Prestige Banking - Standard Bank

1 Prestige Banking 2019 PRICING GUIDE. BANK BORROW SAVE EARN INSURE. OWNING MY WORLD OR SEEING THE WORLD? Why not both? Prestige Banking is a comprehensive offering that accompanies you through every stage of your life, with a dedicated Prestige team available to provide you with personalised service 24/7, to help move you further towards your Next. Prestige Banking allows you greater flexibility to engage with the bank, for your day-to-day Banking needs, at any time of the day through a variety of channels: WHAT ARE MY PRICING OPTIONS?

2 There are 3 pricing options available for Prestige Banking to help you choose the best option for you: Fixed monthly service fee (Bundle option). 1 Pay a fixed monthly service fee for a bundle of transactions and services. Should the number of transactions included in the bundle per month be exceeded, the additional transactions will be priced according to the Pay As You Transact (PAYT) option. PAYT. 2. Pay for each transaction. Rebate 3 Keep a specified minimum daily balance in your account for a full calendar month, and we will refund you a portion of the service fees incurred.

3 MONTHLY FEE: R205,00. UNLIMITED FREE. Electronic transactions Emailed monthly which include: Debit statements. Orders, Electronic Up to Account Payments, R10 ** Cash withdrawals at Electronic Inter- Standard Bank ATM participating retailers. Account Payments and cash withdrawals Purchases. Access to Internet, Telephone, Cellphone SMS notifications with 3 Standard Bank ATM. Banking and our Mobile cash deposits. the MyUpdates service Banking App for tablets to keep track of every and smartphones. transaction on your Secondary accounts R170,00.

4 Account*#. for existing customers. *Free for 1 cellphone number or email address thereafter for additional cellphone numbers/email addresses. #SMS Notification for transaction below R100,00 will be charged R2,60 monthly. **All Standard Bank ATM withdrawals adding up to R10 000,00 will form part of the monthly fee. All ATM withdrawals after the initial R10 000,00 is used will be charged PAYT fees. ADDITIONAL BENEFITS OF A Prestige Banking ACCOUNT. Email unit, which is available to you 24/7. Prestige line, which is available to you 24/7.

5 The ability to communicate with your team of An in-branch Prestige Banker, with whom you bankers via Instant Messaging. can make an appointment. A secondary credit and debit card (sharing Annual credit card fee is included in the the first card's limit) can be requested at monthly bundle fee not PAYT. no extra cost. Caf Blue and Connection Hub at OR Tambo Free travel insurance. International Airport once a month. Safe custody of your Free travel wallet. Standard Bank Will. Free forex delivery is only available in Gauteng, Western Cape and KZN.

6 PAY AS YOU TRANSACT PRICING. These fees are charged for transactions that are not included and covered by the bundle fee or when the maximum number of transaction included in the bundle fee has been exceeded. Monthly fees Payments ATM Online Branch Minimum monthly service 110,00. Debit orders - Internal R4,50 . fee*. Monthly cheque card fee R14,50. Debit orders - External R18,00 . Internet, Cellphone, FREE. Stop orders* - Internal R4,50 . Mobile app subscription Stop orders* - External R6,00 . * Includes ATM withdrawals, electronic interaccount transafers, electronic account payments, cheque card purchases and debit orders.

7 If the combined value of the Stop order- establish, transaction fees exceed the minimum service at the end of the month; the higher Free Free R18,50. amend, cancel amount will be charged. Inter-account transfer R4,00 R4,00 R60,00. Deposits (Cash-out) ATM Online Branch Cheque Deposits R45,00 R45,00 Account payment R6,00 R6,00 R60,00. R8,50 + R 1,85 Instant Money - Below R1,85 per R1000. R10,50 R10,50 . per R100,00 or Cash Deposit R100,00 or part thereof (min part thereof Instant Money - Above R43,00) R1000. R12,50 R12,50 . Cash withdrawals ATM Online Branch Immediate payment R50,00.

8 R1,85 per R 45,00 + R1,85. Cash withdrawals R100,00 or per R100,00 or Cheque Service fee R110,00. part thereof part thereof Bank cheque R125,00. R110,00 +. R45,00+R 1,85 Automatic cheque clear- Cheque encashment ance fee R125,00. per R100,00 or part thereof Electronic interbank R205,00; ;. transfers -through ACB. R910,00. R9,00 +. Other banks ATM Cash R 1,85 per Electronic interbank R290,00; ;. withdrawals R100,00 or . transfers through SWIFT R1 450,00. part thereof *Alternative to Stop orders - Set up daily, weekly or monthly scheduled R45,00 + payments on Internet Banking or the App for Free R1,85 per R100,00 or International Cash with- drawals part thereof +.

9 International transaction fee PAY AS YOU TRANSACT PRICING. Point of sale(POS) fees ATM Online Branch Payment confirmation ATM Online Branch Purchases Free SMS R1,25 R1,25 . Purchases with cash back R2,00 Email R1,10 R1,10 R10,00. Cash back only R2,00 Fax R10,00 R10,00 R10,00. Garage Card purchases R6,00 My Updates(Email notifi- cations)*#. Free Free . of *Free for 1 cellphone number or email address. R10,50 for additional cell- International purchases the Value phone numbers/email addresses applies*. #SMS Notification for transaction below R100,00 will be charged R2,60per month *International transaction fee of applies Information fees ATM Online Branch Prepaid Purchase ATM Online Branch Balance enquiry - No slip Free Free.

10 Prepaid airtime top-up R1,20 R1,20 . Balance enquiry - With slip R1,60 R8,00. Prepaid airtime top-up at R9,00 +. Other bank's ATM Balance enquiry - Other R1,20 R9,00 . bank's ATM. Prepaid electricity R1,50 R1,50 Provisional statements R7,00 R27,00. Lotto R2,30 R2,30 Posted statements R25,00. Overdraft fees Emailed statement R2,60 R2,60 . Monthly service fee-limits R69,00. over R500. Monthly service fee-no R69,00. limit*. Initiation fee R74,75 + of limit, max R1 207. *Charged when a customer has not limit, Transaction history: ATM Online Branch Standard Trust Limited 60 days R15,00 Free R60,00 Will drafting fee (complex Standard R2 000,00.)