1 SCOTTISH WIDOWS INVESTMENT SOLUTIONS AND clerical medical LIFE FUNDSINVESTOR S GUIDES cottish WIDOWS INVESTMENT SOLUTIONS and clerical medical Life Funds1 PAGE 2 INTRODUCTIONPAGE 3 SCOTTISH WIDOWS INVESTMENT SOLUTIONS (SWIS) LIFE FUNDS MANAGED BY ABERDEEN ASSET MANAGEMENTPAGE 5 SWIS LIFE FUNDS MANAGED BY OTHER fund MANAGERS, AND clerical medical CM LIFE FUNDS PAGE 11 LIFE FUNDS INFORMATIONS cottish WIDOWS INVESTMENT SOLUTIONS and clerical medical Life Funds2 INTRODUCTIONSCOTTISH WIDOWS OFFERS A RANGE OF LIFE FUNDS FROM READY-MADE INVESTMENT PORTFOLIOS TO SPECIALIST FUNDS TO MATCH DIFFERENT INVESTMENT NEEDS. TO MAKE IT EASIER TO FIND THE RIGHT fund FOR YOU, OUR RANGE IS GROUPED INTO THE FOLLOWING CATEGORIES:1.
2 SCOTTISH WIDOWS INVESTMENT SOLUTIONS (SWIS) LIFE FUNDSSWIS life funds offer a variety of INVESTMENT styles and asset classes to choose from. These funds are run by managers who are well-established in their SWIS Funds are provided by SCOTTISH WIDOWS Limited. Prior to December 2010 the SWIS funds were known as the clerical medical INVESTMENT SOLUTIONS (CMIS) clerical medical CM LIFE FUNDSC overing a wide range of asset classes, geographical locations, sectors and management styles, these funds provide building blocks to help you create bespoke INVESTMENT of these funds are available through the INVESTMENT WIDOWS INVESTMENT SOLUTIONS and clerical medical Life Funds3 SCOTTISH WIDOWS INVESTMENT SOLUTIONS (SWIS) LIFE FUNDS MANAGED BY ABERDEEN ASSET MANAGEMENTT hese SWIS life funds are all managed by a subsidiary of Aberdeen Asset Management plc ( Aberdeen ).
3 Please note: the SWIS Funds are provided by SCOTTISH WIDOWS Limited. Prior to December 2010 the SWIS funds were known as the clerical medical INVESTMENT SOLUTIONS (CMIS) MANAGERA berdeen is one of the world s largest independent asset managers by assets under management. Based in 26 countries, Aberdeen manages assets for both institutional and retail clients with 39 offices around the world. As at 31st December 2016, Aberdeen managed assets of over the majority of funds, SCOTTISH WIDOWS is responsible for defining the fund objectives and determining how the funds should be run. In some cases, Aberdeen defines the fund objectives and determines how the funds should be.
4 Aberdeen, April WIDOWS INVESTMENT SOLUTIONS and clerical medical Life Funds4 Funds available ABI classification sectorSWIS Adventurous fund Flexible InvestmentSWIS Balanced fund Mixed INVESTMENT 40% 85% Shares SWIS Balanced fund of Funds Mixed INVESTMENT 40% 85% Shares SWIS Cash fund Money MarketSWIS Cautious fund Mixed INVESTMENT 20% 60% SharesSWIS Corporate Bond fund Sterling Corporate BondSWIS Distribution fund Distribution FundsSWIS Ethical fund Global EquitiesSWIS European fund Europe excluding UK EquitiesSWIS Far Eastern fund Asia Pacific excluding Japan EquitiesSWIS Gilt & Fixed Interest fund Sterling Fixed Interest SWIS International Fixed Income fund Global
5 Fixed Interest SWIS International Growth fund Global EquitiesSWIS Japanese fund Japan EquitiesSWIS Managed Income fund Mixed INVESTMENT 0% 35% Shares SWIS Non-Equity fund Mixed INVESTMENT 0% 35% Shares SWIS North American fund North America EquitiesSWIS Smaller Companies fund UK Smaller CompaniesSWIS Special Situations fund UK All Companies SWIS UK Equity fund of Funds UK All Companies SWIS UK Equity Income fund UK Equity Income SWIS UK Gilt fund UK GiltsSWIS UK Growth fund UK All Companies SWIS UK Index-Linked Gilt fund UK Index-Linked Gilts SWIS UK Property fund UK Direct Property CM UK Smaller Companies fund * UK Smaller Companies*formerly known as the CM UBS UK Smaller Companies FundScottish WIDOWS INVESTMENT SOLUTIONS and clerical medical Life Funds5 SWIS LIFE FUNDS MANAGED BY OTHER fund MANAGERS, AND clerical medical CM LIFE FUNDS Please note: the SWIS Funds are provided by SCOTTISH WIDOWS Limited.
