The digital transformation - degiro.gr

1 91 COMMERCIAL PROFILE | COMAPNYPaul Laverty, Business Development IE and UK, DeGiroFREE ETF TRADINGDeGiro now offers free investing in more than 700 exchange-traded funds (ETFs). Commonly known as trackers , ETFs are financial products whereby the value is tied to an underlying asset such as a stock index, commodities basket, oil, gold, foreign currency, etc. With their relative low cost and wide range of investment types these products offer investors simple way to spread their portfolio across a wide range of products. Even experienced investors can make the mistake of not properly diversifying their portfolio, but because of the range of assets and relative affordability, ETFs are an efficient way to build a diversified portfolio at a low cost.

2 By offering these products free to trade, we hope to help clients avoid this common investor pitfall, adds RETURNSM inimised transaction costs have long been one of the underlying principles of finance and now with DeGiro, clients can benefit from the lowest fees in the country. Commission fees can have a substantial impact on returns but with fees on average 90% lower than local competitors, you can be sure to maximise your returns. Prior to DeGiro s entrance into the market, transactions in Ireland came at substantially higher fees. Now investors can trade in Irish stocks for only plus .04% per transaction. US products trade at.

3 50 plus $.004/share, and now selected ETFs trade free of charge. nFor more information:w: : +353 1 513 4951 Currently employing 150 people across offices in Amsterdam, Sofia, and Hong Kong, fintech broker DeGiro is aiming to revolutionise the industry once again. The Amsterdam-based company has been gaining momentum since it began offering services to retail investors in 2013. Recently the firm reached 100,000 clients following a successful 2015 in which revenues increased by 176%. The firm s success comes from their use of technology to maximise the efficiency of the platform to offer the lowest fees available. We see DeGiro as a puzzle and every piece has to be designed as efficient as possible.

4 We use the latest technology to automate many processes, says Paul Laverty, in charge of business development for Ireland and the UK at innovations help to cut costs for both the company and the client. Last year the company s in-house platform was used to carry out 6 million trades. The automation and efficiency of the trading platform allows this to be done with a minimal amount of human involvement. An important puzzle piece is the order policy. While the majority of orders are still executed in the market, clients can choose to place an order which will be executed in-house. Orders like these cut down on exchange fees and the savings are then passed on to the pieces such as the safety of client assets are also well designed.

5 Investments made at DeGiro are 100% segregated and held within a completely legally separated custodian entity. This party, a trust foundation, performs no commercial or financial activities itself, but instead serves solely as the holder of assets completely segregated from DeGiro itself. This structure provides an unparalleled level of safety such that, in the unlikely event that anything should happen to the firm, all client assets would be secured and unable to be treated as recoverable assets for digital transformationCOMMERCIAL PROFILE | DEGIRODeGiro clients who have so far been able to trade for the lowest fees in Europe will soon be able to trade for even less.

6 1,000 of Bank of Ireland shares 5,000 of Google shares 10,000 of ETFsDeGiro average savings91%99%100%HOW DOES DEGIRO COMPARE?