Supplement to the Vanguard Personal Advisor Services …

1 Supplement to the Ask a CFP Professional, Vanguard Financial Plan, and Vanguard Personal Advisor Services Brochures November 16, 2017. Vanguard Advisers, Inc. 100 Vanguard Boulevard Malvern, PA 19355. 800-416-8420. This brochure Supplement provides information about the The certificant must have three years of full-time Ask a CFP Professional, Vanguard Financial Plan, and relevant Personal financial planning experience. Vanguard Personal Advisor Services advisory Services The certificant must agree to adhere to the Certified under Vanguard Advisers, Inc. ( VAI ), the registered Financial Planner Board of Standards' Code of Ethics investment Advisor , that supplements the Ask a CFP and Professional Responsibility, Rules of Conduct, and Professional, Vanguard Financial Plan, and Vanguard Financial Planning Practice Standards.

2 Personal Advisor Services Brochures. VAI has no affiliation with the Certified Financial Planner You should have received a copy of the respective brochure. Board of Standards. Please contact VAI at the number above if you didn't receive a brochure or if you have any questions about the contents of this Supplement . Ask a CFP Professional, Vanguard Financial Plan, and Vanguard Personal Advisor Services Additional information about VAI is available on the SEC. financial planners website at In addition to name, year of birth, and formal education after high school, the current position and business Educational background and business experience experience for at least the preceding five years is included Your financial planner from Vanguard Advisers, Inc. ( VAI ), below for each financial planner.

3 Will have several years of experience with investment products in addition to the Vanguard group of mutual funds Mekonen Abraham, CFP (1955). and is a registered investment Advisor representative. , The Ohio State university (1989). , Temple university (1995). All of VAI's financial planners have completed Vanguard 's Financial planner, Vanguard (2014 present); administrator, own financial training program covering: retirement and Vanguard (2012 2014). education investing and analysis, investment and asset allocation principles, VAI's investment advisory methodology, Selena E. Abraham (1976). client communications, ethics, and compliance issues. In Health care management, Belmont Abbey addition, the financial planners participate in ongoing College (1998). seminars and training programs conducted both by Vanguard Financial planner, Vanguard (2014 present); associate, and by independent financial planning organizations.

4 Vanguard (2012 2014). Many of VAI's financial planners hold the Certified Financial Isaac Martin Acosta Montenegro, CFP (1989). Planner (CFP) certification. To obtain the certification, Finance, The university of North Carolina at financial planners are required to meet the following four Charlotte (2013). criteria set forth by the Certified Financial Planner Board Economics, The university of North Carolina at Charlotte of Standards: (2013). The certificant must have a bachelor's degree (or higher) Financial planner, Vanguard (2017 present); investment or its equivalent, in any discipline, from an accredited specialist, Vanguard (2013 2017); contractor, Randstad college or university , and successfully complete one (2013); server, Zebra Restaurant & Wine Bar (2012 2014). of the following additional education requirements: a CFP board-registered program, a challenge status, James R.

5 Acuna (1979). or a transcript review. Political science, The State university of New york at albany (2002). The certificant must pass the CFP Certification Secondary education, College of Saint Rose (2004). Examination that assesses his or her ability to apply Manager, Vanguard (2015 present); supervisor, Vanguard financial planning knowledge, in an integrated format, to financial planning situations. (2012 2015). Connect with Vanguard > 800-416-8420 1. Gregory J. Adams, CFP (1976) Nathan Amann, CFP (1987). Business, Belmont Abbey College (1998) Finance, university of Central Florida (2009). Financial planner, Vanguard (2013 present); relationship , Florida Southern College (2012). administrator, Vanguard (2012 2013) Financial planner, Vanguard (2017 present); senior financial planner, Allen & Company of Florida, Inc.

