Securian Financial Group SECUREOPTION FIXED ANNUITIES …

1 Securian Financial Group SECUREOPTION FIXED ANNUITIES . Rate announcement Increase ANNUITIES are issued by Minnesota Life Insurance Company in all states except NY. In NY, ANNUITIES are issued by Securian Life Insurance Company. rates as of May 26, 2018. rates in blue indicate change from previous rate SECUREOPTION Focus a limited payment xed annuity Guarantee Base 1st Year Rate 1st Year E ective Yield Over Period Rate Band Rate Enhancement Rate Guarantee Period Product Highlights 1 year <$35,000 Available in all states $35,000- Initial minimum purchase payment: $10,000. $99,999 Maximum: $2 million $100,000+ Deferred Sales Charge: 7 years 3 year <$35,000 N/A 7%, 7%, 7%, 6%, 5%, 4%, 3%. $35,000- Following initial guarantee period, funds earn N/A annual renewal rate $99,999. $100,000+ N/A 5 year <$35,000 N/A $35,000- N/A $99,999. $100,000+ N/A 7 year <$35,000 N/A $35,000- N/A $99,999. $100,000+ N/A Minimum Guaranteed Interest Rate is SECUREOPTION Select a single payment xed annuity with Market Value Adjustment Guarantee Interest E ective Yield Over Period Rate Band Rate Guarantee Period Product Highlights 5 year <$100,000 Available in all states except: NY, WA.

2 $100,000+ Variable license required in AL, AR, CA, CT, IN, MI, MN, MO, NJ, WI. 7 year <$100,000 Initial minimum purchase payment: $5,000. $100,000+ Maximum: $2 million 9 year <$100,000 Deferred Sales Charge: 9 years $100,000+ 9%, 9%, 8%, 7%, 6%, 5%, 4%, 3%, 2%. Following initial guarantee period, funds renew into same guarantee period Minimum Guaranteed Interest Rate is 1. unless instructed otherwise (at then current rate). in FL. 1. Page 1 of 2. Rate Posting Information Under normal market conditions, rate decreases will be posted by 12:00 CT the Wednesday preceding the Saturday e ective date. To receive the rate currently in e ect, applications must be signed prior to the rate change. The cash purchase payment and application must be received and in good order within 14 days of the signature date. Rate increases will be posted on the Monday following the Saturday e ective date. We reserve the right to change current rates without notice based on market conditions.

3 60-Day Rate Lock Program Securian o ers a 60-day rate lock program (based on application signature date) on non-quali ed 1035 Exchange and Quali ed Rollover purchase payments into guaranteed interest account options. For complete rules and information, please contact our Sales Desk or visit our website. For up-to-date state approvals, rates and product information, visit our Access the Financial Professional website at or call our Sales Desk at latest rates 866-335-7355. xed Some products and optional features may not be available in all states and features may vary by state. Not all products are available from all rms. Please consult with your rm before providing any products listed here. An annuity is intended to be a long-term, tax-deferred retirement vehicle. Earnings are taxable as ordinary income when distributed, and if withdrawn before age 59 , may be subject to a 10% federal tax penalty. If the annuity will fund an IRA or other tax-quali ed plan, the tax deferral feature o ers no additional value.

4 Quali ed distributions from a Roth IRA are generally excluded from gross income, but taxes and penalties may apply to non-quali ed distributions. Please consult a tax nancial professional for speci c information. There are charges and expenses associated with ANNUITIES , such as deferred sales charges for early withdrawals. Guarantees are subject to the nancial strength and claims-paying ability of the issuing company. These materials are for informational and educational purposes only and are not designed, or intended, to be applicable to any person's individual circumstances. It should not be considered investment advice, nor does it constitute a recommendation that anyone engage in (or refrain from) a particular course of action. Securian Financial Group , and its a liates, have a nancial interest in the sale of its products. For nancial professional use only. Not for use with the public. This material may not be reproduced in any form where it is accessible to the general public.

5 Securian Financial Group , Inc. Insurance products are issued by Minnesota Life Insurance Company in all states except New York. In New York, products are issued by Securian Life Insurance Company, a New York authorized insurer. Minnesota Life is not an authorized New York insurer and does not do insurance business in New York. Both companies are headquartered in St. Paul, MN. Product availability and features may vary by state. Each insurer is solely responsible for the nancial obligations under the policies or contracts it issues. 400 Robert Street North, St. Paul, MN 55101-2098. 2016, 2017 Securian Financial Group , Inc. All rights reserved. 04-70129 09-70172 Rev 9-2013 11-70209 ICC11-70209 ICC11-70216. F86999 Rev 12-2017 DOFU 12-2017. 307544. Page 2 of 2. Securian Financial Group IncomeToday! FIXED IMMEDIATE ANNUITY. Rate announcement Change ANNUITIES are issued by Minnesota Life Insurance Company in all states except NY. In NY, ANNUITIES are issued by Securian Life Insurance Company.

