Statistik Asuransi Gempa Bumi Indonesia 2017 - …

1 StatistikAsuransiGempaBumiIndonesia 2017 Indonesian Earthquake Insurance Statistics 2017PT ReasuransiMaiparkIndonesiaBapakdanIbuDir eksiPerusahaanAsuransiyangsayahormati,De nganmengucapPujiSyukurKehadiratTuhanYang MahaEsa,buku LaporanStatistikAsuransiGempaBumiIndones ia(LSAGBI)Desember2017 , (re) , , ,DearSir/Madam,OurgratitudetoGodAlmighty ,the IndonesianEarthquakeInsuranceStatisticRe portDecember2017 ' , (re) , , ,YasrilY. RasyidPresident DirectorKata :EconomyOutlook2017 Domestic Product 2017 KeadaanAsuransi2017 InsuranceOutlook2017 :EarthquakeInsurance2004-2017 2016 Development Analysis of :EarthquakeInsurancePremium2017 :OccupationDistributionUY2017 EksposurAsuransiGempaBumi2017:Earthquake InsuranceExposure2017 :OccupationDistributionUY2017 DaftarIsiContentsiiJumlahRisikoAsuransiG empaBumi2017:EarthquakeInsuranceNumberof Risk2017 :Compatibilityoftrianglemethodtothecatas tropheriskcharacteristicsUlasanAsuransi: DataMiningdi(Re) :DataMiningin(Re)InsuranceDataDetail: :Risk&Loss.

2 UnderwritingYear2013-2017, ,AllOccupationUnderwritingYear2017, ,AllOccupationUnderwritingYear2016, ,AllOccupationUnderwritingYear2015, ,AllOccupationUnderwritingYear2014, ,AllOccupationUnderwritingYear2013, ,AllOccupationUnderwritingYear2013-2017, ,AgriculturalOccupationUnderwritingYear2 017, ,AgriculturalOccupationUnderwritingYear2 016, ,AgriculturalOccupationUnderwritingYear2 015, ,AgriculturalOccupationUnderwritingYear2 014, ,AgriculturalOccupationUnderwritingYear2 013, ,AgriculturalOccupationUnderwritingYear2 013-2017, ,CommercialOccupationUnderwritingYear201 7, ,CommercialOccupationUnderwritingYear201 6, ,CommercialOccupationUnderwritingYear201 5, ,CommercialOccupationUnderwritingYear201 4, ,CommercialOccupationUnderwritingYear201 3, ,CommercialOccupationDaftarIsiContentsvU nderwritingYear2013-2017, ,IndustrialOccupationUnderwritingYear201 7, ,IndustrialOccupationUnderwritingYear201 6, ,IndustrialOccupationUnderwritingYear201 5, ,IndustrialOccupationUnderwritingYear201 4, ,IndustrialOccupationUnderwritingYear201 3, ,IndustrialOccupationUnderwritingYear201 3-2017, ,ResidensialOccupationUnderwritingYear20 17, ,ResidensialOccupationUnderwritingYear20 16.

3 ResidensialOccupationUnderwritingYear201 5, ,ResidensialOccupationUnderwritingYear20 14, ,ResidensialOccupationUnderwritingYear20 13, ,ResidensialOccupationExposure,PremiBrut o,JumlahRisiko&KlaimperOkupasi, ,GrossPremium,NumberofRisk&ClaimbyOccupa tion,UnderwritingYear2017 Exposure,PremiBruto,JumlahRisiko&Klaimpe rOkupasi, ,GrossPremium,NumberofRisk&ClaimbyOccupa tion,UnderwritingYear2016 Exposure,PremiBruto,JumlahRisiko&Klaimpe rOkupasi, ,GrossPremium,NumberofRisk&ClaimbyOccupa tion,UnderwritingYear2015 Exposure,PremiBruto,JumlahRisiko&Klaimpe rOkupasi, ,GrossPremium,NumberofRisk&ClaimbyOccupa tion,UnderwritingYear2014 Exposure,PremiBruto,JumlahRisiko&Klaimpe rOkupasi, ,GrossPremium,NumberofRisk&ClaimbyOccupa tion,UnderwritingYear2013 DaftarIsiContentsviExposure,PremiBruto,J umlahRisiko&KlaimperProvinsi, ,GrossPremium,NumberofRisk&ClaimbyProvin ce,UnderwritingYear2017 Exposure,PremiBruto,JumlahRisiko&Klaimpe rProvinsi, ,GrossPremium,NumberofRisk&ClaimbyProvin ce,UnderwritingYear2015 Exposure,PremiBruto,JumlahRisiko&Klaimpe rProvinsi, ,GrossPremium,NumberofRisk&ClaimbyProvin ce,UnderwritingYear2014 Exposure,PremiBruto,JumlahRisiko&Klaimpe rProvinsi.