6 (2012 2017). Ryan M. Adams, CFP (1977). Business administration, Arizona State Sara L. Amparan, CFP (1986). university (2003) Business management with a certificate in International Financial planner, Vanguard (2012 present) business, Arizona State university (2008). Financial planner, Vanguard (2015 present); associate, David Adamson, CFP (1991). Vanguard (2013 2015); insurance specialist, Edward Jones Biological sciences, Clemson university (2013). Investments (2012 2013). Financial planner, Vanguard (2015 present); associate, Vanguard (2013 2015) Grant Anderson (1978). Finance, West Chester university (2000). Kelsey Adler, CFP (1990). Financial planner, Vanguard (2017 present); branch History, The university of Arizona (2012). manager, Scottrade (2012 2017). Business economics, The university of Arizona (2013).

7 Financial planner, Vanguard (2015 present); brokerage Kyle Edward Anderson, CFP (1987). associate, Vanguard (2013 2015); client relationship Business management, university of Arizona (2012). associate, Vanguard (2013); research associate, Financial planner, Vanguard (2017 present); supervisor, The university of Arizona Department of Economics Vanguard (2014 2017); service administrator, Vanguard (2012 2013) (2013 2014); small business consultant, Mural Consulting (2012 2013); intern, Vanguard (2012); vault teller, Wells Stephen S. Ajemian, CFP (1976). Fargo (2012). Business administration, university of Delaware (1999). , Saint Joseph's university (2011) Eric Anthony (1984). Manager, Vanguard (2012 present) Business, university of Phoenix (2016). Supervisor, Vanguard (2014 present); processing associate, Deji M.

8 Akintoye, CFP (1985). Vanguard (2012 2014). Business administration, Millersville university (2007). Manager, Vanguard (2017 present); supervisor, Vanguard Joseph Aquino, CFP (1990). (2016 2017); financial Advisor , Vanguard (2012 2016) Economics, The university of North Carolina at Greensboro (2012). Syed M. Ali, CFP (1979). Financial planner, Vanguard (2015 present); associate, , SUNY Binghamton (2001). Vanguard (2012 2015); intern, Scottrade (2012). Financial planner, Vanguard (2016 present); sales consultant, Vanguard (2012 2016) Jessica Arias, CFP (1983). Business administration, New Mexico State Wesley Aliotti (1989). university (2005). Finance and banking, Appalachian State university , New Mexico State university (2006). (2013). Financial planner, Vanguard (2016 present); senior Financial planner, Vanguard (2017 present); investment investment consultant, Vanguard (2014 2016); investment specialist, Vanguard (2016 2017); special assets officer, consultant team leader, Vanguard (2012 2014).

9 Yadkin Bank (2014 2016); credit administration trainee, Yadkin Bank (2013 2014) Matthew R. Atkinson, CFP (1981). Exercise and Sports science, university of Tulsa (2004). Anthony P. Allen, CFP (1971). , Regent university (2010). , university of Georgia (1993). Financial planner, Vanguard (2013 present); administrator, Financial planner, Vanguard (2016 present); client Vanguard (2012 2013). relationship administrator, Vanguard (2013 2016); financial Advisor , JPMorgan Chase (2012 2013); Personal banker, Julie Scott Aument, CFP (1982). Chase Bank (2012) Communications, The university of North Carolina at Chapel Hill (2005). Derek Allen, CFP (1983). Financial planner, Vanguard (2012 present). Interdisciplinary studies/Economics and Business, Arizona State university (2006) Jonathan Axtell, CFP (1970).

10 Financial planner, Vanguard (2012 present) Business administration, Belmont Abbey College (1993). Alexander S. Alonso, CFP (1982). , Appalachian State university (1994). Liberal studies: Professional studies, West Chester Financial planner, Vanguard (2012 present). university of Pennsylvania (2006). Financial planner, Vanguard (2015 present); associate, Vanguard (2012 2015). Connect with Vanguard > 800-416-8420 2. Beecher Bailey, CFP (1958) Walter Russell Bay, CFP (1989). Communications, The university of Tennessee, Sports marketing and management, Indiana Knoxville (1980) university (2012). Financial planner, Vanguard (2015 present); retirement Financial planner, Vanguard (2016 present); investment education specialist, Vanguard (2012 2015) professional, Vanguard (2013 2016); sales representative, Sports Menagerie, LLC (2013); manager, City of Carmel, Timothy O.