Shriram Unnati FIXED DEPOSIT CHART - …

1 Shriram Unnati FIXED DEPOSIT CHART Non Cumulative Scheme Cumulative Scheme Period Minimum DEPOSIT (Rs.) Annual Income (% ) Half- Yearly (% ) Quarterly (% ) Yield (% ) Maturity Value (Rs.) 12M 25000 27313 24M 25000 30115 36M 25000 33955 48M 25000 37600 60M 25000 41650 Notes: For Cumulative Option, interest is compounded annually. Minimum DEPOSIT amount and additional in multiples of Rs. 1000/- thereafter. TDS as applicable will be deducted if interest income is more than Rs.

2 5,000, however no TDS will be deducted if a duly filled Form 15 G/H is submitted. KYC Norms (Pan card copy and Address Proof) are mandatory in case of new investor. Who can Apply: Resident Individual Minors through their Guardians Domestic company HUFs Registered Trust Co-operative Societies Co-operative Banks Association of Persons Partnership Firms Superannuation funds *NRI can invest through NRO Account *Documents require for NRI investment are Pan Card copy, Address Proof (Indian Origin) and Cancelled Cheque. Banking Details: Payment should be made by means of Account Payee Cheque/ demand draft made payable to Shriram transport finance company limited payable at Designated Axis Bank Branches , applications along with banking slip to be submitted to Head Office for further processing.

3 AXIS BANK CMS CODE STFCDEB, Account No. 230010200011635. Shriram transport finance company Ltd. RTGS Details: Bank account number 230010200011635 IFSC Code UTIB0000230 Title of the account Shriram transport finance company limited Stamp on Application Form: DEBDEL012 Payment of interest : Interest payments through post dated interest warrants. Interest payments also made, by way of National Electronic Clearing Service (NECS) / National Electonic Fund Transfer (NEFT) at the option of the DEPOSIT holder/s. Further, in case of an investor opting for Non-Cumulative DEPOSIT ,the interest payment frequency will be same as the scheme opted.

4 Loan on DEPOSIT : The company may grant a loan up to 75 % of the amount of DEPOSIT to the depositor after the expiry of three months from the date of DEPOSIT at rate of interest two percentage point above the interest rate payable on the DEPOSIT . Premature Withdrawal: As per the directions of the Reserve Bank of India currently in force, the DEPOSIT shall not be repaid before the expiry of 3 months from the date of DEPOSIT . In case of premature withdrawal after 3 months, interest shall be paid at the following rates :- After 3 months but before expiry of 6 months - No interest After expiry of 6 months but before the date of maturity - The interest payable shall be 2% lower than the interest rate applicable for the period for which the DEPOSIT has run or if no rate has been specified for that period, then 3% lower than the minimum rate at which the public deposits are accepted by the company .

5 In respect of variable rate DEPOSIT , the interest rate applicable for the period for which DEPOSIT has run would be considered as applicable on the respective interest reset dates. Refund / Renewal of DEPOSIT : For renewal or repayment of DEPOSIT , the duly discharged DEPOSIT receipt must be surrendered to the company at least 3-4 weeks before the date of maturity. In case of renewal, the prescribed application form signed by all depositors is also required to be submitted simultaneously. MANDATORY DOCUMENTS TO BE SUBMITTED AS PER KNOW YOUR CUSTOMER NORMS, DIRECTED BY RESERVE BANK OF INDIA Category, if To prove Document to be submitted along with application form -Proof of Identity (i) Passport (ii) PAN Card (iii) Voters Identity Card (iv) driving license (v) Identity card (vi) Letter from recognized public authority o public servant verifying the identity and residence of the customer (any one document mentioned above) A.

6 Individual -Correct permanent address (i)Telephone bill (ii) Bank account statement (iii) Letter from any recognized public authority (iv) Electricity bill (v) Ration Card (vi) Letter from employer (any one document mentioned above) B. Companies -Name of company -Principal place of business -Mailing address of the company -Telephone/Fax Number (i) Certificate of incorporation and Memorandum & Articles of Association (ii) Resolution of the Board of Directors to open a DEPOSIT and identification of those who have authority to operate the DEPOSIT (iii) Power of Attorney granted to its managers, officers or employees to transact business on its behalf (iv) Copy of PAN allotment letter (v) Copy of telephone bill C.

7 Partnership firms -Legal name -Address -Name of all partners and their addresses -Telephone numbers of the firm and partners (i) Registration certificates, if registered (ii) Partnership deed (iii) Power of Attorney granted to a partner or an employee of the firm to transact business on its behalf (iv) Any officially valid document identifying the partners and the persons holding the Power of Attorney and their addresses (v) Telephone bill in the name of firm/partners D. Trusts /Foundations -Name of Trustees, settlers, beneficiaries and signatories -Names and addresses of the founder, the managers/directors and the beneficiaries -Telephone/fax numbers (i) Certificate of registration, if registered (ii) Power of Attorney granted to transact business on its behalf (iii) Any officially valid document to identify the trustees, settlers, beneficiaries and those holding Power of Attorney, founders/managers/directors and their addresses (iv) Resolution of the managing body of the foundation/association (v) Telephone bill Website.

8 Email: Call Toll Free: 1800-11-0444 Disclaimer (For BSNL/MTNL only)