1 implementation Timeline Redesigned Uniform Residential Loan Application (URLA)/Form 1003. and Desktop Underwriter Specification MISMO (DU Spec). Optional Use Period Pipeline Transition Period X. Jan. 1, 2019 . TBD* Feb. 1, 2020 Feb. 1, 2021. Directly integrated Industry has the Lenders must use Redesigned Form DU Spec transition lenders and TSPs may option to begin using 1003 and DU Spec for all new loan period end date: old 1003. begin testing DU Spec Redesigned Form 1003 applications received on or after forms and legacy formats transactions with DU/ and DU Spec** 2/1/2020 (1003 flat file and MISMO. DU for Government ) no longer accepted DU/DUG/EarlyCheck New applications submitted to DU/DUG/. (DUG) in the integration production environment EarlyCheck must use DU Spec DU/DUG/EarlyCheck accepts environment via XML. accepts DU Spec, 1003 only transactions based on Integrated Services (XIS) Pipeline loans (applications received flat file, and MISMO DU Spec before 2/1/2020) must use the same DU accepts DU Spec file transactions formats as initially submitted Feb.
2 1, 2019. Directly integrated lenders and TSPs may begin testing DU Spec transactions with EarlyCheck in the integration environment *At the direction of the Federal Housing Finance Agency (FHFA), the optional use via XML Integrated period for the Redesigned URLA form and corresponding datasets will not begin Services (XIS) on July 1, 2019 as previously scheduled. The effective date of the form will be EarlyCheck accepts DU revised and an updated version will be provided at a later date. Spec **See FAQs regarding optional use period. Redesigned Form 1003 and DU Spec | June 2019.