4 GrossPremium,NumberofRisk&ClaimbyProvinc e,UnderwritingYear2013 Exposure,PremiBruto,JumlahRisiko&Klaimpe rProvinsi, ,GrossPremium,NumberofRisk&ClaimbyProvin ce,UnderwritingYear2012 Lampiran: ,RatePolisJangkaPendek, ,ShortPeriodPolicyRate, Gross Domestic Product 2017 Premi SektorAsuransi 2017 Insurance Sector Premium 2017 Asuransi GempaBumi2004-2017 Earthquake Insurance 2004-20171 |Reasuransi MAIPARKG ambaranEkonomi IndustriAsuransi 2017 Economic Insurance Industry Outlook 2017 Ekonomi dan Asuransi di Kawasan 2017 Economy and Insurance in the Region Insurance Premium Growth 2011 -2017 EkonomidanAsuransi di KawasanEconomy and Insurance in the RegionKeadaanEkonomi2017.

5 Economic Outlook 2017 ThailandPopulation 68,9 MillionGDP USD 407,026 MillionVietnamPopulation 92,7 MillionGDP USD 205,276 MillionPhilippinePopulation 103,3 MillionGDP USD 304,905 MillionMalaysiaPopulation 31,2 MillionGDP USD 296,536 MillionSingaporePopulation 5,6 MillionGDP USD 296,976 MillionIndonesiaPopulation 261,1 MillionGDP USD 932,259 Growth 2011 -2017 Annual Average Growth 2011 -2017 Growth , , MAIPARK | 2 Source: TrillionIDR 398,9 (PDB) :(i)IndustriPengolahan 21,22%,(ii)PerdaganganBesarEceran;Repara siMobildanSepedaMotor 13,23%dan(iii)Pertanian,KehutanandanPeri kanan 12,68%.

6 IDR9,913trillionisIndonesia :(i)ProcessingIndustry ,(ii)Grocery,RetailandAutomotiveTrading (iii)Farming,ForestryandFisheries , ;PertambangandanPenggalian; 'stotalGDPin2017,whichisbelowConstructio nsector;MiningandExcavation; Domestic Product 2017 Selama7tahunterakhir,pertumbuhanPDBI ndonesiamencapaititiktertinggisebesar6,1 7% , ,83% ,sejaktahun2016pertumbuhanPDBmulaimenunj ukkantrenpositifyaitusebesar5,03%padatah un2016dan5,07% ,48%dimanaangkatersebutlebihkecildariper tumbuhantahunsebelumnyayangmencapai8,9%. Lajupertumbuhantertinggiterjadipadasekto rInformasidanKomunikasiyaitumencapai9,81 %.

7 Forthelast7years, Indonesia ' ,GDPgrowthshowsnegativetrend, , : BadanPusatStatistik, 2017In trillion IDRK eadaanEkonomi2017. Economic Outlook 20176, 7, 7, 8, 8, 8, 9, 9, |Reasuransi MAIPARKP remi Asuransi 2017 Insurance Premium ,asuransijiwaberkontribusisebesar73,85%s edangkanasuransiumumhanya26,15%.Daritota lasuransiumumtersebut,28,95% ,thetotalpremiumproductionin2017, UmumGeneral Insurance54 PerusahaanAsuransi JiwaLife Insurance5 AsuransiWajibdanSosialMandatory and Social InsuranceAJAU-OAU-PUraian/DescriptionPre mi /PremiumAsuransi Jiwa/Life Insurance (AJ)178,433,166 Asuransi Umum -HartaBenda/General Insurance -Property (AU-P)18,290,350 Asuransi Umum -Lainnya/ General Insurance -Others (AU-O)44,896,100 IndustriAsuransi 2017 -Insurance Industry 2017In million IDRS ource: OJK, AAUI 2017 Source: OJK, AAUI, 2017.

