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Welcome to Yale New Haven Health System! As a new …

Welcome to Yale New Haven Health System! As a new employee, you can ensure you have the right combination of coverages to protect yourself financially from any unexpected expenses by enrolling in the voluntary plans available to you. These plans are offered at competitive rates, which could save you money compared to purchasing them on your the most of your or go online to learn Auto and Home Program1 Save on your auto, home and renter s insurance Comparison-shopping benefits, rates, and discounts from up to 5 top-rated carriers2 Quick, real-time quotes all from one phone call 15% associate discounts that are typically lower than anything you can find on your own. Additional discounts availableEnroll anytime throughout the yearGroup Critical Illness Insurance Pays a lump sum cash benefit of $15,000 or $30,000 Your benefit is paid directly to you (unless otherwise assigned), and is in addition to your medical insurance You re guaranteed acceptance provided you enroll during the enrollment period Coverage is portable, which means

Group Hospital Indemnity Insurance ... Metropolitan Direct Property and Casualty Insurance Company, Metropolitan General Insurance Company, Metropolitan Group Property and Casualty Insurance Company, and Metropolitan Lloyds Insurance Company of Texas, ... Underwritten by Veterinary Pet Insurance Company (CA), Columbus, OH, an A.M. Best A+ …

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Transcription of Welcome to Yale New Haven Health System! As a new …

1 Welcome to Yale New Haven Health System! As a new employee, you can ensure you have the right combination of coverages to protect yourself financially from any unexpected expenses by enrolling in the voluntary plans available to you. These plans are offered at competitive rates, which could save you money compared to purchasing them on your the most of your or go online to learn Auto and Home Program1 Save on your auto, home and renter s insurance Comparison-shopping benefits, rates, and discounts from up to 5 top-rated carriers2 Quick, real-time quotes all from one phone call 15% associate discounts that are typically lower than anything you can find on your own. Additional discounts availableEnroll anytime throughout the yearGroup Critical Illness Insurance Pays a lump sum cash benefit of $15,000 or $30,000 Your benefit is paid directly to you (unless otherwise assigned), and is in addition to your medical insurance You re guaranteed acceptance provided you enroll during the enrollment period Coverage is portable, which means you can take it with you if you change jobs or retire (certain stipulations apply)

2 Enroll during your 31-day new hire period or annual enrollment Auto and Home Insurance Program1 Save on your auto, home and renters insurance Comparison-shop coverages, prices, and discounts from up to 5 top-rated carriers2 Quick, real-time quotes all from one phone call Employee discount of up to 15% which may be greater than anything you can find on your own Additional discounts availableApply anytime throughout the yearFlip to the back for moreGroup hospital Indemnity Insurance Pays a daily benefit amount of $100/day/ hospital stay up to 31 days when an insured is admitted to a hospital and confined as an in-patient because of a covered accidental injury or covered sickness. Paid in addition to your medical insurance Flexibility to use the benefit money to address out-of-pocket- expenses, like transportation and meals for family members, help with child care, or lost income from missing workEnroll during your 31-day new hire period or annual enrollment Legal Plan Address your covered legal situations with a network attorney for legal help and representation with such matters as: Wills and Estate Planning Family Law Matters Traffic Tickets (No DUI) and More!

3 100% paid-in-full coverage on attorney fees for covered legal matters when you work with a network attorneyEnroll during your 31-day new hire period or annual enrollment 1 Home insurance is not available in FL from the carriers offered in this program and may not be part of MetLife Auto & Home s benefit offering in are not available from all carriers and only available to those who qualify. Coverages, discounts, and billing options are subject to state availability, individual qualifications, and/or the insuring company s underwriting guidelines. Individual savings may vary and are not exclusions may apply. Certain coverages may be subject to pre-existing exclusion. See policy documents for a complete list of exclusions.

4 Reimbursement options may not be available in all carrier operates independently and is not responsible for the others financial Auto & Home is a brand of metropolitan Property and Casualty Insurance Company and its affiliates: Economy Fire & Casualty Company, Economy Premier Assurance Company, Economy Preferred Insurance Company, metropolitan Casualty Insurance Company, metropolitan Direct Property and Casualty Insurance Company, metropolitan General Insurance Company, metropolitan Group Property and Casualty Insurance Company, and metropolitan Lloyds Insurance Company of Texas, all with administrative home offices in Warwick, RI. Coverage, rates, discounts, and policy features vary by state and product, and are available in most states to those who qualify.

