Roadbook - Farmers®

1 RoadbookRoadbookEvery time you get behind the wheel, you have thousands of choices ahead of can make them for you. As a driver, you re on your own. The WRECKEDV ideo and Roadbook are going to help you see what it means to make good andbad decisions on the road. What you take away from this experience is up to ll see some facts, read some stories, and meet a few young people who havealready learned about driving the hard way. You ll be asked to think about how youfeel, and question what you may know. In the end,you ll be better prepared to decide what kind of driveryou want to is sponsored by Farmers Insurance as part of its (You re Essential to Safety) s a proven fact that safe drivers cost less to insure. Farmers knows that smart drivers are less likely to make mistakes. Educating young adults about the realitiesof the road is an important way to manage the cost of insurance for Farmers and for to use this RoadbookReview all the sections and completethe Route A questions.

2 Do not open the panelsuntil you have completedall the Route A questionsand watched the watching the video,return to the beginning of the Roadbook . Open the panels and read the pages for each section. Complete the Route B your Route A and B answers before moving to thenext section. This iswhere you ll discoverhow you really feelabout particular SEAT BELTSSEAT BELTSYou re giving a friend aride to work. He choosesnot to wear his seat s your response?Every 15 minutesa young-adult driver is killed in a crash. Often, it is the front seatpassenger who is killed by being thrown around inside the vehicle. Seat belts andair bags can minimize injuries or prevent them Harrington knows what it s like to be thrown through the window of a car. She alsoknows the pain of losing a friend, forever.

3 It was a typical Friday Rachel was at a girlfriend s house watching a movie with herfriends Josh and Jerrell. Her curfew was fastapproaching, so when themovie ended, Josh said he dgive her a ride home. Rachel only lived a couple ofminutes away. Jerrell neededa ride too, so he came asked Rachel if Jerrellcould be dropped off first,even though she lived said OK, but remindedhim that she d get in trouble ifshe missed her curfew. The trio jumped into the compact car, with Rachel inthe back seat, and they spedoff. The road was dark andfilled with curves and was traveling fast,about 20 mph over the speedlimit, mindful of gettingRachel home on time. Suddenly, something wentterribly wrong, and neitherRachel nor Jerrell werewearing a seat never dreamed shewould experience a seriouscrash or get thrown from acar.

4 She never looked into herfuture and imagined being in a coma for weeks, havingbrain surgery, living with nomemory, and spending monthslearning to walk again. Rachel s plan was to go tocollege, and continue takingdance classes. Instead, shefound herself tumbling aroundthe car that night as it flippedand rolled over again andagain. Rachel was thrownthrough the rear window,landed on her head, andnearly wasn t part of Rachel sFriday night plans. Neitherwas the death of her friend,Jerrell. He was only consciousfor a few moments when theparamedics arrived. His lastwords spoken were of hisconcern for Rachel s safety. Make sure she s OK, he said. Today, Rachel continues toexperience the aftereffects of a traumatic brain will be on special med-ication for the rest of her has lost hearing in oneear.

5 She has no sense ofsmell. A college education is no longer in her futurebecause of the learning disabilities caused from herbrain injury. If only I d wornmy seat belt, she says, andimagines her future a little differently sFridayNightLife on theREAL ROAD STORYR achel, with her dad, on her wayhome from the for her seniorprom, Rachel s futureseems happy and a front-end, head-on crashat 40 mph with another vehicle, it takes .05 secondsfor the front bumper to crum-ble backward to the engine. In that same amount of time,an unbelted passenger isplunged forward toward thewindshield, also at 40 victim, suffers brokenribs and limbs from smashinginto the dashboard. Plunge headfirst blood,scars, scrapeon becomeone giantscab if youlive, that out vehicle a doorwithout usingthe handleand you ll get the die apainful glass is instantly shattered by the impact ofthe crash.

