Praise for Raymond Poteet - Lifestyle Banking

1 Praise for Raymond Poteet When I was first approached by Dr. Dick Dijkman about the IBC process, I told him my negative experience with whole life insurance right out of dental school. It was an experience that I. would never want to repeat again in my life . All I could think of was that whole life insurance was money down the hole . But, I. kept an open mind and thought, why not read the book, Becoming your own banker . What did I have to lose? After reading the book several times, I was confused but became fascinated with the potential of this system of infinite Banking .

2 I contemplated, could this be true or is it some type of scam. I was still skeptical because I am single and have no children. So why did I need so much life insurance. Who will I pass this on to? I was even more frightened that I would have to overfund this policy with so much money. Then I met Ray Poteet during a seminar, and everything started to make sense. With Mr. Poteet 's coaching and explaining the power of the infinite Banking concept, I felt invigorated to now have a future of financing everything for myself and my business.

3 But I wasn't satisfied until I did more of my own research and understanding of the process. Then I took a leap of faith and was on to my first dividend paying whole life policy. I was amazed how easy it was to take a loan from my cash value in 30 days to loan my business. Since then, I have paid off over $500,000 to 3rd party lenders through the IBC process and recaptured the interest back to me. I currently have 2 life insurance policies and starting on my 3rd. I. really appreciate the one on one help offered by Ray Poteet and his team and having an awesome study club meeting for mentoring.

4 I now have been Banking for the last 5+ years and can honestly say that this system of financing and building wealth works! But you have to invest into the time it takes to learn and understand the process. It's no different than learning to ride a bicycle for the first time.. Randy L. Mow, DDS. We have been working with Ray Poteet and Dr. Dick Dijkman for several years. It was Dr. Dijkman who first introduced us to the Infinite Banking Concept. It is working well for us. It gives us hope and certainty in an ever-changing world.

5 We are excited about the opportunities that now present themselves for a multigenerational family organization that can serve the financial needs of ourselves, our children and grandchildren. We have found both these gentlemen to be extremely helpful and patient in helping get us started on our journey towards becoming infinite bankers. They are men of integrity who clearly see that their financial well-being is tied inextricably to your success. They make themselves extremely available if you have concerns or questions.

6 Our son even called Ray regarding some beginners'. questions he had and was astounded to learn that Ray was on vacation in Hawaii, yet, his call was returned within minutes of its placement!! It is hard to find such a willingness to help and serve in our modern world. We HIGHLY recommend the IBC plan and implore you to listen to what they have to say. It will change your life .. Eric Heap, & Patricia Taylor Private Family Financing is the most important financial information I have ever learned. PFF is the information I have been searching for all my life .

7 It is the TRUTH. It is a rock solid strategy that allows me to sleep at night knowing I no longer have to concern myself with the stock market or economy. I no longer have to take unnecessary risks with my money where I am not in control. I am able to keep the promises I made to my family and I. know in my heart that my wife and child will have a better quality of life . Ray Poteet is the smartest business man I know. I don't do anything in business without seeking Ray's advice first. Ray is my mentor and friend and tremendous example of the kind of man I.

8 Strive to a man who will leave a legacy. Dr. David Pietsch When I first met Ray 8 years ago I practiced the buy with cash whenever possible and buy term life insurance and invest the difference approach to my family finances. I was in my late 50's and thought I had done well for my family. Ray totally changed this belief for me and has helped me change my ways, my family's ways, and countless other families' ways. I initially started my Private Family Financing (PFF) system to take over my home mortgage since I didn't have any other debts.

9 The original plan was for this to take about 4 to 5 years on my recently refinanced 15 year mortgage. However once I understood what was going on and how I could move resources that I had just sitting, I added to my PFF system and was able to take over my mortgage completely within the first 18 months and keep those dollars that were going outside the family to stay and grow within the family. Another key change in my finances was being able to move my Tax Sheltered Annuity money that was in the market at a time when the market was falling significantly.

10 Immediately I recovered all the loss of value just with the initial death benefit to the family and I got to use that money at the same time. This fact was a huge relief to me. That value has continued to grow without the concern of market fluctuations or taxes. Following my retirement from teaching high school math, Ray gave me the opportunity to use my skills training agents and families to put the Private Family Financing concept to work in their practice and family. This has proved to be a huge blessing to me and those I have helped.