UNIFORM PROPERTY & CASUALTY PRODUCT CODING …

1 EFFECTIVE Jan. 1, 2020 Type of InsuranceFiling Code*Sub-Type of InsuranceDescriptionNAIC annual Statement Line SERFF Type Of InsuranceSERFF Sub-Type of InsuranceProperty1 Coverageprotectingtheinsuredagainstlosso rdamagetorealorpersonalpropertyfromavari etyofperils,including butnotlimitedto fire,lightening,businessinterruption,los sofrents,glassbreakage,tornado,windstorm ,hail,waterdamage,explosion,riot,civilco mmotion,rain, PropertyProperty insurance coverage sold to commercial Commercial PROPERTY (Fire and Allied Lines) PropertyPropertyinsurancecoveragesoldfor personal,familyorhousehold Personal PROPERTY (Fire and Allied Lines) varietyofperils,includingbutnotlimitedto fire,lightening,lossofrevenue,tornado,wi ndstorm,hail,flood,rain,ordamageby or Crop-Hail Sub-TOI ,suchashailandfire,andis notreinsuredbythe Crop-Hail Non-Federally Reinsured Reinsured CropCropinsurancecoveragethatis eitherwhollyorin partreinsuredbytheFederalCropInsuranceCo rporation(FCIC)undertheStandardReinsuran ceAgreement(SRA).

2 Thisincludesthefollowingproducts:Multipl ePerilCropInsurance(MPCI);CatastrophicIn surance,CropRevenueCoverage(CRC);IncomeP rotection and Revenue Assurance. Crop-Hail Federally Reinsured Only (Note:Ifcoverageforfloodisofferedasanadd itionalperilona propertyinsurancepolicy,fileitunder the applicable PROPERTY insurance filing code.) or FloodSeparatefloodinsurancepolicysoldtoc ommercialventuresforprimary or Commercial FloodSeparatefloodinsurancepolicysoldfor personal,familyorhousehold purposes for primary or Personal Excess FloodSeparatefloodinsurancepolicysoldtoc ommercialventuresforexcess or Commercial Excess Excess FloodSeparatefloodinsurancepolicysoldfor personal,familyorhousehold purposes for excess or Personal Excess FloodFarmowners3 Farmowners insurance sold for personal, family or household purposes.

3 This package policy is similar to a homeowners policy, in that it has been developed for farms and ranches and includes both PROPERTY and liability coverage for personal and business losses. Coverage includes farm dwellings and their contents, barns, stables, other farm structures and farm inland marine, such as mobile equipment and livestock. 3 Personal FarmownersPersonal FarmownersUNIFORM PROPERTY & CASUALTY PRODUCT CODING MATRIX 2020 National Association of Insurance Commissioners 1 of 15 EFFECTIVE Jan. 1, 2020 Homeowners4A ,appurtenantstructures, a fixed Homeowners Sub-TOI described Condominium HomesHomeownersinsurancesoldtoownersoccu pyingthedescribedmobile Mobile Owner Occupied Tenant other Homeowners insurance Other HomeownersCommercial Multiple Peril5 The policy packages two or more insurance coverages protecting an enterprise from various PROPERTY and/or liability risk exposures.

4 Frequently includes fire, allied lines, various other coverages ( , difference in conditions) and liability coverage. Such coverages would be included in other annual statement lines, if written individually. Include under this type of insurance multi-peril policies (other than farmowners, homeowners and automobile policies) that include coverage for liability other than auto. , , CMP Liability and CMP Sub-TOI Portion**Coverage for non-liability commercial multiple peril CMP Non-Liability Portion CMP Sub-TOI Portion**Coverage for liability commercial multiple peril , CMP Liability Portion CMP Sub-TOI Risk PoliciesTypically written on a reporting or completed value form, this coverage insures against loss to buildings in the course of construction.

5 The coverage also includes machinery and equipment used in the course of construction and to materials incidental to Builders Builders Businessowners (BOP) provides a broad package of PROPERTY and liability coverages for small and medium sized apartment buildings, offices, and retail stores. Businessowners Businessowners Businessowners Package Policy The Commercial Package Policy (CPP) provides a broad package of PROPERTY and liability coverages for commercial ventures other than those provided insurance through a businessowners policy. (The older special multi peril programs (SMP) also use this code.) Commercial Package Commercial Commercial Output PoliciesProvides broad form all risks coverage of personal PROPERTY of an insured manufacturer that is located away from the premises of the manufacturer at the time of a claim.

