NON-CREDIT QUALIFYING FHA STREAMLINE SUBMISSION …

1 NON-CREDIT QUALIFYING FHA. STREAMLINE SUBMISSION checklist . ALL STREAMLINE LOANS MUST BE SUBMITTED WITH ALL ITEMS ON THIS checklist COMPLETED. ALL STREAMLINES GO STRAIGHT TO DOCS, PLEASE BE SURE TO HAVE AN ACCURATE AND UP-TO-DATE PAYOFF. DEMAND FOR MONTH'S END CLOSING. UNDERWRITERS CANNOT PROVIDE AN APPROVAL WITHOUT THIS INFORMATION: FHA Case Assignment must be ordered. To order case # (Click Here). FHA Loan Underwriting and Transmittal Summary (HUD 92900-LT). Initial Form 92900-A (08/01/2016). Initial 1003 reflecting correct address, employment date, cell phone and work numbers (No Income).

2 Copy of current mortgage statement to evidence monthly MI and P&I amount Copy of Note on existing Mortgage to evidence same borrower, interest rate, and FHA case number Current Payoff / Demand Letter (Netted escrow permitted). Mortgage Rating Most recent mortgage only credit report Preliminary Title Report (Complete). RE Tax Bill / Tax Certificate Proof of Social Security number ( : Copy of Social Security card, SSA Form - (Click Here). 2 Utility Bills to validate Owner Occupancy ( : water, sewer, gas, electricity, or telephone/bundle). Photo ID (Provide name change documentation if applicable).)

3 Hazard Insurance Declarations Page Bank Statements - current 1 month bank statements if cash to close exceeds new PITIA (Gift Funds allowed, must provide gift letter). Net Tangible Benefit Worksheet - #13 handwritten, Sign & Date (Click Here). REQUIRED INITIAL DISCLOSURES - SIGNED & DATED BY BORROWER(S): All other non-HUD disclosures Borrower's Authorization Form Issuance of Loan Estimate (LE) / Intent to Proceed (NOI) (Click Here). Informed Consumer Choice Disclosure Important Notice to Home-buyer LHFS to LHFS Authorization for transfer of impound account MLDS Replacement Disclosure (CA only).

4 Notice to Homeowners Notice of Loan Transfer in Servicing Completed Refinance Calculation Worksheet (Click Here). All State Specific Disclosures LOSS PAYEE / MORTGAGEE CLAUSE ON PROPERTY INSURANCE (HAZARD / FLOOD): Land Home Financial Services, Inc., ISAOA. Box 961292. Fort Worth, TX 76161-0292. Equal Housing Opportunity lender . Please note that all information is provided for informational purposes only, for the exclusive use of licensed mortgage professionals, and not for distribution to the public. This information does not represent an offer or commitment to enter a loan agreement by Land Home Financial Services, Inc.

5 (LHFS). Not all programs are available in all areas and rates and costs stated do not apply to all loans made. LHFS's underwriting guidelines and program restrictions apply. Terms and programs listed are subject to change without notice. LHFS only conducts business in approved states. LHFS is an Equal Housing Opportunity lender . For complete licensing information go to Corp NMLS #1796. NON-CREDIT QUALIFYING FHA STREAMLINE SUBMISSION checklist 8/22/ 2017 PAGE 1.