THE COMPLETE GUIDE TO Grocery Savings

1 THE COMPLETE GUIDE TOGrocerySavingsTips and Techniques to Save Money and Eat WellMOST OF US HAVE A LOVE-HATE RELATIONSHIP WITH THE Grocery love having food in our fridge, but we hate figuring out what to cook, shopping for all the ingredients, and handing over our hard-earned cash each week. But it s part of life a big part! So how can you save more time and money on this necessary task? Throughout this GUIDE , the budgeting experts at EveryDollar will show you Started Now!CREATE A BUDGETB efore a new month begins decide how much you want to spend on groceries . If you aren t sure where to start, check out your latest bank statements. How much did you spend on food in the past? Use those numbers as a starting point and make adjustments from there. + = Remember: There is no hard and fast rule about how much you should spend on food.

2 You get to choose how much you budget, so don t feel bad about spending more, or less, than other people. Pick your number and own it. You can easily set up your Grocery budget in EveryDollar:PLAN YOUR MEALSIt may seem easier to pick up a pizza on your way home from work, but those quick purchases here and there add up fast. A better way to save cash and calories! is to create a meal plan before the month begins. Trust us when we say you will love the feeling of walking out of the Grocery store knowing you got exactly what you needed and stayed on our template at the end of this GUIDE to help you plan your weekly ChecklistThis Month s Grocery Budget: _____ This Trip s Budget: _____What s on the menu this week?Produce Meat & Fish Dairy Baking & Spices Bread & Cereal Snacks Health & Home Other SUNTHUTUESATMONFRIWED BUDGETER TIP Meal plan!

3 Don t just shop willy-nilly, grabbing things that look good . Tara G. CHECK THE APPSIf you have a smart phone, you have a front row seat to some sweet Grocery deals and we re not talking about the pastries here. Most Grocery stores have mobile apps full of coupons that can score you some great Savings . Download the apps from your local Grocery stores and look through the coupons before you head out the door. Some of our favorites include Wal-Mart s Savings Catcher, Shipt, Kroger and : Just because you have a coupon doesn t mean you need to use it. Coupons can make it easy to spend money on things just because they are on sale. Even if you got it at a discount, it still cost you money! So remember, coupon responsibly! Before You ShopPick your number and own it. Grocery PrepP ro -T ip sSnack TimeEat a quick meal or grab a snack before you tackle your Grocery list.

4 Shopping hungry makes everything look good even the things that aren t on your shopping list. Photographic MemoryTake a picture of what s in your fridge and pantry before you leave the house. If you get to the Grocery store and can t remember if you have a certain ingredient, check your photo and see. Shopping PlaylistGrocery trips can be stressful. Take a pair of earphones and pump yourself up with some of your favorite jams as you weave your way through the aisles. While You ShopCHOOSE SMALLER CARTSWhen you re pushing an empty shopping cart, you feel compelled to fill it which means you buy more than you need. If you don t have a big Grocery list, stick to a basket or one of those fancy half-carts. Those are more fun to drive anyway. Double win! LOOK AT THE PRICE PER OUNCEIf you can t decide between this almond butter and that almond butter, check out the price per ounce display on the shelf tag.

5 Remember, not all foods are created equal, so make sure you know what matters most to you cost or quality. But if you ve narrowed it down to your top choices and it looks like cost will be the tiebreaker, the price per ounce will help you get the most bang for your buck!KEEP A RUNNING TOTALKeep a running total of your Grocery bill as you shop. This helps you know exactly how much you have left to spend as you wheel your way between aisles. If you start inching close to your budget total before you re done shopping, you can figure out what needs to go back on the shelves before you get to the checkout T BUY FROM THE CHECKOUT AISLEB usiness Insider reports that the checkout line is the most profitable area of the store. And with all the overpriced candy bars and lifestyle magazines on the rack, it s not hard to see why. Hello impulse purchases!

6 Make a mental note to end your shopping trip before you reach the checkout ONLINEWith online Grocery services cropping up all over the place, you can now fill your shopping cart from anywhere! Depending on the service, you can get your kitchen staples delivered to your house or your car. That s a lot of time and hassle saved for a lot of shoppers. Plus, you can easily see your Grocery total without ever leaving the comfort of your home! Be a Savvy ShopperCOOKIES ON THE BOTTOM SHELFT here s a reason they place the colorful, sweet treats on the lower shelves those goodies are easier for your little ones to grab! Keep the kids at home or let them have a snack as you shop. SAMPLE WITH CAUTIONWhen those sample tables at the ends of the aisles try to lure you in with cheese cubes, fruit drinks or tasty treats, just remember, the fewer samples you take, the better.

7 You don t want to linger too long and be talked into buying food that s not on your list. Stay in the shopping zone with a simple no thank you or eat your sample on the go. If you enjoy it, put it on your list for the next Grocery run. BEAT THE MAZEG rocery stores are built to keep you occupied. Once you make your shopping list, map out where in the store you need to go and follow your route! Don t give in to the urge to mosey!After You ShopTRACK YOUR EXPENSESOnce you get home from the store, grab your receipt and enter your Grocery total into your budget. You can easily do this with EveryDollar. When you track your purchases, you eliminate the chance of overspending later in the month. And the best part? It only takes about a minute. You could even update your budget before leaving the parking lot! Remember: If you picked up shampoo, toothpaste or other household items, make sure you split your transactions when you get home.

8 Otherwise, those items will cut into your food budget. Not cool! BUDGETER TIP Making a different category for household items makes a huge difference in our food budget. Kassia D. PREP YOUR MEALSA mericans are notorious for wasting food. According to Consumer Reports, we waste as much as one in four bags of groceries . That s more than just wasted food that s wasted money! Avoid throwing your hard-earned dollars in the trash by prepping your meals when you get home from the Grocery store. Turn on music and make it a family affair. Wash your produce, chop your veggies, and cook things like rice, hardboiled eggs and other ingredients that stay fresh for several days. This will not only save you time during the week, but help you stick to your meal plan too. FREEZE LEFTOVERSIf it looks like you re going to have more food than you bargained for, take advantage of the freezer.

9 If you have a few bell peppers that look like they re about to go bad, chop them up and freeze them for future fajitas. If you have an extra serving or two from chili night, freeze it for a quick dinner next week. If you ve got extra cash, buy enough food to make a few extra servings of your meals and freeze the leftovers for later in the month. This will save you big bucks in the long run!Tools to Invest InSTORAGE CONTAINERSE asily store leftovers or prepped food in glass storage containers for a quick grab-and-go when it s time to BAGST hrow extra leftovers in a freezer-friendly bag for a quick and easy meal later in the COOKERToss in all your ingredients in, set the timer, and dinner will be ready as soon as you are! SAVING MONEY NEVER TASTED SO GOODPut these tips into practice and Grocery shopping will be a breeze. You ll love the feeling of walking in the store, getting exactly what you need, and walking out without wondering if you forgot something (or if you spent too much).

10 Get more great tips on budgeting and saving money on groceries by visiting the EveryDollar blog! Grocery ChecklistThis Month s Grocery Budget: _____ This Trip s Budget: _____What s on the menu this week?Produce Meat & Fish