Transcription of Travelers Home Coverage Comparison Chart
1 HO-2 HO-3HO-3 with HO-420 and HO-290HO-3 with HO-15, HO-85 and HO-455HV-3 Dwelling Coverage A perils Insured AgainstNamed PerilsAll RiskAll RiskAll RiskAll RiskAdditional Replacement Cost OptionalOptional25% or 50%of Cov. A 25% or 50%of Cov. A100% ofCov. ACoverage A Cash-Out OptionNot AvailableNot AvailableNot AvailableNot AvailableIncludedOther Structures Coverage BPercentage of Dwelling Coverage10%10%10% 10%10% perils Insured AgainstNamed PerilsAll RiskAll RiskAll RiskAll RiskAdditional Replacement CostNot AvailableNot AvailableNot AvailableNot AvailableIncludedContents Coverage CPercentage of Dwelling Coverage50%50%70%70%75% perils Insured AgainstNamed PerilsNamed PerilsNamed PerilsAll RiskAll RiskContents Replacement CostOptionalOptionalIncludedIncludedIncl udedLoss of Use Coverage DPercentage of Dwelling Coverage30%30%30%30%50%Additional CoveragesLock ReplacementNot IncludedNot IncludedNot Included$250$500 Debris RemovalAdditional 5% of applicable limitAdditional 5% of applicable limitAdditional 5% of applicable
2 LimitAdditional 5% of applicable limitAdditional 100% of applicable limitTree Removal$500 per tree $1,000 per occurrence$500 per tree $1,000 per occurrence$500 per tree $1,000 per occurrence$500 per tree $1,000 per occurrence$1,000 per occurrenceFire Department Charges$500$500$500$750$1,000 Food Spoilage Coverage $500$500$500$500$5,000 Rebuilding to Code (Ordinance or Law) 10% of Cov. A Limit10% of Cov. ALimit10% of Cov. ALimit10% of Cov. ALimitIncluded up to Cov. A LimitWater Backup of Sewers and DrainsNot IncludedNot IncludedNot IncludedIncludedIncludedPersonal InjuryNot IncludedNot IncludedNot IncludedIncludedIncludedIdentity Theft ProtectionNot IncludedNot IncludedNot IncludedIncludedIncludedSpecial LimitsMoney, Coins$200$200$200$300$2,000 Securities, Stamps$1,500$1,500$1,500$3,000$5,000 Trailers$1,500$1,500$1,500$3,000$3,000 Watercraft$1,500$1,500$1,500$3,000$2,500 Jewelry, Furs$1,500 (Stolen)$1,500 (Stolen)$1,500 (Stolen)$3,000 (Stolen,Misplaced, or Lost)$5,000 jewelry and $5,000 fursSilverware$2,500 (Stolen)$2,500 (Stolen)$2,500 (Stolen)$4,000 (Stolen,Misplaced, or Lost)$10,000 (Stolen,Misplaced, or Lost)Firearms$2,500 (Stolen)$2,500 (Stolen)$2,500 (Stolen)$3,500 (Stolen,Misplaced, or Lost)$6,000 (Stolen,Misplaced, or Lost)
3 Travelers Home Coverage Comparison The Travelers Indemnity Company and its property casualty affiliates. One Tower Square, Hartford, CT 06183 This material is for informational purposes only. All statements herein are subject to the provisions, exclusions and conditions of the applicable policy. For an actual description of all coverages, terms and conditions, refer to the insurance policy. Coverages are subject to individual insureds meeting our underwriting qualifications and to state availability. 2016 The Travelers Indemnity Company. All rights reserved. Travelers and the Travelers Umbrella logo are registered trademarks of The Travelers Indemnity Company in the and other countries. PL-13314 Rev. 5-16 Travelers Home Insurance offers a full range of coverages. Talk to your agent about custom protection for your home that s as individual as you are.
4 Your agent s knowledge can make your choices clear and simple.
