- per Personalized and non personalized cheque leaf cheque book ` per cheque leaf Non-personalized cheque book `. per cheque leaf. CA/CC/OD/Fast Access: 1st cheque book is free and subsequent 1st cheque book is free and subsequent cheque book @ ` per leaf for cheque book @ ` 3/- per leaf for CTS/MICR/NON MICR cheque books. MICR/NON MICR cheque books. st st Note: 1 Cheque book means cheque Note: 1 Cheque book means cheque book of 50 leaves. book of 50 leaves. Wherever cheque books are printed by the customer after obtaining permission of Stationary and Security Form In case of valued customers: -- Cheque Department, Head Office, BARODA , the book issuance charges can be cost of paper should be recovered from waived by Branch Manager the customer at the rate of per 1000 leaves (over and above charges to Page 2 of 21.)

6 Sr AREA OF BANKING EXISTING SERVICE PROPOSED SERVICE charges . No. SERVICE charges EXCLUDING SERVICE TAX EXCLUDING SERVICE TAX. be paid by customer directly to the printer for printing.). 4. Opening & 1) Current Accounts Current Accounts Maintenance of Individual / Non Individual Individual / Non Individual minimum balances Rural / Semi-Urban `.1,000/-* Rural / Semi-Urban ` 2,000/-*. Urban Metro `.10,000/- (QAB)* Urban Metro ` 15,000/- *. * Quarterly Average Balance 2) Savings Bank Accounts. Savings Bank Accounts. Rural / Semi-Urban Rural / Semi-Urban Opening of Account Min. ` 500/- Opening of Account Min. ` 500/- Maintenance of minimum balance Maintenance of minimum balance Quarterly Average Balance- ` 500/-* Quarterly Average Balance- ` 500/-*. Urban / Metro Urban / Metro Opening of Account Min. ` 1000/- Opening of Account Min.

7 ` 1000/- Maintenance of minimum balance Maintenance of minimum balance Quarterly Average Balance- ` 1000/-* Quarterly Average Balance- ` 1000/-*. 3) Savings Bank A/c - No frills A/c Addition: (Nagrik Bachat Khata) BARODA Basic Savings Bank account Nagrik Bachat Khata Zero balance ` 50/-(All centres). Note: ` .50/- is opening requirement only. Maintaining minimum balance of ` 50/- not necessary. 4) Pensioners BARODA Pensioners Savings Bank account ` 5/- for all centres. ( * Already implemented). Nil Note : No Minimum Balance charges in Note : No Minimum Balance charges in SB a/cs to be recovered from SB a/cs to be recovered from employees' institutional salary a/cs employees' institutional salary a/cs not only institutions maintaining not only institutions maintaining account with the branch but also of account with the branch but also of employees whose salary is paid employees whose salary is paid through SB a/cs maintained with the through SB a/cs maintained with the branch.

8 Branches can open zero branch. Branches can open zero balance a/cs of such institutional balance a/cs of such institutional employees whose salary is paid employees whose salary is paid through us. through us. Hence salary accounts to be opened /. transferred to scheme code SB 113, 115. Page 3 of 21. Sr AREA OF BANKING EXISTING SERVICE PROPOSED SERVICE charges . No. SERVICE charges EXCLUDING SERVICE TAX EXCLUDING SERVICE TAX. 5. charges for not Current Account Current Account maintaining Urban/Metro minimum balance Quarterly Average Balance (QAB) of Quarterly Average Balance (QAB) of `.10000/- is not maintained :- ` 15000/- is not maintained :- `.500/- per quarter - ` 625/- per quarter Rural/Semi Urban Quarterly Balance of not maintained per quarter SB Accounts SB Accounts Rural / Semi-Urban ` .50/- per quarter Rural / Semi-Urban ` 100/- per quarter Urban / Metro `.

9 100 per quarter Urban / Metro ` 200 per quarter.. charges will be levied as under Rural/Semi-Urban If QAB is in the range 250- 499- 50%. 100-249- 80%. Below 100- 100%. Metro/Urban If QAB is in the range 500- 999- 50%. 250-499- 80%. Below 250- 100%. ( Approved by Board ). charges for not maintaining stipulated minimum balance is not to be recovered from inoperative Savings accounts -As stipulated by RBI. Approved by EMC. vide agenda item J-2 dated Savings Bank - No frills A/c Savings Bank - No frills A/c Nagrik Bachat Khata BARODA Basic Savings Bank account- NIL. Nagrik Bachat Khata : NIL BARODA Pensioner's Savings Bank account- NIL. BARODA Salary Advantage Account - Nil NOTE : NOTE : If minimum monthly balance or minimum If required Quarterly Average Balance is Quarterly Average Balance (QAB) as not maintained, any concessions applicable are not maintained and any sanctioned must be reconsidered by the concessions and exemptions allowed sanctioning authorities within next during the month or Quarter as the case quarter.

10 May be shall be withdrawn and in addition to minimum balance charges all SERVICE charges as otherwise applicable shall be levied. 6. Addition / Deletion of names in Joint Accounts/Change in ` 25/- per occasion. ` 100/- per occasion. operational No charges for deletion of name on instructions account of death of customer in joint A/c. (including Lockers). Page 4 of 21. Sr AREA OF BANKING EXISTING SERVICE PROPOSED SERVICE charges . No. SERVICE charges EXCLUDING SERVICE TAX EXCLUDING SERVICE TAX. 7. Nomination ` 25/- per occasion. First time nomination free. Modification / Change in nomination - ` 50/- 8. charges for No charge within same branch No charge within the bank Standing i) `.25/- per transaction plus applicable i) ` 50/- per transaction plus instructions remittance charges in case of credits applicable remittance charges in for outside the branch whether in case of credits for outside the same city or other cities i.