Quick Reference Booklet Merchant Edition

1 Quick Reference Booklet Merchant Edition15 November 2018 QRContentsChapter 1: Card Acceptor Business Codes (MCCs)..10 Overview Card Acceptor Business Code (MCC) Acceptor Business Code (MCC) 19 Required Use of Category : Transaction Category Codes and Types of Acceptor Business (CAB) Programs and MCC Listing by Formatted File Acceptor Business Codes (MCCs) 0742 Veterinary 38 MCC 0763 Agricultural 0780 Horticultural and Landscaping 1520 General Contractors Residential and 1711 Air Conditioning, Heating, and Plumbing 1731 Electrical 40 MCC 1740 Insulation, Masonry, Plastering, Stonework, and Tile 41 MCC 1750 Carpentry 41 MCC 1761 Roofing and Siding, Sheet Metal Work 1771 Concrete Work 42 MCC 1799 Contractors, Special Trade not elsewhere 2741 Miscellaneous Publishing and 2791 Typesetting, Plate Making, and Related 44 MCC 2842 Sanitation, Polishing, and Specialty Cleaning 3000 through 3350 Airlines, Air 3351 through 3500 Car Rental 3501 through 3999 Lodging Hotels, Motels, 4011 Railroads 4111 Transportation Suburban and Local Commuter Passenger, 50 MCC 4112 Passenger 50 MCC 4119 Ambulance 51 MCC 4121 Limousines and 4131 Bus 4214 Motor Freight Carriers, Trucking Local/Long Distance, Moving andStorage Companies, Local 52 MCC 4215 Courier Services Air and Ground.

2 Freight 53 MCC 4225 Public Warehousing Farm Products, Refrigerated Goods, HouseholdGoods 54 Contents 1990 2018 Mastercard. Proprietary. All rights Reference Booklet Merchant Edition 15 November 20182 MCC 4411 Cruise 54 MCC 4457 Boat Leases and Boat 4468 Marinas, Marine 55 MCC 4511 Air Carriers, Airlines Not Elsewhere 56 MCC 4582 Airports, Airport Terminals, Flying 56 MCC 4722 Travel Agencies and Tour 4784 Bridge and Road Fees, 57 MCC 4789 Transportation Services not elsewhere 4812 Telecommunication Equipment Including Telephone 58 MCC 4813 Key-entry Telecom Merchant providing single local and long-distancephone calls using a central access number in a non-face-to-face environment usingkey 59 MCC 4814 Telecommunication Services including but not limited to prepaidphone services and recurring phone 4816 Computer Network/Information 4821 Telegraph 4829 Money 4899 Cable, Satellite, and Other Pay Television and Radio 62 MCC 4900 Utilities Electric, Gas, Heating Oil, Sanitary.

3 5013 Motor Vehicle Supplies and New 63 MCC 5021 Office and Commercial 5039 Construction Materials not elsewhere 5044 Office, Photographic, Photocopy, and Microfilm 65 MCC 5045 Computers, Computer Peripheral Equipment, 5046 Commercial Equipment not elsewhere 5047 Dental/Laboratory/Medical/Ophthalmic Hospital Equipment 5051 Metal Service Centers and 5065 Electrical Parts and 68 MCC 5072 Hardware Equipment and 5074 Plumbing and Heating 5085 Industrial Supplies not elsewhere 70 MCC 5094 Precious Stones and Metals, Watches and 5099 Durable Goods not elsewhere 5111 Stationery, Office Supplies, Printing and Writing 72 MCC 5122 Drugs, Drug Proprietors, and Druggists 72 MCC 5131 Piece Goods, Notions, and Other Dry 73 MCC 5137 Men s, Women s, and Children s Uniforms and Commercial 73 MCC 5139 Commercial 5169 Chemicals and Allied Products not elsewhere 5172 Petroleum and Petroleum 5192 Books, Periodicals, and 5193 Florists Supplies, Nursery Stock, and 76 Contents 1990 2018 Mastercard.

4 Proprietary. All rights Reference Booklet Merchant Edition 15 November 20183 MCC 5198 Paints, Varnishes, and 5199 Nondurable Goods not elsewhere 5200 Home Supply Warehouse 5211 Building Materials, Lumber 79 MCC 5231 Glass, Paint, Wallpaper 80 MCC 5251 Hardware 80 MCC 5261 Lawn and Garden Supply 5271 Mobile Home 5300 Wholesale 82 MCC 5309 Duty Free 5310 Discount 5311 Department 5331 Variety 5399 Miscellaneous General Merchandise 85 MCC 5411 Grocery Stores, 85 MCC 5422 Freezer, Locker Meat 5441 Candy, Nut, Confectionery 5451 Dairy Products 87 MCC 5462 5499 Miscellaneous Food Stores Convenience Stores, Markets, 5511 Automobile and Truck Dealers Sales, Service, Repairs, Parts, 5521 Automobile and Truck Dealers (Used Only) 5531 Auto Store, Home Supply 90 MCC 5532 Automotive Tire 5533 Automotive Parts, Accessories 5541 Service Stations (with or without Ancillary Services)..92 MCC 5542 Fuel Dispenser, 5551 Boat 93 MCC 5561 Camper Dealers, Recreational and Utility 93 MCC 5571 Motorcycle Shops and 5592 Motor Home 5598 Snowmobile 95 MCC 5599 Miscellaneous Automotive, Aircraft, and Farm Equipment Dealers not elsewhere 5611 Men s and Boys Clothing and Accessories 5621 Women s Ready to Wear 5631 Women s Accessory and Specialty 5641 Children s and Infants Wear 5651 Family Clothing 5655 Sports Apparel, Riding Apparel 98 MCC 5661 Shoe 1990 2018 Mastercard.