6 Dicing mayoccur facial lacerations in the shape of small squarescaused by the even shatter-ing of the glass. If ejected,the victim skids and tumblesover rough pavement andeventually lands far from thecar. And if the victim is lucky,he or she will live to makethe choice of wearing theirseat belt on another trip. Care to buckle up?Care to buckle up?Another car crashesinto you while you redriving your friend to work. He s not wearing his seat beltand is injured. Do youfeel responsible? Why or why not?No Seat Belt Crash ActivityObscure Road FactRecent statistics state that of all the crashes that caused afatality, only 1% of the beltedpassengers died because theywere ejected from the that number to the20% who weren t wearingtheir seat belts and werethrown from the car. Do themath. Figure it out!

7 (Source: National Safety Council)Answer:Answer:Compare your answers to Route A and Route B. How has your thinking changed?sDo not open panel until you have completed ALL the Route A Roadbook questions and have seen the videoWRECKED. Life and Death on the it really an accident ?Can you predict what might happen if a driver deliberately speeds through a red light at a busy intersection? Probably. Most motor vehicle collisions and injuries are predictable and preventable. So calling a crash an accident really doesn t make sense, does it?COLLISIONS AND INJURIESROADPLAN COLLISIONS AND INJURIESYou speed. You crash. You re injured. Now youmust learn to walkagain. Is it easier orharder to learn this timearound? What do youthink it s like? Life on theREAL ROAD STORYAnne swrecked vehicleAnne s recoveryYour fellow driversIf you think you re on the road with a bunch of safety-minded drivers, think again.

8 Here s what those folks behind the wheel have admitted to doing during a typical month of driving:Run light turning red .. 52%Speed on interstate by 10 mph .. 40%Exceed traffic pace by 10 mph .. 38%Roll through stop sign .. 38%Speed on two-lane road by 10 mph .. 33%Speed in residential area by 10 mph .. 23%Weave in traffic .. 16%Speed on interstate by 20 mph .. 14%Speed on two-lane road by 20 mph .. 13%Make angry gestures .. 12%You speed. You re injured and finally recover. It s timeto drive again. Whatare your thoughts? Stop the car Check to see if anyone is injured Call 911 and report the crash and any injuries Turn on flashers and set out flares Write down names, addresses and phone numbers of those involved in the incident, including any witnesses. Be sure to record license plates and insurance information It is important that you keep your cool.

9 Don t place blame or admit fault Be as helpful as you can when the police arrive. The officer will tell you how to obtain a copy of the accident report Contact your insurance agent as soon as possible How you get wrecked in a wreck(Source: NHTSA)A vehicle crashes into what?You hit something hard inside your vehiclebreaks throughand hits you. A fire is ignitedand burns are forcefullyejected from yourvehicle. How you getwrecked in a wreckAnswer:Answer:Review your answers to Route A and Route B. How will they influence you as a new driver?sDo not open panel until you have completed ALL the Route A Roadbook questions and have seen the videoWRECKED. Life and Death on the you love to speedand are looking to crash, think about driving faster at speed-related fatal crashes occur between 6 and 6 (Source: NHTSA)SPEEDING,TAILGATING AND AGGRESSIVE DRIVINGROADPLAN SPEEDING,TAILGATING AND AGGRESSIVE DRIVINGWhat do you think aresome common reasonsthat new drivers mighthave for speeding?

10 Name thousand one ..one thousand twoHere s a general driving rule:Look at the vehicle ahead andmark where it is at on the should be able to count twoseconds before your vehiclearrives at the same place that is, if you want to put a safedistance between you and theother knows that if you look away from the road for two seconds, things can change drastically. Here s what you can do in two seconds: Change the radio station Pick up your cell phone and get ready to dial Dial your cell phone (actually, that takes a little longer) Turn around to look at a back-seat passenger Check your hair or makeup in the rearview mirrorStopping DistancesGo this fast. Stop before this distance or hit what sin front of you.(Source: NHTSA)What Is Tailgating?What Is Tailgating?What are some common reasons newdrivers might have notto speed?