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Risk Management of Policyholder Behavior in …
Risk Management of Policyholder Behavior in Equity-Linked Life Insurance Anne MacKay, Maciej Augustyniaky, Carole Bernardzand Mary R. Hardyx{ August 11, 2014 Anne MacKay is a Ph.D. candidate at the department of …
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Risk Management of Policyholder Behavior in …
uwaterloo.caRisk Management of Policyholder Behavior in Equity-Linked Life Insurance Anne MacKay∗, Maciej Augustyniak†, Carole Bernard‡ and Mary R. Hardy§ ¶ April 9, 2015 Abstract The financial guarantees embedded in variable annuity (VA) contracts expose in-
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