8 Insurance Outlook 20102011201220132014201520162017 General Insurance Property trillion ,yaitu2,72%dimanapremihartabendamengalam ipenurunansebesar4,98%. , 20102011201220132014201520162017 General Insurance trillion IDRS ource: AAUIR easuransi MAIPARK | 4 Padatanggal19 Juli2017,OJKtelahmemberikanizinusahadibi dangreasuransikepadaPTReasuransiNusantar aMakmur, ,2017, (UY) ,kamimengestimasiproduksipremiuntukUY201 7inidapatmencapaiRp4, (Zona4)dariRp681,44milyarmenjadiRp36,85m ilyar( ) ,weestimatethatthepremiumproductionforUY 2017mayreachRp4, (Zone4), ( ) 2004-2017 Premium 2004-2017871 1,334 1,645 2,076 1,982 1,782 2,115 2,823 2,719 4,529 4,954 5,311 4,607 3,792 - 1,000 2,000 3,000 4,000 5,000 6,00020042005200620072008200920102011201 220132014201520162017In Billions IDR4,774 Estimasi| EstimationRealisasi| RealisationCatatan Asuransi Gempa bumi 2004 -2017 Earthquake Insurance 2004 20175|Reasuransi MAIPARKS epertipertumbuhanpremi, ,kamijugamengestimasieksposurdapatmencap aiRp3,8kuadriliunsampaidenganakhirtahun2 018dengansebaraneksposuryangtetapterpusa tlebihdari50% , , , , 2004-2017692 1,026 1,458 1,606 1,481 1,498 1,671 2,156 1,973 2.

9 758 3,112 3,661 3,739 2,917 - 500 1,000 1,500 2,000 2,500 3,000 3,500 4,00020042005200620072008200920102011201 220132014201520162017In Trillions IDR3,782 Realisasi| RealisationEstimasi| EstimationCatatan Asuransi Gempa bumi 2004 -2017 Earthquake Insurance 2004 2017 Reasuransi MAIPARK | 6 AnalisisPerkembanganData 2016 -2017 Data Development Analysis of 2016-2017 DatarisikogempabumidalamsuatuUnderwritin gYear(UY)yangtelahdisesikankepadaMaipark akanmengalamiperkembangandariwaktukewakt useiringadanyamutasidatayangdikirimkanol ehcedingsepertiperubahan, ,secaraagregatsuatusaatdatatersebutakanm engalamikematangan, ,eksposurdanjumlahrisikountukbeberapaUYp ertanggaltutupbuku(31 Januari) ,34juta(kotakhijau).

10 ,51juta(kotakmerah). ,13juta(kotawarnahitam).Carabacainijugab erlakuuntukTabel2danTabel3berikut:Theear thquakeriskdataofUYthathasbeencededtoMai parkwilldevelopfromtimetotimeasthereared atamutationssuchasendorsement,cancellati ons, , ,exposureandnumberofriskdataforseveralUY asatclosingbook(31 January) , ,070, (greenbox) , ,823,169,51million(redbox). , ,13million(blackbox)This howtoread GempaBumi2016 -2017 Earthquake Insurance 2016 2017 Tabel1 | Table 1 SegitigaPremi per UY | Premium Triangle by UY7|Reasuransi MAIPARKD alamjutaanRp.| Million DRTAHUN PENGEMBANGAN | DEVELOPMENT YEARUY012345620112,070, 2,699, 2,813, 2,813, 2,823, 2,823, 2,823, 20122,034, 2,638, 2,643, 2,721, 2,719, 2,719, 20133,349, 4,251, 4,530, 4,529, 4,528, 20143,089, 5,006, 4,958, 4,953, 20154,444, 5,334, 5,310, 20163,659, 4,607, 20173,792, Tabel2 | Table 2 SegitigaEksposurper UY | Exposure Triangle by UYDalammillianRp.