5 Proprietary. All rights Reference Booklet Merchant Edition 15 November 20184 MCC 5681 Furriers and Fur 5691 Men s and Women s Clothing 5697 Alterations, Mending, Seamstresses, 5698 Wig and Toupee 101 MCC 5699 Accessory and Apparel Stores 5712 Equipment, Furniture, and Home Furnishings Stores (exceptAppliances)..102 MCC 5713 Floor Covering 5714 Drapery, Upholstery, and Window Coverings 5718 Fireplace, Fireplace Screens and Accessories 5719 Miscellaneous House Furnishing Specialty 5722 Household Appliance Stores ..105 MCC 5732 Electronic 105 MCC 5733 Music Stores Musical Instruments, Pianos, Sheet 5734 Computer Software 5735 Record 5811 5812 Eating Places, 5813 Bars, Cocktail Lounges, Discotheques, Nightclubs, and Taverns Drinking Places (Alcoholic Beverages)..109 MCC 5814 Fast Food 110 MCC 5815 Digital Goods Audiovisual Media Including Books, Movies, 5816 Digital Goods 5817 Digital Goods Software Applications (Excluding Games)..111 MCC 5818 Digital Goods 5912 Drug Stores, 5921 Package Stores, Beer, Wine, and 5931 Second Hand Stores, Used Merchandise 114 MCC 5932 Antique Shops Sales, Repairs, and Restoration 5933 Pawn 5935 Salvage and Wrecking 5937 Antique Reproduction 5940 Bicycle Shops Sales and 5941 Sporting Goods 117 MCC 5942 Book 118 MCC 5943 Office, School Supply, and Stationery 5944 Clock, Jewelry, Watch, and Silverware 5945 Game, Toy, and Hobby 5946 Camera and Photographic Supply 5947 Card, Gift, Novelty, and Souvenir 121 MCC 5948 Leather Goods and Luggage 5949 Fabric, Needlework, Piece Goods, and Sewing 1990 2018 Mastercard.

6 Proprietary. All rights Reference Booklet Merchant Edition 15 November 20185 MCC 5950 Crystal and Glassware 5960 Direct Marketing Insurance 5962 Direct Marketing Travel-Related Arrangement 5963 Door-to-Door 125 MCC 5964 Direct Marketing Catalog 5965 Direct Marketing Combination Catalog and Retail 5966 Direct Marketing Outbound Telemarketing 5967 Direct Marketing Inbound Telemarketing 5968 Direct Marketing Continuity/Subscription 128 MCC 5969 Direct Marketing Other Direct Marketers not elsewhere 5970 Artist Supply Stores, Craft 5971 Art Dealers and 5972 Stamp and Coin Stores Philatelic and Numismatic 5973 Religious Goods 5975 Hearing Aids Sales, Service, Supply 5976 Orthopedic Goods Artificial Limb 5977 Cosmetic 5978 Typewriter Stores Rentals, Sales, 5983 Fuel Dealers Coal, Fuel Oil, Liquefied Petroleum, 134 MCC 5992 134 MCC 5993 Cigar Stores and 5994 News Dealers and 5995 Pet Shops Pet Food and 136 MCC 5996 Swimming Pools Sales and 5997 Electric Razor Stores Sales and 137 MCC 5998 Tent and Awning 138 MCC 5999 Miscellaneous and Specialty Retail 138 MCC 6010 Manual Cash Disbursements Customer Financial 6011 Automated Cash Disbursements Customer Financial 6012 Merchandise and Services Customer Financial 6050 Quasi Cash Customer Financial 141 MCC 6051 Quasi Cash 6211 Securities 6300 Insurance Sales, Underwriting, and 6513 Real Estate Agents and Managers 6532 Payment Transaction Customer Financial 6533 Payment Transaction 6536 MoneySend 6537 MoneySend 6538 MoneySend 6540 POI Funding Transactions (Excluding MoneySend).