5 Policies have exclusions, limitations, and terms under which the policy may be continued in force or discontinued. For costs and complete details of coverage, contact your local MetLife Auto & Home representative or the company. Met P&C , MetCasSM, and MetGenSM, are licensed in MN. For certain insurance coverage, including MetLife Auto & Home insurance products, an employee does not enroll, but must apply. 2021 MetLife Services and Solutions, LLC. L0619515873 [exp0522][AllStates][DC]Insurance is underwritten by The Travelers Indemnity Company or one of its property casualty affiliates, One Tower Square, Hartford, CT 06183. In CA: Insurance is underwritten by Travelers Commercial Insurance Company, One Tower Square, Hartford, CT 06183, Certificate of Authority # 6519, or Travelers Property Casualty Insurance Company, One Tower Square, Hartford, CT 06183, Certificate of Authority # 6521, State of Domicile: Connecticut.

6 In FL: Homeowners insurance is not currently offered for new business. In TX: Auto insurance is offered by Travelers Texas MGA, Inc. and underwritten by Consumers County Mutual Insurance Company (CCM). CCM is not a Travelers company. Coverages, discounts, special program rates or savings, billing options, and other features are subject to availability and individual eligibility. Not all features available in all areas. 2021 The Travelers Indemnity Company. All rights reserved. Travelers and the Travelers Umbrella logo are registered trademarks of The Travelers Indemnity Company in the and other provided and underwritten by Liberty Mutual Insurance Company or its subsidiaries or affiliates, 175 Berkeley Street, Boston, MA.

7 Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. The program cannot guarantee coverage. A consumer report from a consumer reporting agency and/or motor vehicle report, on all drivers on your policy, may be obtained where state laws and regulations allow. In TX, coverage provided and underwritten by one or more of the following companies: Liberty Insurance Corporation, Liberty Lloyds of Texas Insurance Company, Liberty Mutual Fire Insurance Company, and Liberty County Mutual Insurance Company. Liberty Mutual Insurance products are not available through Mercer in California.

8 Learn more about our privacy policy at 2021 Liberty Mutual InsuranceAuto insurance is provided and serviced by Progressive Casualty Ins. Co. & its affiliates, Mayfield Village, OH, and in Texas by Progressive County Mutual Ins. Co., Austin, TX. Home and renters policies are provided and serviced by Progressive s affiliates, American Strategic Insurance Corp. & its affiliates, St. Petersburg, FL and in Texas by ASI Lloyds, Dallas, TX. Progressive does not offer insurance premium payroll by veterinary Pet Insurance Company (CA), Columbus, OH, an Best A+ rated company (2019); National Casualty Company (all other states), Columbus, OH, an Best A+ rated company (2019). Agency of Record: DVM Insurance Agency. Nationwide, the Nationwide N and Eagle, and Nationwide is on your side are service marks of Nationwide Mutual Insurance Company.

9 2020 Nationwide. Actual coverage, programs, services, discounts, and credits vary by state. Not all options and coverages are available in all states; terms and conditions apply. Coverage is provided and underwritten by Electric Insurance Company , located at 75 Sam Fonzo Drive, Beverly, MA 01915. If there are discrepancies between this information and the policy, the terms of the policy apply. For additional information please contact Electric Insurance Company at 2021 Electric Insurance Company. The Aflac coverage described here is subject to plan limitations, exclusions, definitions, and provisions. For detailed information, please see the plan brochures, as this material is intended to provide general summaries of the coverage.

10 hospital Indemnity Insurance and Critical Illness Insurance are underwritten by Continental American Insurance Company, a proud member of the Aflac family. CAIC is not licensed to solicit business in New York, Guam, Puerto Rico, or the Virgin Islands. AGC2002655 EXP 11/21 MetLife Legal Plans. This document is intended to provide you with general information. It is not intended to provide, and should not be relied upon for, legal advice. If you require legal advice, please consult with your attorney. Program Offered and Administered by Mercer Health & Benefits Administration LLCIn CA d/b/a Mercer Health & Benefits Insurance Services LLC AR Insurance License #100102691 CA Insurance License #0G3970993373 M6808 (1/21) Copyright 2021 Mercer LLC.


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