6 Prior to December 2010 the SWIS funds were known as the clerical medical INVESTMENT SOLUTIONS (CMIS) MANAGERF idelity International was founded in 1969. Since then, it has remained true to one simple goal: to achieve outstanding INVESTMENT returns for its clients. This is recognised by numerous awards which reflect the performance of its funds, the quality of its research, its customer service and its technical out from its first offices in Tokyo and London, it now serves individuals, institutions and multinational corporations and their advisers in all major financial centres across Asia Pacific, Europe and the Middle East. It is one of the largest fund management groups in the totalling over 226 billion (as at 31st December 2016) are managed from worldwide locations including London, Bermuda, Milan, Paris, Tokyo, Mumbai, Seoul, Singapore, Melbourne, Sydney, Shanghai, Taipei and.
7 Fidelity International, April available ABI classification sectorCM Fidelity American fund North America EquitiesCM Fidelity Defensive Managed fund Mixed INVESTMENT 0% 35% SharesCM Fidelity European fund Europe excluding UK EquitiesCM Fidelity Extra Income fund Sterling Strategic BondCM Fidelity MoneyBuilder Growth fund * UK All CompaniesCM Fidelity MoneyBuilder Income fund Sterling Corporate BondCM Fidelity South East Asia fund Asia Pacific excluding Japan EquitiesCM Fidelity WealthBuilder fund Global EquitiesCM Fidelity Worldwide Special Situations fund Global Equities*formerly known as CM Fidelity Growth and Income FundScottish WIDOWS INVESTMENT SOLUTIONS and clerical medical Life
8 Funds6 THE MANAGERI nsight INVESTMENT Management (Global) Limited ( Insight ) is one of the UK s largest active managers responsible for 523 billion* in assets under management across fixed income, risk management strategies including liability-driven INVESTMENT and currency risk management, absolute return and multi-asset capabilities. Based in London, Insight is a specialist asset manager with a global network of operations in the UK, US, Japan and Australia. Its clients include pension funds, corporates, local authorities, insurers, sovereign wealth funds, wealth managers, financial institutions and supra-nationals. At the heart of its INVESTMENT philosophy is a desire to offer clients innovative yet practical SOLUTIONS .
9 To achieve this, it combines expertise, strength and depth of knowledge with innovation across a broad range of asset classes and the risk/return spectrum to offer its clients complete flexibility; an essential tool in delivering tailored client team-oriented approach is the lynchpin of its business and means that it can draw on the in-house expertise of high calibre professionals at any time. Their INVESTMENT professionals are specialists in their field meaning they have the right people doing the right jobs for their clients. By working in partnership with clients and their advisers they develop and evolve effective SOLUTIONS that meet their changing needs. Following this approach, Insight has grown into a leading force in INVESTMENT management; its business is strong and growing, generating year-on-year growth in assets under management since launch in 2002.
10 *As at 31st December 2016. Assets under management are represented by the value of cash securities and other economic exposure managed for clients. Source: Insight, 31st December 2016. Funds available ABI classification sectorSWIS Absolute Return fund SpecialistSWIS Dynamic Return fund Flexible InvestmentSWIS Target Return fund SpecialistScottish WIDOWS INVESTMENT SOLUTIONS and clerical medical Life Funds7 THE MANAGERI nvesco Perpetual is one of the largest independent INVESTMENT managers in the UK, managing billion in assets1 on behalf of consumers and professional investors. Invesco Perpetual s highly-regarded INVESTMENT management team is focused on finding attractive INVESTMENT opportunities in all market conditions.