7 146 MCC 7011 Lodging Hotels, Motels, Resorts not elsewhere 7012 1990 2018 Mastercard. Proprietary. All rights Reference Booklet Merchant Edition 15 November 20186 MCC 7032 Recreational and Sporting 7033 Campgrounds and Trailer 7210 Cleaning, Garment, and Laundry 149 MCC 7211 Laundry Services Family and 7216 Dry 150 MCC 7217 Carpet and Upholstery 151 MCC 7221 Photographic 7230 Barber and Beauty 152 MCC 7251 Hat Cleaning Shops, Shoe Repair Shops, Shoe Shine 7261 Funeral Service and 7273 Dating 153 MCC 7276 Tax Preparation 7277 Debt, Marriage, Personal Counseling 154 MCC 7278 Buying/Shopping Clubs, 7296 Clothing Rental Costumes, Uniforms, and Formal 7297 Massage 7298 Health and Beauty 156 MCC 7299 Other Services not elsewhere 7311 Advertising 158 MCC 7321 Consumer Credit Reporting 7333 Commercial Art, Graphics, 7338 Quick Copy, Reproduction, and Blueprinting 159 MCC 7339 Stenographic and Secretarial Support 7342 Exterminating and Disinfecting 7349 Cleaning and Maintenance, Janitorial 7361 Employment Agencies.

8 Temporary Help 7372 Computer Programming, Data Processing, and Integrated SystemsDesign 7375 Information Retrieval 7379 Computer Maintenance, Repair, and Services not 7392 Consulting, Management, and Public Relations 7393 Detective Agencies, Protective Agencies, Security Services includingArmored Cars, Guard 7394 Equipment Rental and Leasing Services, Furniture Rental, Tool 7395 Photo Developing, Photofinishing 7399 Business Services not elsewhere 7512 Automobile Rental Agency not elsewhere 7513 Truck 7519 Motor Home and Recreational Vehicle 7523 Automobile Parking Lots and 7531 Automotive Body Repair 168 MCC 7534 Tire Retreading and Repair 1990 2018 Mastercard. Proprietary. All rights Reference Booklet Merchant Edition 15 November 20187 MCC 7535 Automotive Paint 7538 Automotive Service 7542 Car 7549 Towing 7622 Electronic Repair 7623 Air Conditioning and Refrigeration Repair 7629 Appliance Repair Shops, Electrical and 173 MCC 7631 Clock, Jewelry, and Watch Repair 7641 Furniture Reupholstery and Repair, 7692 Welding 175 MCC 7699 Miscellaneous Repair Shops and Related 175 MCC 7800 Government Owned Lottery ( Region Only).

9 176 MCC 7801 Internet Gambling ( Region Only)..176 MCC 7802 Government Licensed Horse/Dog Racing ( Region Only)..177 MCC 7829 Motion Picture and Video Tape Production and 178 MCC 7832 Motion Picture 7841 Video Entertainment Rental 7911 Dance Halls, Schools, and 179 MCC 7922 Theatrical Producers (except Motion Pictures), Ticket 7929 Bands, Orchestras, and Miscellaneous Entertainers not 7932 Pool and Billiard 7933 Bowling 181 MCC 7941 Athletic Fields, Commercial Sports, Professional Sports Clubs, 7991 Tourist Attractions and 183 MCC 7992 Golf Courses, 7993 Video Amusement Game 184 MCC 7994 Video Game 7995 Gambling 7996 Amusement Parks, Carnivals, Circuses, Fortune 7997 Clubs Country Clubs, Membership (Athletic, Recreation, Sports),Private Golf 187 MCC 7998 Aquariums, Dolphinariums, Zoos, and 188 MCC 7999 Recreation Services not elsewhere 8011 Doctors not elsewhere 8021 Dentists, 190 MCC 8031 Osteopathic 8041 8042 Optometrists, 8043 Opticians, Optical Goods, and 8049 Chiropodists, 8050 Nursing and Personal Care 1990 2018 Mastercard.

10 Proprietary. All rights Reference Booklet Merchant Edition 15 November 20188 MCC 8062 8071 Dental and Medical 8099 Health Practitioners, Medical Services not elsewhere 8111 Attorneys, Legal 8211 Schools, Elementary and 196 MCC 8220 Colleges, Universities, Professional Schools, and Junior 8241 Schools, 8244 Schools, Business and 8249 Schools, Trade and 8299 Schools and Educational Services not elsewhere 8351 Child Care 8398 Organizations, Charitable and Social 200 MCC 8641 Associations Civic, Social, and 8651 Organizations, 8661 Organizations, 8675 Automobile 8699 Organizations, Membership not elsewhere 8734 Testing Laboratories (Non Medical)..203 MCC 8911 Architectural, Engineering, and Surveying 203 MCC 8931 Accounting, Auditing, and Bookkeeping 8999 Professional Services not elsewhere 9211 Court Costs including Alimony and Child 9222 9223 Bail and Bond 9311 Tax 206 MCC 9399 Government Services not elsewhere 9402 Postal Services Government 9405 Intra-Government Purchases Government 208 MCC 9406 Government-owned Lottery (Specific Countries).