www.hiscox.com/kraft-lake

1 Small Business Appetite Guide Select an industry below to view available products, professions and revenue/coverage limits: ARCHITECTURE & ARTISAN. PRODUCT OVERVIEW CONSULTING CREATIVE & DESIGN. ENGINEERING CONTRACTORS. HEALTH, BEAUTY & LANDSCAPING. FINANCIAL SERVICES JANITORIAL SERVICES LEGAL SERVICES. FITNESS SERVICES. MARKETING & PUBLIC MISCELLANEOUS. REAL ESTATE RETAIL TECHNOLOGY. RELATIONS BUSINESS SERVICES. F = FARMERS GENERAL LIABILITY ELIGIBLE ON A BOP (GL). ARCHITECTURE & ENGINEERING top | | | |. Available Products: PL & GL* PL Revenue Limit: $500K GL Payroll Limit: $500K Coverage/Liability Limit: $3M State Exclusions: No PL in VA, VT.

2 Architecture F Engineering design services F. Building/construction inspection F Environmental engineering F. Civil engineering F Industrial engineering F. Control systems integration/automation F Landscape architect F. Draftsman (including CAD/CAM) F Process engineering F. Electrical engineering F Project manager (architecture or engineering) F. Engineering F Transportation engineering F. ARTISAN CONTRACTORS top | |. Available Products: GL* GL Revenue Limit: $500K Coverage/Liability Limit: $2M State Exclusions: NY |. Air conditioning systems installation and repair F Handyperson (no roof work).

3 Heating and air conditioning installation and repair Appliance and accessories installation and repair F (no liquefied petroleum gas (LPG)) F. Carpentry (interior only) Interior finishing work Carpet, rug, furniture, or upholstery cleaning (customer's premises only) F Locksmiths F. Clock making and repair Masonry work Door or window installation and repair Painting (interior only) F (No Farmers Coverage In CA). Driveway or sidewalk paving/repaving Plastering or stucco work Drywall or wallboard installation and repair Plumbing (commercial and residential) F. Electrical work (interior only) F Sign painting and lettering (interior and exterior) F.

4 Fence installation and repair F (No Farmers Coverage In CA) Tile, stone, marble, mosaic, or terrazzo work (interior only) F. Floor covering installation (no ceramic tile or stone) F Upholstery work Glass installation and repair (no auto work) F Window cleaning (nothing above 15 feet) F. CONSULTING top |. Available Products: PL & GL PL Revenue Limit: $5M | GL Payroll Limit: $3M | Coverage/Liability Limit: $5M. Business consulting F Marketing consulting F. Education consulting F Research consulting F. Human Resources (HR) consulting F Resume consulting F. IT consulting F Strategy consulting F. Management consulting F Other consulting services F.

5 * PL & GL: Available in all states except AK | Copyright 2019 Hiscox Inc. All rights reserved. 14448 2/19 | 1-800-817-9848 1 of 4. Small Business Appetite Guide | 1-800-817-9848. CREATIVE & DESIGN top | | |. Available Products: PL & GL* PL Revenue Limit: $5M GL Payroll Limit: $3M Coverage/Liability Limit: $5M. Graphic design F Photography; Client videography F. Interior design (No PL in VA, VT) F Professional organizer (No PL in VA, VT). Photo booths Visual effect designer for films/videos FINANCIAL SERVICES top |. Available Products: PL & GL* PL Revenue Limit: $5M | GL Square Footage Cap: 35K | Coverage/Liability Limit: $5M.

6 Accounting (PL Revenue Limit: $1M | PL Coverage/Liability Limit: $3M) F Medical billing (No PL in NY). Bookkeeping F Tax preparation F. |. Available Products: PL & GL* PL Revenue Limit: $1M | GL Square Footage Cap: 35K | Coverage/Liability: 5M. Insurance agent services (PL unavailable if customer is a Farmers agent) F. |. Available Products: GL* GL Payroll Limit: $3M | Coverage/Liability Limit: $5M. Actuarial services Mortgage brokering/banking (GL Square Footage Cap: 35K). Financial auditing or consulting F Stock brokering (GL Square Footage Cap: 35K). Investment advice F. HEALTH, BEAUTY & FITNESS top |.

7 Available Products: PL & GL* PL Revenue Limit: $5M | GL Square Footage Cap: 35K | GL Gross Sales Limit: $5M | Coverage/Liability Limit: $5M. (PL Cap $1M in IL). Acupressure services (No coverage in NV) F Massage therapy (No GL Square Footage Cap). Acupuncture services (No coverage in NV) F Mental health counseling Art therapy Music therapy F. Audiology (No PL in NV) F Nail technician services (No GL Square Footage Cap) F. Barber/hair stylist services (No GL Square Footage Cap) F Occupational therapy F. Beautician/cosmetology services (No GL Square Footage Cap) F Personal training (health & fitness).

8 Dance therapy Psychology F. Diet/nutrition services F Pilates instruction Drama therapy Small salon owner (No GL Square Footage Cap) F. Esthetician services (No GL Square Footage Cap) F Social work services First aid and CPR training F Speech therapy (No coverage in NV) F. Hypnosis Substance abuse counseling Marriage and family therapy Yoga instruction | | |. Available Products: PL & GL* PL Revenue Limit: $5M GL Gross Sales Limit: $5M Coverage/Liability Aggregate Limit: $2M Online (up to $3M by phone). Home health aide Personal care aide JANITORIAL SERVICES top | |. Available Products: GL* GL Payroll Limit: $500K Coverage/Liability Limit: $2M.

9 Dryer vent cleaning Residential cleaning services (interior and exterior) F. Janitorial/cleaning services F Small commercial office cleaning (interior only) F. LANDSCAPING SERVICES top | |. Available Products: GL* GL Payroll Limit: $500K Coverage/Liability Limit: $2M. Gutter or chimney cleaning Lawn care services (residential and commercial) F. Landscaping/gardening services (residential and commercial) F Snow blowing and removal (no auto coverage) F. * PL & GL: Available in all states except AK | Copyright 2019 Hiscox Inc. All rights reserved. 14448 2/19 | 1-800-817-9848 2 of 4. Small Business Appetite Guide | 1-800-817-9848.

10 LEGAL SERVICES top | | |. Available Products: PL & GL PL Revenue Limit: $5M GL Payroll Limit: $3M Coverage/Liability Limit: $5M. Claims adjusting (No PL in NY) Expert witness services Court reporting F Notary services (No PL in CA | GL Square Footage Cap: 35K). Document preparation F Process server F. | |. Available Products: GL GL Square Footage Cap: 35K Coverage/Liability Limit: $5M. Legal services F Trustee services MARKETING & PUBLIC RELATIONS top |. Available Products: PL & GL PL Revenue Limit: $5M | GL Payroll Limit: $3M | Coverage/Liability Limit: $5M. Advertising F Marketing/media consulting F.