6 rates as of May 26, 2018. rates in blue indicate change from previous rate IncomeToday! a single payment immediate annuity Income as a % of Purchase Payment Annuity Income Option (Annualized)* Monthly Income*. Period Certain for 10 Years $ Period Certain for 15 Years $ Period Certain for 20 Years $ Single Life Annuity Male 65 $ Single Life Annuity with 10 Year Period Certain Male 65 $ Single Life Annuity with 20 Year Period Certain Male 65 $ Single Life Annuity Female 65 $ Single Life Annuity with 10 Year Period Certain Female 65 $ Single Life Annuity with 20 Year Period Certain Female 65 $ Joint Life with 100% to Survivor Annuity Male 65 / Female 65 $ *Based on: $100,000 purchase payment, non-quali ed, one month deferral, no premium tax. Not applicable in Massachusetts and Montana. Amounts shown are for illustrative purposes only and are subject to change at any time. IncomeToday! o ers exibility through a unique feature called the Advance Withdrawal Bene t, allowing clients to take a one-time advance on a portion of their future income.

7 The Advance Withdrawal Bene t is available with Annuity Income Options that include a period certain guarantee. Under the Advance Withdrawal Bene t, clients may take a one-time withdrawal at any time prior to the end of the guaranteed period certain. IncomeToday! Quick Facts Maximum Issue Age 90. Purchase Payment Minimum $25,000. Maximum $2,000,000 without prior approval Call for quotes over $2 million Payment Frequencies Monthly, quarterly, semi-annual, annual Markets Non-Quali ed, Roth IRA, Traditional IRA. Payments may vary in states with Premium Tax CA, ME, NV, SD, WV, WY. Current Immediate Annuity Rate Lock Policy A 60-day optional rate lock program is available. Amounts of $2 million or less (per life) are eligible. For additional information and complete rules, please contact our Sales Desk or view details on our nancial professional website. Page 1 of 2. For more information about IncomeToday! and for a current Access the quote, visit our Financial Professional website at or call our latest rates Sales Desk at 866-335-7355.

8 Not all products are available from all rms. Please consult with your rm before providing any products listed here. These materials are for informational and educational purposes only and are not designed, or intended, to be applicable to any person's individual circumstances. It should not be considered investment advice, nor does it constitute a recommendation that anyone engage in (or refrain from) a particular course of action. Securian Financial Group , and its a liates, have a nancial interest in the sale of its products. The guarantees in IncomeToday! are subject to the nancial strength and claims-paying ability of the issuing company. Keep in mind that the annuity income option, frequency and payment dates cannot be changed once elected. Availability of some Period Certain durations may be limited. Income payments and withdrawals from immediate ANNUITIES are generally taxable as ordinary income in the year in which taken. When purchased as part of an IRA or other quali ed plan, the IRA or quali ed plan already provides tax deferral of earnings and the annuity contract does not provide any additional tax-deferred treatment of earnings.

9 Withdrawals prior to age 59 may incur a 10% penalty, in addition to any income tax. Quali ed distributions from a Roth IRA are generally excluded from gross income, but taxes and penalties may apply to non-quali ed distributions. This information should not be considered tax advice. Please consult a tax nancial professional for speci c information. For Financial professional use only. Not for use with the public. This material may not be reproduced in any form where it is accessible to the general public. Securian Financial Group , Inc. Insurance products are issued by Minnesota Life Insurance Company in all states except New York. In New York, products are issued by Securian Life Insurance Company, a New York authorized insurer. Minnesota Life is not an authorized New York insurer and does not do insurance business in New York. Both companies are headquartered in St. Paul, MN. Product availability and features may vary by state. Each insurer is solely responsible for the nancial obligations under the policies or contracts it issues.

10 400 Robert Street North, St. Paul, MN 55101-2098. 2016, 2017 Securian Financial Group , Inc. All rights reserved. 08-70152 08-70154 09-70169 09-70171. F74483 Rev 09-2017 DOFU 09-2017. 249950. Page 2 of 2. Securian Financial Group SECURELINK FIXED INDEXED ANNUITIES . Rate announcement Increase ANNUITIES are issued by Minnesota Life Insurance Company. rates as of March 10, 2018. rates in blue indicate change from previous rate Current Initial rates rates shown assume a 100% Participation Rate unless otherwise noted SecureLink Future 7, 9, and 10 limited payment xed indexed ANNUITIES Available in all states except: NY. In addition, SecureLink Future 10 is not available in: CA, NY. Availability varies by rm. Indexed Accounts Crediting Method SecureLink Future 7 SecureLink Future 9 SecureLink Future 10. Barclays All Caps Trailblazer 5 Index 1 Year Point to Point with Participation Rate S&P 500 Index 1 Year Point to Point with Cap S&P 500 Index 2 Year Point to Point with Cap Guaranteed Interest Accounts Crediting Period Interest Rate Interest Rate Interest Rate FIXED Account 1 Year Interim Account1 Up to 1st Contract Anniversary 1 Interest rate applicable to subsequent purchase payments in 1st contract year.