6 Manufacturers Output Manufacturers Manufacturers for all aspects of E-Commerce CMP CMP CMP E- Farm and RanchA commercial package policy for farming and ranching risks that includes both PROPERTY and liability coverage. Coverage includes barns, stables, other farm structures and farm inland marine, such as mobile equipment and Commercial Farm and Commercial Farm and Commercial Farm and CMP PoliciesAll other commercial multiple peril (CMP) insurance Other Other CMP 2020 National Association of Insurance Commissioners 2 of 15 EFFECTIVE Jan. 1, 2020 Mortgage Guaranty6 Insurancethatindemnifiesa lenderforlossuponforeclosureif aborrower fails to meet required mortgage Mortgage MG Sub-TOI Rate MortgagesThetypeofloanin whichtheinterestratewillnotchangeforthee ntire term of the Fixed Rate firstlienonrealestateandevidencedbypass- throughcertificatesorother Trust/Pool MortgagesThe type of loan in which the interest rate may vary or float periodically throughout the term of the loan based on an interest rate Variable Rate MGAll other mortgage guaranty Other MGOcean Marine8 Coverageforoceanandinlandwatertransporta tionexposures;goods or cargoes; ships or hulls; earnings.

7 And Ocean Ocean MarineInland Marine9 Coverageforpropertythatmaybein transit,heldbya bailee,at afixedlocation,ormovablegoodsthatareofte natdifferentlocations( ,off-roadconstructionsequipment),orsched uledproperty( ,HomeownersPersonalPropertyFloater)inclu dingitemssuchasliveanimals,propertywitha ntiqueorcollector svalue, ,suchasbridges,tunnels,piers,wharves,doc ks,pipelines,powerandphonelines, for use on public Inland Inland Marine Sub-TOI MortalityCoveragethatprovidesa deathbenefittotheownerofa policyinthe event of the death of the insured Animal in Conditions (DIC)DICis a specialformofopen-perilcoveragewrittenin conjunctionwithbasicfirecoverageanddesig nedtoprovideprotectionagainst losses not reimbursed under the standard fire Difference in Conditions (DIC) Electronic Data Processing (EDP) Insurance PlansVeterinarycareplaninsurancepolicypr ovidingcarefora petanimal( ,dogorcat)oftheinsuredownerintheeventofi tsillness or Pet Insurance Commercial Inland MarineAllotherinlandmarinecoveragethatis soldtocommercialventures,includingcovera geonpropertyrented/leasedbythenamed insured to others.

8 (Also see ) Other Commercial Inland Personal Inland MarineAllotherinlandmarinecoveragethatis soldforpersonal,familyor household Other Personal Inland Equipment (Cellular Telephones)ProvidesinsuredsubscribersofC ommunicationsEquipmentServiceProviderrep lacementcoverageforlossofanddamage, ,andanyotherdevicesincorporatingwireless phoneandpagercapabilities,includingbutno tlimitedtopersonaldigitalassistants (PDA) and wireless Communication Equipment (Cellular Telephones) CancellationCoverageforfinanciallossbeca useofthecancellationorpostponementofaspe cificeventduetoweatherorotherunexpected cause beyond the control of the Event Cancellation 2020 National Association of Insurance Commissioners 3 of 15 EFFECTIVE Jan.

9 1, CoverageCoversfinanciallossduetotripcanc ellation/interruption;lostordamagedbagga ge;triporbaggagedelays;missedconnections and/orchangesinitinerary;andcasualtyloss esduetorentalvehicle Travel Watercraft Coversdamagetopleasureboats,motors,trail ers,boatingequipmentandpersonalwatercraf taswellasbodilyinjuryandproperty damage liability to others. Boatowners/Personal Watercraft Financial Guaranty10A suretybond,insurancepolicy,oranindemnity contract(whenissuedbyaninsurer),orsimila rguarantytypesunderwhichlossis payableuponproofofoccurrenceoffinanciall osstoaninsuredclaimant,obligeeorindemnit eeasa resultoffailuretoperformafinancialobliga tionoranyotherpermissibleproductthatisde fined as or determined to be financial guaranty Financial Financial GuarantyMedical Malpractice11 Insurance coverage protecting a licensed health care provider or health care facility against legal liability resulting from the death or injury of any person due to the insured s misconduct, negligence, or incompetence.

10 In rendering or failure to render professional Med Mal -Claims Made and Med Mal Sub-TOI **These policies cover insured events that occur within the effective dates of the policy regardless of when they are reported to the reporting Med Mal-Occurrence Med Mal Sub-TOI Made**Thesepoliciescoverinsuredeventstha tarereported(asdefinedinthepolicy)within theeffectivedatesofthepolicy, Med Mal-Claims Made Only Med Mal Sub-TOI Ambulance Ambulance Ambulance Community Health Community Health Community Health Dental Dental Dental Dentists General Dentists General Dentists General Dentists Oral Dentists Oral Dentists Oral Home Care Service Home Care Service Home Care Service Health ServicesMedical malpractice for an ambulance malpractice for acupuncture malpractice for a community health General PracticeMedical malpractice for a general practice malpractice for a HygienistsMedical malpractice for a dental Oral SurgeonsMedical malpractice for an oral surgeon Care Service AgenciesMedical malpractice for a