THE KARUR VYSYA BANK LIMITED Service Charges (Effective ...

1 THE KARUR VYSYA BANK LIMITED . Service Charges (Effective from 3rd April 2018). (GST as applicable will be collected extra). Nature of Services Service Charges Individuals / Sole Prop. Senior Citizens, / Partnership firms / Pensioners Companies / Trusts and individuals in and others in non-rural rural areas areas ACCOUNT RELATED. I. Cheque Book Issue Annual Average Balance Annual Average of the previous year Balance of the previous AAB < = -200 year leaves free AAB < = - AAB> 200 leaves free <= AAB> For all Current a/cs (including MCC accounts). 300 leaves free <= AAB> 300 leaves free 500 leaves free AAB> Beyond free limit 500 leaves free per leaf Beyond free limit per leaf Rs.

2 3/- per leaf for all Rs. 3/- per leaf for all Overdraft a/cs OD / CC a/cs OD / CC a/cs 25 leaves free for all 25 leaves free for all eligible ac/s; thereafter eligible ac/s; thereafter Regular Savings Bank Account(155 Product) per leaf Rs. per leaf per leaf for Senior per leaf for Citizen product Senior Citizen product 25 leaves free ; 25 leaves free ;. Freedom SB A/c thereafter Rs. 5/- per leaf thereafter Rs. 5/- per leaf 25 leaves free ; 25 leaves free ;. Yuvashakthi SB a/c thereafter Rs. 5/- per leaf thereafter Rs. 5/- per leaf Free Unlimited no of Free Unlimited no of Prestige SB a/c leaves leaves 25 leaves free ; 25 leaves free.

3 Shakthi SB a/c thereafter Rs. 5/- per leaf thereafter leaf Charges for Loose leaf issue for customers Rs. 25 per leaf Rs. 25 per leaf who are already issued with cheque book (except Prestige a/c) (except Prestige a/c). II. Non Maintenance of Minimum Average Balances (not applicable to dormant a/cs). Metro, urban & semi- Rs. 70/- Current a/cs urban centres Rs. 200/- Metro, urban & semi- All Regular Savings a/cs &NRO SB. urban centres . Rs .200/- Rs. 200/- No Minimum balance No Minimum balance For Senior Citizens Charges Charges Rainbow SB Rs. 200/- Rs. 200/- Freedom, Yuvashakthi, Shakthi Rs.

4 250/- Rs. 250/- Prestige * Charges will be levied proportionate to the percentage of shortfall in balance maintained in the account for all SB products. For CA accounts the existing method of levying Charges will continue. III. Closure of accounts Upto 14 days -Nil Upto 14 days -Nil If closed within 1 year- If closed within 1 year- Current a/cs If closed at 1 year & after If closed at 1 year &. 1 year-Nil after 1 year -Nil (As per BCSBI (As per BCSBI. guidelines) guidelines). upto 14 days Nil; Upto 14 days -Nil If Savings a/cs < 1 yr - Rs. 100- closed within 1 year- Freedom, Yuvasakthi.

5 If closed at 1. NRE/NRO, Jumbo, Corp, year & after 1 year -Nil Smart SB (As per BCSBI. / Rs. 150- Sr. Citizen SB guidelines). / Rs. 200 Rainbow, Resident SB, Student, / Rs. 300- Sakthi;. >= 1 yr - nil CC / SOD a/cs Rs. 2300/- if a/c is being Rs. 2300/- if a/c is taken over by another being taken over by bank another bank IV. Folio Charges Free where MAB is Rs. Free where MAB is Rs. 25000/- Rs. 25000/- Rs. per txn per txn if 1/- per txn if MAB is T. Current a/cs MAB is below Rs. Rs. 25000/- /- (Minimum 25000/- (Minimum ). ). Overdraft / CC a/cs Rs. 1/- per txn Rs.

6 1/- per txn Savings a/s The number of The number of transactions including transactions including ATM transactions in all ATM transactions in all Savings Bank accounts Savings Bank accounts (excluding KVB Prestige, (excluding KVB. Rainbow Savings Prestige, Rainbow Account, Kalpatharu, Savings Account, KVBJDY and Grama Kalpatharu, KVBJDY. Jyothi Accounts) is and Grama Jyothi LIMITED to 90 transactions Accounts) is LIMITED to for each half year 90 transactions for each (excluding system based half year (excluding debits). The total number system based debits). of debit transactions The total number of permitted in all such debit transactions accounts put together permitted in all such will be LIMITED to 90 per accounts put together half year.

7 Will be LIMITED to 90 per When number of half year. transactions is more than When number of the maximum stipulated, transactions is more a Service charge of than the maximum (inclusive of stipulated, a Service GST) will be levied for charge of each transaction in (inclusive of GST) will excess of 90 be levied for each transactions. transaction in excess of 90 transactions. V. Stop Payment Instructions Rs. 125/- per instrument; Rs. 60/- per instrument;. Savings a/cs Rs. 250/- for series of Rs. 175/- for series of instruments instruments Rs. 150/- per instrument; Rs.

8 100/- per Current / OD / CC a/cs Rs. 350/- for series of instrument; Rs. 300/- for instruments series of instruments VI. Issue of duplicate Pass Book / Sheet Duplicate pas book- Savings a/cs per book per book Min. Rs. 25/-; beyond Min. Rs. 25/-; beyond Loan a/cs one sheet Rs. 25/- per one sheet Rs. 25/- per sheet sheet per entry Min per entry Min Statement of Accounts SB/CA/OD. Max Max VII. Signature verification Rs. 125/- Rs. 30/- VIII. Issuance of No Dues certificate to non Rs. 50/- customers IX. Cash Remittance at Base Branches . Current A/cs & SODA -FD. A. Cash Remittance at Base Branches & Non Free cash remittance Free cash remittance upto base Branches Current A/c where monthly upto lacs per month lacs per month or 15.

9 Average balance >= 10000 or 15 Times of Times of (Including cash deposited through Cash Monthly Average Monthly Average Balance Deposit machines) Balance (MAB) (MAB) whichever is higher whichever is higher at at both base and Non base both base and Non base branch put together. branches put together. Beyond the free limit, Rs Beyond the free limit, Rs per 1000 at both base per 1000 at both and non base branches base and non base will be charged. branches will be In case of bullion/jewellery charged. customers Rs 5 per 1000. In case of will be charged over and bullion/jewellery above the free limit customers Rs 6 per 1000.

10 Will be charged over and above the free limit B. Cash Remittance at Base Branches & Non Free cash remittance Free cash remittance upto base Branches Current A/c where monthly upto 15 Times of 15 Times of average balance < 10000 Monthly Average Monthly Average Balance (Including cash deposited through Cash Balance (MAB) at both (MAB) whichever is higher Deposit machines) base and Non base at both base and Non base branches put together. branch put together. Beyond the free limit, Rs Beyond the free limit, Rs per 1000 at both per 1000 at both base base and non base and non base branch will branch will be charged be charged In case of In case of bullion/jewellery bullion/jewellery customers Rs 5 per 1000.