1 Schedule of Benefits & Plan Design MEC HP3. The following table represents the type of medical services currently covered under the MEC HP3 Plan as well as the permitted interval and any requirements of such medical services. Note that some requirements may be defined by the benefit itself, such as cholesterol abnormalities screening: men 35 and older. Only men aged 35 or older may access such Benefits by fiat of the benefit itself. What You Will Pay Out-of-Network Medical Service Network Provider Limitations & Exceptions Provider (You (You will pay the will pay the least).)
2 Most). Doctor's O ce $25 Member Copay Not Covered Limit of 3 doctor visits per plan year. Visit You may have to pay for services that aren't preventive. Ask your provider if Preventive and the services you need are preventive. 100% by Plan1 Not Covered Wellness Services Then check what your plan will pay for. See Schedule of Wellness and Preventive Services below. 1. No cost to member. Supplemental Hospital Benefit The following table represents the supplemental hospital benefit covered under the MEC HP3. Supplemental Plan as well as the permitted interval and any requirements of such medical services.
3 Plan Benefit Network Provider Out-of-Network Medical Service Limitations & Exceptions (You will pay the Provider (You will least) will pay the most). Hospitaliza on Limit to $1,000 per day; maximum of (Room and Board) 5 days per calendar year. Neonatal including MHSA $5,000 Supplemental Hospital Benefit intensive care (NICU) not covered. (Mental Health and Pre-existing conditions within past Substance Abuse) twelve months excluded. MEC HP3 is NOT a Major Medical Plan. This is an ancillary/supplementary, limited benefit plan offered by American Healthcare Benefits , 5015 Addison Circle, Box 338 Addison, Texas 75001.
4 Not available in New Hampshire or Maine. For a full list of covered Benefits and restrictions, further documentation will be made available to you in a Summary Plan Description. Preventive Health Services: Limitations, Intervals, and Requirements The following table represents the type of medical services currently covered under the MEC. HP3 Plan as well as the permitted interval and any requirements of such medical services. If a medical service does not have a specific interval under law or regulation, the interval for that medical service is once per year.
5 Preventive Health Services Benefit Interval Description Abdominal aortic aneurysm By ultrasonography in men ages 65-75 years who 1 per lifetime screening have ever smoked Screenings for adults age 18 years or older for Alcohol misuse: alcohol misuse and provide persons engaged in 1. screening and counseling risky or hazardous drinking with brief behavioral counseling interventions to reduce alcohol misuse Initiating low-dose aspirin use for the primary prevention of cardiovascular disease and colorectal cancer in adults aged 50 to 59 years who have a 10% or greater 10-year cardiovascular risk, are not at increased risk for Aspirin: preventive bleeding, have a life expectancy of at least 10.
6 As prescribed years, and are willing to take low-dose aspirin medication daily for at least 10 years Use of low-dose aspirin (81 mg/d) after 12 weeks of gestation in pregnant women who are at high risk for preeclampsia Screening for asymptomatic bacteriuria with urine culture in pregnant women at 12 to 16. Bacteriuria screening 1. weeks' gestation or at the first prenatal visit, if later. Screening for high blood pressure in adults aged Blood pressure screening 1. 18 or older Screening to women who have family members with breast, ovarian, tubal, or peritoneal cancer with one of several screening tools designed to identify a family history that may be associated BRCA risk assessment with an increased risk for potentially harmful and genetic 1 mutations in breast cancer susceptibility genes (BRCA1 or BRCA2).
7 Women with positive counseling/testing screening results should receive genetic counseling and, if indicated after counseling, BRCA testing. MEC HP3 is NOT a Major Medical Plan. This is an ancillary/supplementary, limited benefit plan offered by American Healthcare Benefits , 5015 Addison Circle, Box 338 Addison, Texas 75001. Not available in New Hampshire or Maine. For a full list of covered Benefits and restrictions, further documentation will be made available to you in a Summary Plan Description. Risk-reducing medications, such as tamoxifen or Breast cancer preventive raloxifene for women who are at increased risk 1.
8 Medications for breast cancer and at low risk for adverse medication effects. Screening mammography for women aged 50 to 1 time every Breast cancer screening 74 years. Coverage limited to 2D mammograms 2 years only. Interventions during pregnancy and after birth to Breastfeeding interventions 2. support breastfeeding Cervical cancer screening: 1 time every Women age 21 to 65 years with cytology (Pap smear) 3 years Cervical cancer screening: with combination of cytology 1 time every Women age 30 to 65 years who want to lengthen and human papillomavirus 5 years the screening interval (HPV) testing Sexually active women age 24 and younger and Chlamydia screening 1.
9 In older women who are at increased risk infection 1 time every Starting in adults at age 50 years and continuing Colorectal cancer screening 5 years until age 75 years Food and Drug Administration (FDA) approved Contraceptive methods and contraceptive methods, sterilization procedures, and As prescribed patient education and counseling for all women with counseling reproductive capacity, not including abortifacient drugs Application of fluoride varnish to the primary teeth Dental caries prevention: of all infants and children starting at the age of infants and children up to primary tooth eruption and prescription of oral 1.
10 Fluoride supplementation starting at age 6. age 5 years months for children whose water supply is fluoride deficient Screening for major depressive disorder (MDD) in adolescents aged 12 to 18 years. Screening should be implemented with adequate systems in place to ensure accurate diagnosis, effective treatment, and appropriate follow-up. Depression screening 1. Screening for depression in the general adult population, including pregnant and postpartum women. Screening should be implemented with adequate systems in place to ensure accurate diagnosis, effective treatment, and appropriate follow-up.