Workers Compensation Target Premium Guidelines …

1 Workers Compensation Target Premium Guidelines Target Premium thresholds for some of the classifications that we see and write on a regular basis are listed below. This list is not inclusive of our entire appetite and/or all Target premiums. We evaluate risks on a case-by-case basis, and employ flexibility based on the individual characteristics of each risk. Visit the BHHC Workers Complete submission Guidelines : Acord 130 Application Compensation Agency Portal 5 years of currently valued loss runs to enter a submission!

2 Current experience rating worksheet Completed Supplemental Application Search for Target premiums Submissions for accounts below $50K: by state and class code! Acord 130 Application 3 years of currently valued loss runs $1,500 - 50,000. Small Business - over 400 class codes ratable online $50,000. Minimum Premium as low as $1,500 in CA ($5K min. outside CA) Local Trucking (<200 mile radius). Higher minimum premiums required for certain class codes Intermediate Trucking (201-500 mile radius). The following states have the capability to be Roll-Off Container Operations quoted online: AR, CA, CT, DC, IL, IN, KY, MD, MI, and OK Scrap Metal Dealers Small Business Program is currently unavailable in Auto Salvage (without car crushers).

3 These states: AZ, DE, FL, LA, ME, MA, NJ, NY, SD, and WI US Postal Service Trucking Contractors Dairy Farms $10,000 Drywall, Masonry Hospitals Artisan Contractors (Electrical, Painting, Plumbing, Sheet Metal, HVAC). Cabinet Installation Non-Emergency Medical Transport Furniture Installation / Repair Home Healthcare (Skilled Nursing). Machinery Dealers Residential / Nursing / Recovery / Retirement Homes Manufacturing (Metal Goods, Furniture, Pipes, etc.). $100,000. Long Haul Trucking (>500 mile radius; prefer within 750 miles).

4 GC, Street & Road, Excavation, Water/Sewer Main $20,000 Ambulance Services Furniture Moving & Storage Fence & Tile Contractors Foundries Manufacturing (Plastic, Meat, Grain, Heavy Products, etc.). Home Healthcare (Domestic Services). Building Material Dealers / Lumberyards Fuel-Oil Haulers (Motor Oil, Home Heating Oil, etc. not Gasoline). Bus or Limousine Companies Rehabilitation Facilities Concrete Contractors (Flatwork). Contractors (Executive Supervisors). $150,000. Beverage Distributors General Merchandise Warehouses Gasoline Haulers Farming Operations (Other than Vineyards & Nurseries) Residential Garbage Collection Security Systems Roofing/Framing Automatic Sprinkler Installation Concrete Construction Representing Financial Strength & Integrity BHHC