New Employee Benefits Guide - Human Resources

1 New Employee Benefits Guide Pre-tax Insurance Post-tax Insurance Retirement Other Benefits Benefits Section Office of Human Resources 3280 Progress Drive, Suite 100. Orlando, Florida 32826-2912. Phone: Secure eFax: Revised 7/13/2018. Table of Contents Welcome to UCF .. 3. New Employee orientation : Insurance Part 1 .. 4. People First Rehire/Transfer Employees Changing Insurance Eligible Dependents Insurance Effective Dates Health Insurance Prescription Drug Plan High Deductible Health Plan: Health Savings Account Spending Accounts Dental Insurance Vision Insurance State Life Insurance Other Supplemental Plans The Gabor Agency Benefits Additional Employee Benefits Annual Events Workers Compensation Sick Leave Pool FMLA (Family Medical Leave Act) Rights & Responsibilities New Employee orientation : Retirement Part 2.

2 28. Mandatory Retirement Plans FICA Alternative Plan (FAPLAN). FRS Resources Voluntary Retirement Options Reemployed Retirees Enrollment 41. Helpful Links .. 43. 2. Welcome to UCF! The University is extremely proud to present this Benefits package to you. You have an impressive selection of Benefits to choose from, so please attend New Employee orientation and carefully consider your personal benefit needs. Your Benefits are a valuable part of your Employee compensation. This New Employee Benefits Guide should be used in conjunction with New Employee orientation , where you will learn about the available plans, how to enroll and other important information. As a new Employee , it is extremely important to attend New Employee orientation to gain a full understanding of all insurance/retirement plans and the pertinent information, as this Guide is only a condensed overview.

3 For your convenience, the New Employee orientation Presentation can also be found on our website under the Benefits section of the New Employee Information page. The UCF Human Resources Benefits Section offers an insurance and retirement enrollment lab to assist employees in completing their insurance and retirement enrollments. During these one-on-one sessions, key features of the Benefits plans can be compared and issues can be addressed, which need to be considered when making election decisions. The sessions are available by appointment only. To make an appointment, please call or email the UCF Human Resources Benefits Section. To determine which Benefits representative is assigned to your college/division, please reference the Human Resource Point of Contact by College/Division here: UCF Human Resources Benefits SECTION.

4 Ashley Longoria Associate Director, Benefits & Leave Admin. Aisha Morfe-Bencosme Assistant Benefits Manager Emanuel Torres Benefits Coordinator Keven Ayala Benefits Coordinator Samuel Ensenat Benefits Coordinator Venessa Williams Benefits Coordinator 3. Insurance: Part 1. People First User ID: _____. People First Website: Secure website that can be accessed 24 hours-a-day/7 days-a-week User ID and Password Required Once you have made your selections, a confirmation statement will be generated for your records (be sure that your pop up blocker is turned off). For step-by-step instructions on how to enroll via the People First website, please reference this tutorial: People First Service Center: 1-866-663-4735.

5 Available Monday-Friday 8:00am to 6:00pm ET. User ID Required Representatives will assist you in making your selections User ID and Password You will receive your People First ID in the mail. However, if you wish to enroll/access your account prior to receiving this, you may call People First directly. Default Password: Pf + Birth Date (PfMMDDYY). International Employees: People First will not send an enrollment packet until they have all the necessary information, including a valid Social Security Number and a valid address. Missing information can cause a delay in the start of insurance coverage. 4. Additional Resources Making Changes to Your Plans Website: Includes detailed information regarding open enrollment, new hire eligibility, qualified status changes, etc.

6 5. Additional Resources Dependent Eligibility Website: Includes detailed information regarding dependent eligibility requirements. Dependent Eligibility Verification Website: Includes a list of all required documents for dependent eligibility verification. Spouse Program Website: Includes detailed information regarding the spouse program including a link to the Spouse Program Election Form. 6. 60. Hire Calendar Date Days *Note: If you elect the early health insurance effective date, you may be You have until this day to contacted by the UCF Human Resources Benefits Section regarding a enroll in possible double deduction, depending on the timing of your election in Insurance via the payroll processing cycle.

7 People First. 7. Additional Resources Health Insurance Plans Website: Includes detailed information regarding the health insurance plan options including summary of Benefits , summary plan descriptions, preventative care Benefits , HMO offerings in your area, etc. Health Insurance Premiums: 8. 9. 10. Additional Resources Prescription Drug Plan Website: Includes detailed information regarding the prescription drug plan including a link to the CVS Caremark website, prescription mail order forms, etc. 11. Federal rules allow "catch-up" contributions to a Health Savings Account - up to an extra $1,000 if you are 55+ or you will turn 55 any time during the plan year. Additional Resources Health Savings Account Website: Includes detailed information regarding the health savings account including contribution limits, Chard Snyder prepaid Benefits card, frequently asked questions, etc.

8 Tax Favored Accounts Website: Includes detailed information regarding the tax-favored spending accounts including a tax savings calculator, instructions for how to download the Chard Snyder free mobile app, important considerations and frequently asked questions. 12. Additional Resources Tax Favored Accounts Website: Includes detailed information regarding the tax-favored spending accounts including a tax savings calculator, instructions for how to download the Chard Snyder free mobile app, important considerations and frequently asked questions. Spending Accounts Forms & Publications Website: e_spending_accounts_and_health_savings_a ccount_forms_and_publications Includes video tutorials for the mobile app, Benny card, FSA and HSA, claim forms, savings and spending accounts Guide (which includes eligible expenses), etc.

9 13. Additional Resources Dental Plans Website: Includes detailed information regarding the available dental plans including links to each plan brochure which includes detailed information on each plan. Dental Plan Comparison: 14. 15. Monthly Premiums Employee Employee Employee Plan Plan Employee Type of Dental Plan + + +. Code Name Only Spouse Child(ren) Family Prepaid Dental Plan CIGNA Prepaid Pays Benefits only when you use 4034 Dental $ $ $ $ network providers. Sun Life Prepaid No deductible or annual maximum 4025 $ $ $ $ Dental Most preventive care at no charge You pay a fixed copayment for dental procedures listed on the Humana Select 15. copayment schedule. 4044 $ $ $ $ Prepaid Dental Orthodontia: Covered for adults and children.

10 PPO Dental Plan $ Receive care from any dentist 4023 Ameritas Preventive $ $ $ Your cost is lower when you use network dentists 4033 Metlife Preventive $ $ $ $ You generally have an annual deductible to meet before the plan starts paying Benefits , and 4022 Ameritas Standard $ $ $ $ then you pay part of the cost for the services you receive. Orthodontia: Covered for adults 4032 Metlife Standard $ $ $ $ and children (excluding Preventive PPO). Indemnity with PPO Dental Plan Receive care from any dentist 4021 Ameritas Indemnity $ $ $ $ Your cost is lower when you use network dentists You generally have an annual 4031 Metlife Indemnity $ $ $ $ deductible to meet before the plan starts paying Benefits , and then you pay a percentage of the cost Sun Life Freedom for the care you receive.